Gavop shows you how to buy homeowners insurance in Macedon, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $163,000 | $130,000 | $175,000-$200,000 |
| 3 Bedroom | $199,500 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $188,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $192,000 | $170,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$100 | $489 |
| Superior Protection Discount | -$59 | $530 |
| Fire & Security Discount | -$65 | $524 |
| Hail Resistant Roof Discount | -$12 | $577 |
| Newly Constructed Home Discount | -$135 | $453 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wayne County | $2,500 | $1,190 | $3,690 | $865 | $3,365 | $325 |
| Macedon, NY | $700 | $582 | $1,282 | $423 | $1,123 | $159 |
| Ontario, NY | $300 | $594 | $894 | $432 | $732 | $162 |
| Galen, NY | $1,500 | $584 | $2,084 | $424 | $1,924 | $160 |
| Wheatland, NY | $100 | $611 | $711 | $444 | $544 | $167 |
| Tyre, NY | $2,500 | $583 | $3,083 | $424 | $2,924 | $159 |
| Sennett, NY | $300 | $702 | $1,002 | $510 | $810 | $192 |
| North Dansville, NY | $1,000 | $932 | $1,932 | $677 | $1,677 | $255 |
| Jordan, NY | $200 | $584 | $784 | $424 | $624 | $160 |
| Batavia, NY | $2,000 | $940 | $2,940 | $683 | $2,683 | $257 |
| Barre, NY | $100 | $583 | $683 | $424 | $524 | $159 |
| Minetto, NY | $1,000 | $595 | $1,595 | $432 | $1,432 | $163 |
| Home Insurance Company Macedon, NY | Homeowners Insurance Agency Macedon, NY | Address | Popularity Score | Distance from Macedon (miles) |
|---|---|---|---|---|
| State Farm | Jackie Ortiz | 225 Alexander St, Rochester, NY, 14607-4009 | 15.3 | |
| Allstate | Jeremy Drader | 7635 Main Fishers, Fishers, NY, 14453 | 9.3 | |
| Travelers | Ag Gaesser Agency, Inc. | 1220 Fairport Rd, Fairport, NY, 14450 | 8.0 | |
| Erie | Rachel E Francisco | 2858 Dewey Avenue, Rochester, NY, 14616 | 19.4 | |
| Travelers | Ag Gaesser Agency, Inc. | 1220 Rd , Fairport, NY, 14450 | 8.1 | |
| Travelers | James R Meys Agency Inc | 124 Main Street, Geneseo, NY, 14454 | 32.3 | |
| Allstate | Rocco Distaffen | 251 W Ridge Rd, Rochester, NY, 14615 | 18.3 | |
| Liberty Mutual Independent | Mgm Associates | 1745 Penfield Rd, Penfield, NY, 14526 | 9.4 | |
| Liberty Mutual Independent | Cleary Insurance Agency | 3720 Main St, Walworth, NY, 14568 | 4.6 | |
| Travelers | Wells Insurance | 644 E Main, Palmyra, NY, 14522 | 5.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $840 | $1,650 | $810 |
| Wayne County, NY | $118,900 | $1,205 | $810 | $1,710 | $900 |
| Macedon, NY | $143,700 | $589 | $420 | $840 | $420 |
| Ontario, NY | $151,800 | $602 | $410 | $850 | $440 |
| Galen, NY | $83,900 | $591 | $420 | $840 | $420 |
| Wheatland, NY | $133,600 | $618 | $450 | $880 | $430 |
| Tyre, NY | $94,300 | $590 | $420 | $840 | $420 |
| Sennett, NY | $180,200 | $711 | $510 | $970 | $460 |
| North Dansville, NY | $85,200 | $943 | $690 | $1,300 | $610 |
| Jordan, NY | $98,300 | $591 | $430 | $850 | $420 |
| Batavia, NY | $94,200 | $952 | $690 | $1,350 | $660 |
| Barre, NY | $90,500 | $590 | $400 | $840 | $440 |
| Minetto, NY | $118,500 | $602 | $440 | $840 | $400 |