Gavop's guide to buying homeowners insurance in Lake Norman of Catawba, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $77,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $170,000 | $160,000 | $150,000-$175,000 |
| 3 Bedroom | $199,000 | $180,000 | $175,000-$200,000 |
| 4 Bedroom | $448,500 | $420,000 | $500,000-$600,000 |
| 5 Bedroom | $729,500 | $680,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$161 | $845 |
| Superior Protection Discount | -$91 | $915 |
| Fire & Security Discount | -$111 | $895 |
| Hail Resistant Roof Discount | -$30 | $976 |
| Newly Constructed Home Discount | -$262 | $744 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Catawba County | $1,500 | $776 | $2,276 | $564 | $2,064 | $212 |
| Lake Norman of Catawba, NC | $2,500 | $994 | $3,494 | $722 | $3,222 | $272 |
| Davidson, NC | $200 | $1,434 | $1,634 | $1,042 | $1,242 | $392 |
| Catawba Springs, NC | $2,000 | $879 | $2,879 | $639 | $2,639 | $240 |
| Alexander County, NC | $100 | $744 | $844 | $540 | $640 | $203 |
| Rhodhiss, NC | $700 | $508 | $1,208 | $369 | $1,069 | $139 |
| Waco, NC | $100 | $595 | $695 | $432 | $532 | $163 |
| Jerusalem, NC | $700 | $579 | $1,279 | $421 | $1,121 | $158 |
| Spencer, NC | $500 | $600 | $1,100 | $436 | $936 | $164 |
| Vance, NC | $2,500 | $862 | $3,362 | $627 | $3,127 | $236 |
| Emmons, NC | $300 | $587 | $887 | $427 | $727 | $160 |
| North Fall Creek, NC | $2,000 | $897 | $2,897 | $652 | $2,652 | $245 |
| Home Insurance Company Lake Norman of Catawba, NC | Homeowners Insurance Agency Lake Norman of Catawba, NC | Address | Popularity Score | Distance from Lake Norman of Catawba (miles) |
|---|---|---|---|---|
| State Farm | Joe Ricci | 20315 Knox Rd Ste A, Cornelius, NC, 28031-6586 | 9.8 | |
| State Farm | Juan Rubio | 9401 Statesville Rd Ste E, Charlotte, NC, 28269-7681 | 19.0 | |
| State Farm | Craig Berry | 9900 Poplar Tent Rd Ste 120, Concord, NC, 28027-9508 | 18.3 | |
| State Farm | Roger O'Connell | 452 S Main St Ste 100, Davidson, NC, 28036-8095 | 10.3 | |
| State Farm | Ryan Mahoney | 8854 Arbor Creek Dr, Charlotte, NC, 28269-0541 | 18.6 | |
| Liberty Mutual Independent | Risk Solutions Inc. | 7761 Ballantyne Commons Pkwy Ste 101, Charlotte, NC, 28277 | 38.6 | |
| State Farm | Darrick Embry | 8124 S Tryon St Unit A3, Charlotte, NC, 28273-3379 | 31.6 | |
| Allstate | Robert Chester | 610 Jetton St Ste 180, Davidson, NC, 28036 | 9.7 | |
| State Farm | Jerry Hagler | 103 N Main St, China Grove, NC, 28023-2527 | 22.8 | |
| Nationwide | Benson & Associates | 8728 Arbor Creek Dr Unit A, Charlotte, NC, 28269-0542 | 18.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,230 | $580 |
| Catawba County, NC | $139,900 | $786 | $540 | $1,120 | $580 |
| Lake Norman of Catawba, NC | $356,900 | $1,006 | $720 | $1,390 | $670 |
| Davidson, NC | $384,000 | $1,452 | $1,050 | $2,020 | $970 |
| Catawba Springs, NC | $277,200 | $890 | $630 | $1,270 | $640 |
| Alexander County, NC | $131,800 | $753 | $520 | $1,030 | $510 |
| Rhodhiss, NC | $80,200 | $514 | $360 | $740 | $380 |
| Waco, NC | $96,000 | $602 | $430 | $860 | $430 |
| Jerusalem, NC | $101,300 | $586 | $420 | $830 | $410 |
| Spencer, NC | $96,800 | $607 | $410 | $860 | $450 |
| Vance, NC | $203,700 | $873 | $630 | $1,250 | $620 |
| Emmons, NC | $103,000 | $594 | $410 | $850 | $440 |
| North Fall Creek, NC | $164,800 | $908 | $650 | $1,250 | $600 |