Gavop shows you how to buy homeowners insurance in Guymon, OK by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $86,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $127,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $214,500 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $308,000 | $280,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$154 | $811 |
| Superior Protection Discount | -$87 | $878 |
| Fire & Security Discount | -$77 | $888 |
| Hail Resistant Roof Discount | -$19 | $946 |
| Newly Constructed Home Discount | -$270 | $695 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,392 |
| Hail Damage | $4,948 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,556 |
| Home Insurance Company Guymon, OK | Homeowners Insurance Agency Guymon, OK | Address | Popularity Score | Distance from Guymon (miles) |
|---|---|---|---|---|
| State Farm | Ken Lane | 516 Ne 12th St, Guymon, OK, 73942-4434 | 4.6 | |
| State Farm | Wayne Johnson | 622 N Main St Ste A, Guymon, OK, 73942-4351 | 4.9 | |
| Allstate | Garrison Ins Agy | 1205 N. Ellison, Guymon, OK, 73942 | 4.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,030 | $2,100 | $1,070 |
| Texas County, OK | $109,300 | $967 | $670 | $1,370 | $700 |
| Guymon, OK | $128,300 | $965 | $670 | $1,360 | $690 |
| Texas County, OK | $109,300 | $967 | $710 | $1,360 | $650 |
| Hooker, OK | $81,900 | $1,131 | $830 | $1,620 | $790 |
| Rolla, KS | $85,900 | $1,070 | $830 | $1,440 | $610 |
| Elkhart, KS | $95,000 | $1,128 | $880 | $1,520 | $640 |
| Taloga, KS | $99,200 | $1,154 | $900 | $1,560 | $660 |
| Morton County, KS | $97,700 | $814 | $630 | $1,100 | $470 |
| Richfield, KS | $113,500 | $1,236 | $960 | $1,670 | $710 |