Gavop shows you how to buy homeowners insurance in Dos Palos, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $78,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $169,500 | $150,000 | $125,000-$150,000 |
| 4 Bedroom | $173,500 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $357,500 | $330,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $802 |
| Superior Protection Discount | -$87 | $880 |
| Fire & Security Discount | -$77 | $889 |
| Hail Resistant Roof Discount | -$29 | $938 |
| Newly Constructed Home Discount | -$213 | $754 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,537 |
| Hail Damage | $4,571 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,887 |
| Home Insurance Company Dos Palos, CA | Homeowners Insurance Agency Dos Palos, CA | Address | Popularity Score | Distance from Dos Palos (miles) |
|---|---|---|---|---|
| Travelers | Thomco Associates Insurance Services | 4333 North West Avenue, Fresno, CA, 93705 | 48.2 | |
| State Farm | Andrea Brandt | 934 7th St, Los Banos, CA, 93635-4302 | 11.4 | |
| Farmers | Miguel Soto | 1820 P St, Merced, CA, 95340 | 20.5 | |
| State Farm | Jon Whited | 1600 Sunrise Ave., Modesto, CA, 95350 | 47.5 | |
| Farmers | Brenda Horder | 341 Tres Pinos Rd Ste 205b, Hollister, CA, 95023 | 43.8 | |
| Allstate | Ainslie Loverde Insurance Services Inc. | 401 Mccray St Ste B, Hollister, CA, 95023 | 43.7 | |
| State Farm | Kathryn Dosher | 125 E Barstow Ave Ste 113, Fresno, CA, 93710-5023 | 49.7 | |
| Travelers | Agri-Center Insurance Agency | 1300 W Shaw Ave Ste 1a, Fresno, CA, 93711 | 48.4 | |
| Farmers | Chris Pacheco | 863 I St Ste A, Los Banos, CA, 93635 | 11.2 | |
| State Farm | Herb Bustle | 1600 Sunrise Ave Ste 7e, Modesto, CA, 95350-4679 | 47.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Merced County, CA | $196,200 | $627 | $460 | $850 | $390 |
| Dos Palos, CA | $151,300 | $967 | $720 | $1,310 | $590 |
| Atwater, CA | $200,500 | $632 | $470 | $860 | $390 |
| Fairmead, CA | $274,000 | $757 | $560 | $1,030 | $470 |
| Mendota, CA | $141,000 | $1,056 | $780 | $1,440 | $660 |
| Madera Acres, CA | $202,000 | $608 | $450 | $830 | $380 |
| Snelling, CA | $279,700 | $766 | $570 | $1,040 | $470 |
| Westport, CA | $268,500 | $748 | $550 | $1,020 | $470 |
| Bonadelle Ranchos-Madera Ranchos, CA | $280,400 | $645 | $480 | $880 | $400 |
| Ridgemark, CA | $565,800 | $1,661 | $1,230 | $2,260 | $1,030 |
| Empire, CA | $121,000 | $541 | $400 | $740 | $340 |
| Bystrom, CA | $130,000 | $555 | $410 | $750 | $340 |