Gavop shows you how to buy homeowners insurance in Cedaredge, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $80,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $149,500 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $269,000 | $230,000 | $250,000-$300,000 |
| 4 Bedroom | $224,000 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $219,000 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $747 |
| Superior Protection Discount | -$80 | $809 |
| Fire & Security Discount | -$98 | $792 |
| Hail Resistant Roof Discount | -$27 | $863 |
| Newly Constructed Home Discount | -$213 | $676 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Delta County | $1,500 | $1,143 | $2,643 | $831 | $2,331 | $312 |
| Cedaredge, CO | $700 | $879 | $1,579 | $639 | $1,339 | $240 |
| Delta, CO | $400 | $818 | $1,218 | $594 | $994 | $223 |
| Clifton, CO | $1,000 | $798 | $1,798 | $580 | $1,580 | $218 |
| Mesa County, CO | $300 | $1,147 | $1,447 | $833 | $1,133 | $313 |
| Olathe, CO | $2,000 | $879 | $2,879 | $639 | $2,639 | $240 |
| Somerset, CO | $100 | $1,536 | $1,636 | $1,116 | $1,216 | $420 |
| Battlement Mesa, CO | $2,500 | $1,130 | $3,630 | $821 | $3,321 | $309 |
| Parachute, CO | $300 | $1,108 | $1,408 | $805 | $1,105 | $303 |
| Marble, CO | $1,500 | $1,612 | $3,112 | $1,172 | $2,672 | $441 |
| Fruita, CO | $300 | $950 | $1,250 | $691 | $991 | $260 |
| Loma, CO | $1,500 | $1,400 | $2,900 | $1,017 | $2,517 | $383 |
| Home Insurance Company Cedaredge, CO | Homeowners Insurance Agency Cedaredge, CO | Address | Popularity Score | Distance from Cedaredge (miles) |
|---|---|---|---|---|
| State Farm | Adam Hancock | 1425 Hawk Parkway, Montrose, CO, 81401-6452 | 34.6 | |
| State Farm | Steve Kendrick | 640 Rood Avenue, Grand Junction, CO, 81501 | 33.1 | |
| State Farm | Jerry Reiher | 540 Main St Ste 102, Delta, CO, 81416-1834 | 15.2 | |
| Allstate | Doug Deweber | 332 E Aspen Ave Ste 200, Fruita, CO, 81521 | 43.6 | |
| Travelers | Beckner Power Insurance Inc | 2415 F Rd, Ste B Grand Junction, Grand Junction, CO, 81505 | 35.8 | |
| State Farm | Kevin Parks | 126 E 5th St, Delta, CO, 81416-1903 | 15.1 | |
| Travelers | Pete Tarr Insurance | 253 W 5th, Delta, CO, 81416 | 15.2 | |
| Allstate | Robin Dujay | 1119 N 1st St Ste G, Grand Junction, CO, 81501 | 33.7 | |
| Allstate | Kyle Turley | 1910 N 12th St Ste A, Grand Junction, CO, 81501 | 32.9 | |
| Farmers | Wendi Wells | 2478 Patterson Rd Ste 21, Grand Junction, CO, 81505 | 35.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Delta County, CO | $206,200 | $1,157 | $810 | $1,520 | $710 |
| Cedaredge, CO | $209,300 | $889 | $620 | $1,170 | $550 |
| Delta, CO | $175,900 | $828 | $580 | $1,080 | $500 |
| Clifton, CO | $166,000 | $808 | $570 | $1,060 | $490 |
| Mesa County, CO | $207,900 | $1,161 | $810 | $1,520 | $710 |
| Olathe, CO | $209,400 | $889 | $620 | $1,170 | $550 |
| Somerset, CO | $329,300 | $1,555 | $1,090 | $2,040 | $950 |
| Battlement Mesa, CO | $168,600 | $1,144 | $800 | $1,500 | $700 |
| Parachute, CO | $160,800 | $1,121 | $780 | $1,470 | $690 |
| Marble, CO | $353,300 | $1,632 | $1,140 | $2,140 | $1,000 |
| Fruita, CO | $251,800 | $962 | $670 | $1,260 | $590 |
| Loma, CO | $278,700 | $1,417 | $990 | $1,860 | $870 |