Gavop shows you how to buy homeowners insurance in Wayne County, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Wayne County, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Jim Lofton Dr, Ollie Woulard Rd, Buckatunna Mt Zion Rd, Charles St, Coyt Rd, Northwood Dr, Pine St, White Oak St, Earl Mills Dr, State Line Battle Rd | $101,000 | $80,000 | $100,000-$125,000 | $78,500 | $70,000 | $75,000-$100,000 |
| W Shady Grove Church Rd, State Hwy 63, Hill St, St Line Copeland Rd, Blair St, Leggett Dr, Bud Stevens Rd, Boutwell Rd, US Hwy 45, Matherville Diamond Rd | $80,500 | $80,000 | $75,000-$100,000 | $58,500 | $50,000 | $50,000-$75,000 |
| Woods Newsome Dr, Earl Carroll Dr, Sommer Dr, Henry Figgers Dr, Ed Taylor Dr, Crescent Dr, Main St, Lois Sellers Dr, Sally Gray Rd, County Lake Denham Rd | $84,000 | $70,000 | $100,000-$125,000 | $56,000 | $50,000 | $50,000-$75,000 |
| Woodrow Reynolds Rd, Smithtown Well Rd, Maynor Creek Drive Rd, Peter May Dr, Magnolia St, Maxcey Dr, Cedar Rd, S Cross Rd, Glitter Ln, Luke Dr | $108,000 | $90,000 | $125,000-$150,000 | $63,500 | $50,000 | $75,000-$100,000 |
| Pacely St, Gene Green Dr, David Lindsey Dr, Cane Mill Exn, W Pine St, Curtis Williams Rd, Sanderville Sheron Rd, Blakeney Dr, Second St, Stringer Rd | $122,000 | $100,000 | $75,000-$100,000 | $80,500 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$154 | $655 |
| Superior Protection Discount | -$81 | $728 |
| Fire & Security Discount | -$65 | $744 |
| Hail Resistant Roof Discount | -$24 | $785 |
| Newly Constructed Home Discount | -$194 | $615 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wayne County | $2,000 | $799 | $2,799 | $581 | $2,581 | $218 |
| Wayne County, MS | $1,500 | $799 | $2,299 | $581 | $2,081 | $218 |
| Silas, AL | $300 | $694 | $994 | $504 | $804 | $190 |
| Gilbertown-Toxey, AL | $2,000 | $741 | $2,741 | $539 | $2,539 | $203 |
| Toxey, AL | $300 | $1,010 | $1,310 | $734 | $1,034 | $276 |
| Jones County, MS | $1,000 | $949 | $1,949 | $690 | $1,690 | $259 |
| New Augusta, MS | $500 | $969 | $1,469 | $704 | $1,204 | $265 |
| Enterprise, MS | $500 | $1,055 | $1,555 | $767 | $1,267 | $288 |
| McLain, MS | $2,500 | $639 | $3,139 | $465 | $2,965 | $175 |
| Home Insurance Company Wayne County, MS | Homeowners Insurance Agency Wayne County, MS | Address | Popularity Score | Distance from Wayne County (miles) |
|---|---|---|---|---|
| Allstate | Jim Aust | 6374 Us Highway 98 Ste B, Hattiesburg, MS, 39402 | 48.4 | |
| Travelers | Meyer & Rosenbaum Inc | 2405 8th St, Meridian, MS, 39301 | 49.8 | |
| Travelers | Advantage One Insurance Inc | 206 W Central Ave, Petal, MS, 39465 | 40.4 | |
| State Farm | Shuff Mauldin | 1514 W 10th St Ste 6, Laurel, MS, 39440-2678 | 27.8 | |
| Travelers | Keith & Lowrimore Insurance Agency | 5180 Old Hwy 11 Suite 1, Hattiesburg, MS, 39402 | 49.1 | |
| Travelers | Roseberry Insurance Agency | 6668 Hwy 98 W Ste H, Hattiesburg, MS, 39402 | 49.7 | |
| State Farm | Ted Cannon | 2 Professional Pkwy, Petal, MS, 39465-2952 | 40.0 | |
| Travelers | Hunt Insurance Agency | 1910 Hardy Street, Hattiesburg, MS, 39401 | 43.8 | |
| State Farm | Jim Clark | 96 Hal Crocker Rd, Ellisville, MS, 39437-2089 | 31.6 | |
| Allstate | Deborah Brugoto | 6668 U S Highway 98 Ste B, Hattiesburg, MS, 39402 | 49.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $820 | $1,590 | $770 |
| Wayne County, MS | $80,100 | $809 | $590 | $1,120 | $530 |
| Wayne County, MS | $80,100 | $809 | $580 | $1,120 | $540 |
| Silas, AL | $58,900 | $702 | $500 | $990 | $490 |
| Gilbertown-Toxey, AL | $65,100 | $750 | $520 | $1,030 | $510 |
| Toxey, AL | $105,600 | $1,022 | $750 | $1,460 | $710 |
| Jones County, MS | $85,600 | $961 | $680 | $1,330 | $650 |
| New Augusta, MS | $82,700 | $981 | $670 | $1,360 | $690 |
| Enterprise, MS | $95,400 | $1,068 | $740 | $1,460 | $720 |
| McLain, MS | $38,600 | $647 | $470 | $900 | $430 |