How Can I Make My Vance County, NC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Vance County, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

Compare Quotes from Top Providers and Save now!

Select the Suitable Coverage Value for your Vance County, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $37,000 $30,000 $25,000-$50,000
2 Bedroom $61,500 $60,000 $50,000-$75,000
3 Bedroom $90,000 $70,000 $75,000-$100,000
4 Bedroom $119,000 $100,000 $100,000-$125,000
5 Bedroom $216,500 $200,000 $175,000-$200,000

Choose the Best Vance County, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 500-549 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $360
Unemployed 700-749 Credit Score No Income 3 Pets, Non-Smoker $200
Freelancer 550-599 Credit Score $75 to $100,000 No Pets, Non-Smoker $60

Choose the Right Deductible for your Vance County, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $200 $560 $760 $480 $680 $80
Vance County, NC $1,000 $480 $980 $420 $1,420 $-440
Vance County, NC $1,000 $440 $940 $370 $1,370 $-430
Henderson, NC $500 $390 $890 $310 $810 $80
Hawtree, NC $1,500 $530 $1,030 $440 $1,940 $-910
Clarksville, VA $200 $570 $770 $480 $680 $90
Brinkleyville, NC $700 $350 $850 $300 $1,000 $-150
Bacon, VA $400 $370 $770 $300 $700 $70
Leesville, NC $2,500 $1,540 $2,040 $1,270 $3,770 $-1,730
Rocky Mount, NC $100 $400 $500 $330 $430 $70
Halifax, NC $700 $300 $800 $250 $950 $-150
Sturgeon, VA $500 $380 $880 $320 $820 $60
Toisnot, NC $700 $360 $860 $290 $990 $-130

Identify Top Home Insurance Agents near Vance County, NC | Back to Top

Home Insurance Company Vance County, NC Homeowners Insurance Agency Vance County, NC Address Popularity Score Distance from Vance County (miles)
Erie The Caldwell Insurance Agency 125 W Chatham Street, Cary, NC, 27511
45.1
Nationwide Craig Insurance Group Inc 1125 W Nc Highway 54 Ste 204, Durham, NC, 27707
43.6
State Farm Amanda Hagood 3518 Wade Ave Ste B, Raleigh, NC, 27607-4068
41.9
State Farm Courtney Gunnels 807 E Main St Ste 180, Durham, NC, 27701-4074
37.5
State Farm Margier White 234 Raleigh Road, Henderson, NC, 27536-4978
3.3
State Farm Collin Clarke 2339 Timber Dr Ste 200, Garner, NC, 27529-2518
47.6
Nationwide Michelle Keener & Associates Inc. 101 New Fidelity Ct, Garner, NC, 27529
46.7
Erie Matt Roberts Agency Inc. 1151 Falls River Avenue Suite 105a, Raleigh, NC, 27614
33.2
State Farm Leslie Miller 105 W Nc Highway 54 Ste 255, Durham, NC, 27713-6648
43.2
Erie The Sorgi Insurance Agency 16 Consultant Pl Ste 102, Durham, NC, 27707
41.6

Compare Rates for Vance County, NC Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $750 $550 $1,040 $490
Vance County, NC $103,600 $420 $300 $580 $280
Vance County, NC $103,600 $590 $420 $830 $410
Henderson, NC $102,100 $460 $340 $660 $320
Hawtree, NC $99,700 $530 $370 $740 $370
Clarksville, VA $148,500 $650 $450 $920 $470
Brinkleyville, NC $67,300 $360 $260 $510 $250
Bacon, VA $96,800 $410 $280 $560 $280
Leesville, NC $282,800 $1,220 $880 $1,670 $790
Rocky Mount, NC $108,200 $490 $330 $700 $370
Halifax, NC $81,700 $420 $310 $600 $290
Sturgeon, VA $100,900 $450 $320 $630 $310
Toisnot, NC $86,900 $430 $300 $600 $300

7 Ways to Get Discounts on Homeowners Insurance in Vance County, NC

What Makes Your Vance County, NC Home Insurance Cheap or Expensive