Gavop tells you how to get the best homeowners insurance in Ontwa, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Ontwa, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Glen Eagle Ln, 3rd St, Harris St, Peterson Rd, Garver Lake Rd, Erin Cove, Cayuga Heights Ct, Kelly Dr, Cherry Ln, Fairfield Dr | $195,000 | $170,000 | $200,000-$250,000 | $111,000 | $100,000 | $100,000-$125,000 |
| Edison Dr, Deer Path Ct, Beebe Rd, Amber Dr, Yankee Ln, Deer Run, Redfield Rd, Reserve Pkwy, S Shore Dr, Clancy Ln | $117,500 | $110,000 | $125,000-$150,000 | $104,500 | $90,000 | $75,000-$100,000 |
| Coulter St, E Bertrand Rd, Winkler St, 21st St, Red Pine Ln, Daily Rd, Island Park Rd, Merle St, Church St, Jefferson Center St | $213,500 | $190,000 | $175,000-$200,000 | $174,000 | $170,000 | $150,000-$175,000 |
| Fir Rd, Roosevelt Rd, Ironwood Dr, Hess Rd, Dawn St, Wood Thrush Ln, Rylynn Ln, Alice Ln, Gumwood Rd, Creek Haven | $144,000 | $120,000 | $150,000-$175,000 | $174,500 | $140,000 | $150,000-$175,000 |
| Kraus Rd, Forest Eagle Ln, Turkey Trl, 3rd Ave, Christiana St, Brush Rd, Ebersole Rd, Max St, Kenmore Dr, Country Trce | $119,500 | $100,000 | $125,000-$150,000 | $107,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$92 | $563 |
| Superior Protection Discount | -$66 | $590 |
| Fire & Security Discount | -$46 | $609 |
| Hail Resistant Roof Discount | -$13 | $642 |
| Newly Constructed Home Discount | -$164 | $491 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cass County | $1,500 | $731 | $2,231 | $531 | $2,031 | $200 |
| Ontwa, MI | $1,000 | $647 | $1,647 | $470 | $1,470 | $177 |
| Cleveland, IN | $400 | $705 | $1,105 | $512 | $912 | $193 |
| Lockport, MI | $700 | $756 | $1,456 | $549 | $1,249 | $207 |
| Coloma, MI | $100 | $712 | $812 | $518 | $618 | $195 |
| Fawn River, MI | $2,500 | $754 | $3,254 | $548 | $3,048 | $206 |
| Long Beach, IN | $500 | $1,528 | $2,028 | $1,111 | $1,611 | $418 |
| Davis, IN | $2,500 | $745 | $3,245 | $541 | $3,041 | $204 |
| Albion, IN | $400 | $707 | $1,107 | $514 | $914 | $193 |
| Sherwood, MI | $1,000 | $675 | $1,675 | $490 | $1,490 | $184 |
| Larwill, IN | $100 | $626 | $726 | $455 | $555 | $171 |
| Thorncreek, IN | $2,500 | $974 | $3,474 | $708 | $3,208 | $266 |
| Home Insurance Company Ontwa, MI | Homeowners Insurance Agency Ontwa, MI | Address | Popularity Score | Distance from Ontwa (miles) |
|---|---|---|---|---|
| State Farm | Jeremy Weitting | 911 Dix St Ste A, Otsego, MI, 49078-1609 | 49.3 | |
| State Farm | David Miller | 1011 Broadway St, Niles, MI, 49120-2762 | 10.4 | |
| Liberty Mutual Independent | Mahar Insurance Agency | 210 W Division St, Dowagiac, MI, 49047 | 13.5 | |
| Allstate | Jeff Duncan | 1595 W Centre Ave Ste 201, Portage, MI, 49024 | 36.3 | |
| State Farm | Lorie Bowers | 68935 Gateway Dr, Edwardsburg, MI, 49112-9491 | 1.4 | |
| Liberty Mutual Independent | Mahar Insurance Agency | 210 W Division St, Dowagiac, MI, 49047 | 13.5 | |
| Allstate | Janet Gray | 1256 E Centre Ave, Portage, MI, 49002 | 37.4 | |
| State Farm | Lynne Farmer | 408 Division St, Bangor, MI, 49013-1112 | 36.1 | |
| Farmers | Bob Strobel | 5945 W Main St Ste 104, Kalamazoo, MI, 49009 | 40.0 | |
| Allstate | Jeff Duncan | 23860 City Center Cir, Mattawan, MI, 49071 | 32.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,060 | $510 |
| Cass County, MI | $127,600 | $740 | $540 | $1,010 | $470 |
| Ontwa, MI | $139,900 | $655 | $480 | $930 | $450 |
| Cleveland, IN | $130,900 | $713 | $510 | $1,010 | $500 |
| Lockport, MI | $129,000 | $765 | $510 | $1,060 | $550 |
| Coloma, MI | $100,000 | $721 | $530 | $990 | $460 |
| Fawn River, MI | $127,300 | $763 | $530 | $1,080 | $550 |
| Long Beach, IN | $418,900 | $1,547 | $1,100 | $2,130 | $1,030 |
| Davis, IN | $101,300 | $754 | $510 | $1,060 | $550 |
| Albion, IN | $91,000 | $716 | $490 | $1,020 | $530 |
| Sherwood, MI | $78,800 | $683 | $490 | $940 | $450 |
| Larwill, IN | $70,900 | $634 | $430 | $870 | $440 |
| Thorncreek, IN | $188,600 | $986 | $710 | $1,400 | $690 |