Gavop shows you how to buy homeowners insurance in Keyport, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $97,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $135,500 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $350,000 | $320,000 | $350,000-$400,000 |
| 4 Bedroom | $307,000 | $250,000 | $250,000-$300,000 |
| 5 Bedroom | $523,000 | $420,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $693 |
| Superior Protection Discount | -$81 | $725 |
| Fire & Security Discount | -$89 | $717 |
| Hail Resistant Roof Discount | -$24 | $781 |
| Newly Constructed Home Discount | -$169 | $636 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monmouth County | $700 | $1,175 | $1,875 | $854 | $1,554 | $321 |
| Keyport, NJ | $1,000 | $796 | $1,796 | $578 | $1,578 | $218 |
| Society Hill, NJ | $200 | $1,132 | $1,332 | $823 | $1,023 | $309 |
| Hightstown, NJ | $1,500 | $822 | $2,322 | $598 | $2,098 | $225 |
| Far Hills, NJ | $500 | $2,345 | $2,845 | $1,704 | $2,204 | $641 |
| Barnum Island, NY | $1,500 | $2,120 | $3,620 | $1,541 | $3,041 | $579 |
| Hempstead, NY | $200 | $1,309 | $1,509 | $951 | $1,151 | $358 |
| Bronx County, NY | $700 | $1,448 | $2,148 | $1,052 | $1,752 | $396 |
| Port Washington, NY | $200 | $834 | $1,034 | $606 | $806 | $228 |
| Oakland, NJ | $1,000 | $1,038 | $2,038 | $754 | $1,754 | $284 |
| Levittown, NY | $100 | $1,424 | $1,524 | $1,035 | $1,135 | $389 |
| Leisuretowne, NJ | $1,000 | $747 | $1,747 | $543 | $1,543 | $204 |
| Home Insurance Company Keyport, NJ | Homeowners Insurance Agency Keyport, NJ | Address | Popularity Score | Distance from Keyport (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Boynton & Boynton | 21 Cedar Ave Fair Haven, Fair Haven, NJ, 7704 | 9.8 | |
| State Farm | Peter Romeo | 1429 Us Highway 22, Mountainside, NJ, 07092-2406 | 18.5 | |
| State Farm | Angel Rodriguez | 815 Elizabeth Ave Ste 200, Elizabeth, NJ, 07201-2787 | 15.6 | |
| Travelers | The Insurance Place | 35 Legion Dr, Bergenfield, NJ, 7621 | 35.8 | |
| State Farm | Karen Mojka | 1910 Washington Vly Rd Ste 6, Martinsville, NJ, 08836-2026 | 22.5 | |
| Travelers | Five Star Ins Agency Llc | 446a New Brunswick Ave, Fords, NJ, 8863 | 8.7 | |
| Allstate | Gary Jandersit | 659 Abbington Dr, East Windsor, NJ, 8520 | 19.0 | |
| Farmers | Jayme Vinas | 110 4th St, Plainfield, NJ, 7061 | 17.2 | |
| Farmers | Maria Portales | 94 Main St, Woodbridge, NJ, 7095 | 9.4 | |
| Travelers | The Rosell Insurance Agency Inc | 647 Newman Springs Road, Lincroft, NJ, 7738 | 8.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $740 | $1,550 | $810 |
| Monmouth County, NJ | $396,200 | $1,189 | $800 | $1,640 | $840 |
| Keyport, NJ | $256,500 | $806 | $560 | $1,140 | $580 |
| Society Hill, NJ | $349,600 | $1,146 | $830 | $1,590 | $760 |
| Hightstown, NJ | $274,200 | $832 | $610 | $1,160 | $550 |
| Far Hills, NJ | $800,700 | $2,373 | $1,710 | $3,300 | $1,590 |
| Barnum Island, NY | $446,900 | $2,146 | $1,460 | $3,030 | $1,570 |
| Hempstead, NY | $421,300 | $1,325 | $970 | $1,890 | $920 |
| Bronx County, NY | $371,800 | $1,465 | $1,050 | $2,100 | $1,050 |
| Port Washington, NY | $771,400 | $844 | $610 | $1,200 | $590 |
| Oakland, NJ | $446,800 | $1,050 | $700 | $1,500 | $800 |
| Levittown, NY | $367,700 | $1,441 | $970 | $2,030 | $1,060 |
| Leisuretowne, NJ | $154,800 | $756 | $550 | $1,070 | $520 |