Gavop's guide to buying homeowners insurance in Sunnyvale, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Sunnyvale, TX - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Tigris Trl, Becard Dr, Case Dr, New Hope Rd, Willowglen Dr, Cypress Way, Mercury, Elkridge Dr, Tripp Rd, Greenway St | $292,000 | $250,000 | $250,000-$300,000 | $131,500 | $110,000 | $100,000-$125,000 |
| Roanoke Cir, Brookstone Dr, Rockshire Dr, Shiloh Ln, Rain Tree Dr, Old Lawson Rd, Whitetail Dr, Berry Rd, Parker Dr, Hidden Ridge | $219,000 | $200,000 | $250,000-$300,000 | $141,000 | $120,000 | $125,000-$150,000 |
| Clearmeadow Dr, Preston Creek, Bowie Dr, San Gabriel Way, Briar Ln, Midstream Ct, E Glen Blvd, Hackamore St, E Tripp Rd, Manor Way | $180,500 | $170,000 | $150,000-$175,000 | $151,000 | $140,000 | $125,000-$150,000 |
| Molina Dr, Big Bend Cir, Newsom Rd, Brownfield Dr, Wheatfield Dr, Long Creek Rd, Old Gate Ln, Arbor Dr, Trinity Hill Dr, Sunview Dr | $352,500 | $290,000 | $300,000-$350,000 | $177,000 | $160,000 | $200,000-$250,000 |
| N Aston Dr, Lone Pecan Dr, Palisades Pl, Raven Ct, Shady Creek St, San Simeon Dr, Cantura Dr, Corkwood Dr, Sweetbriar Ct, Hunters Trl | $195,500 | $180,000 | $150,000-$175,000 | $170,000 | $140,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$209 | $952 |
| Superior Protection Discount | -$104 | $1,057 |
| Fire & Security Discount | -$128 | $1,033 |
| Hail Resistant Roof Discount | -$35 | $1,126 |
| Newly Constructed Home Discount | -$267 | $894 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dallas County | $1,000 | $1,360 | $2,360 | $989 | $1,989 | $372 |
| Sunnyvale, TX | $700 | $1,147 | $1,847 | $834 | $1,534 | $313 |
| Balch Springs, TX | $500 | $1,019 | $1,519 | $741 | $1,241 | $279 |
| Dallas County, TX | $2,500 | $1,360 | $3,860 | $989 | $3,489 | $372 |
| Fate, TX | $100 | $1,000 | $1,100 | $727 | $827 | $273 |
| Elmo, TX | $700 | $1,408 | $2,108 | $1,023 | $1,723 | $385 |
| Kaufman, TX | $500 | $976 | $1,476 | $709 | $1,209 | $267 |
| Grand Prairie, TX | $2,500 | $1,487 | $3,987 | $1,080 | $3,580 | $406 |
| New Hope, TX | $300 | $1,755 | $2,055 | $1,275 | $1,575 | $480 |
| Kemp, TX | $1,500 | $1,305 | $2,805 | $948 | $2,448 | $357 |
| Lincoln Park, TX | $400 | $1,005 | $1,405 | $730 | $1,130 | $275 |
| Blue Mound, TX | $2,000 | $1,418 | $3,418 | $1,030 | $3,030 | $387 |
| Home Insurance Company Sunnyvale, TX | Homeowners Insurance Agency Sunnyvale, TX | Address | Popularity Score | Distance from Sunnyvale (miles) |
|---|---|---|---|---|
| Allstate | Diana Wickman | 3200 Broadway Blvd Ste 450, Garland, TX, 75043 | 6.4 | |
| Allstate | Aaron Augustine | 3939 Belt Line Rd Ste 275, Addison, TX, 75001 | 19.9 | |
| State Farm | Dale Johnson | 800 E Campbell Rd Ste 203, Richardson, TX, 75081-1862 | 15.0 | |
| State Farm | Raul Lopez | 4133 Broadway Blvd Ste 120, Garland, TX, 75043-2590 | 5.1 | |
| State Farm | Read Castleberry | 9043 Garland Rd, Dallas, TX, 75218-3919 | 9.0 | |
| Farmers | Ana Ibarra | 1901 Central Dr Ste 102, Bedford, TX, 76021 | 33.6 | |
| State Farm | Shelley Dietrich | 2308 Ridge Rd Ste A, Rockwall, TX, 75087-5154 | 8.9 | |
| Travelers | Roach Howard Smith & Barton | 8750 N Central Expwy Ste 500, Dallas, TX, 75231 | 13.1 | |
| Travelers | Bankhead Insurance Agency | 10935 Estate Ln Ste 190, Dallas, TX, 75238 | 9.7 | |
| Allstate | Anil Mathew | 4321 N Belt Line Rd Ste 300, Mesquite, TX, 75150 | 2.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Dallas County, TX | $148,300 | $1,377 | $910 | $2,120 | $1,210 |
| Sunnyvale, TX | $348,000 | $1,161 | $770 | $1,790 | $1,020 |
| Balch Springs, TX | $85,900 | $1,032 | $680 | $1,590 | $910 |
| Dallas County, TX | $148,300 | $1,377 | $910 | $2,120 | $1,210 |
| Fate, TX | $210,400 | $1,012 | $670 | $1,560 | $890 |
| Elmo, TX | $80,900 | $1,425 | $940 | $2,190 | $1,250 |
| Kaufman, TX | $113,800 | $988 | $650 | $1,520 | $870 |
| Grand Prairie, TX | $139,600 | $1,505 | $990 | $2,320 | $1,330 |
| New Hope, TX | $175,800 | $1,776 | $1,170 | $2,740 | $1,570 |
| Kemp, TX | $62,800 | $1,321 | $870 | $2,030 | $1,160 |
| Lincoln Park, TX | $21,100 | $1,017 | $670 | $1,570 | $900 |
| Blue Mound, TX | $82,800 | $1,435 | $950 | $2,210 | $1,260 |