Gavop's guide to buying homeowners insurance in Birdsboro, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Birdsboro, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Denise Dr, Lincoln Ave, Caravan Dr, Orange St, Carriage Dr, N Furnace St, N Spruce St, Garfield St, S Spruce St, N Kelly Dr | $153,000 | $130,000 | $125,000-$150,000 | $240,000 | $210,000 | $250,000-$300,000 |
| S Furnace St, Brooke Manor, W 1st St, Farmer St, E 7th St, Bird St, Harding Ave, Cocalico Rd, W 4th St, Mansion Ct E | $180,000 | $150,000 | $175,000-$200,000 | $231,000 | $210,000 | $200,000-$250,000 |
| Mainbird St, W 8th St, E 8th St, S Mill St, Brown St, Stately Cir, Beacon St, N Mill St, Jackson St, Hay Creek Rd | $176,500 | $160,000 | $125,000-$150,000 | $276,000 | $250,000 | $250,000-$300,000 |
| Schuylkill Rd, Silver Brook Dr, Drew Ct, E 9th St, S Water St, E 6th St, State Rte 345, Liberty Pl, Cypress Ln, School St | $140,000 | $130,000 | $125,000-$150,000 | $338,000 | $290,000 | $250,000-$300,000 |
| Hopewell St, 6th St, Hampton Dr, Colonial Dr, W 2nd St, Mansion Ct W, E 1st St, S Kelly Dr, W 3rd St, Armorcrast Rd | $141,000 | $130,000 | $150,000-$175,000 | $294,000 | $270,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$95 | $581 |
| Superior Protection Discount | -$61 | $615 |
| Fire & Security Discount | -$61 | $615 |
| Hail Resistant Roof Discount | -$14 | $663 |
| Newly Constructed Home Discount | -$142 | $534 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,834 |
| Hail Damage | $5,641 |
| Wind Damage | $9,615 |
| Expensive Claims | |
| Fire | $34,248 |
| Accidental Discharge/Leakage | $8,798 |
| Optional Coverage Losses | $7,991 |
| Home Insurance Company Birdsboro, PA | Homeowners Insurance Agency Birdsboro, PA | Address | Popularity Score | Distance from Birdsboro (miles) |
|---|---|---|---|---|
| Travelers | Michael Pigott Agency | 2008 State Rd, Bensalem, PA, 19020 | 47.5 | |
| State Farm | Jeff Gottesman | 9551 Bustleton Ave Ste 2, Philadelphia, PA, 19115-3800 | 42.7 | |
| Travelers | Dunn Danese Inc | 4209 Ferne Blvd, Drexel Hill, PA, 19026 | 34.4 | |
| Farmers | Leandro Porciuncula | 21 S Main St, Phoenixville, PA, 19460 | 17.9 | |
| Travelers | Tlc Associates | 699 W Germantown Pike Ste 100, Plymouth Meeting, PA, 19462 | 29.3 | |
| State Farm | Emily Lee | 8037 Old York Rd, Elkins Park, PA, 19027-1413 | 38.3 | |
| State Farm | Joann Graziano | 1220 Valley Forge Rd Ste 47a, Phoenixville, PA, 19460-2633 | 19.8 | |
| State Farm | Craig Alleyne | 6841 Germantown Ave, Philadelphia, PA, 19119-2113 | 35.9 | |
| Travelers | M A Digiacomo & Associates | 221 Bridge St, Phoenixville, PA, 19460 | 17.9 | |
| Travelers | Fraser Diversified Inc | 1391 Forest Grove Rd, Furlong, PA, 18925 | 40.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,060 | $520 |
| Berks County, PA | $170,900 | $724 | $500 | $1,030 | $530 |
| Birdsboro, PA | $161,100 | $676 | $490 | $970 | $480 |
| Lorane, PA | $166,600 | $738 | $510 | $1,040 | $530 |
| Mount Penn, PA | $107,800 | $614 | $440 | $850 | $410 |
| Temple, PA | $114,400 | $629 | $420 | $860 | $440 |
| South Coatesville, PA | $154,000 | $713 | $510 | $1,020 | $510 |
| Pequea, PA | $204,500 | $807 | $570 | $1,110 | $540 |
| Wyndmoor, PA | $296,100 | $833 | $570 | $1,160 | $590 |
| Rapho, PA | $208,200 | $684 | $460 | $940 | $480 |
| Hershey, PA | $249,000 | $748 | $530 | $1,060 | $530 |
| Haddon Heights, NJ | $279,400 | $1,000 | $670 | $1,370 | $700 |
| Lawnside, NJ | $161,500 | $772 | $550 | $1,070 | $520 |