Gavop's guide to buying homeowners insurance in Swift Creek, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Swift Creek, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Olive Rd, Summer Brook Dr, Grist Valley Ln, Misty Lake St, Scots Fir Ln, Huntingwood Dr, Windscape Dr, St Mellion St, Henderson Rd, Eclipse Dr | $250,000 | $240,000 | $200,000-$250,000 | $232,500 | $200,000 | $200,000-$250,000 |
| Blue Horizon Dr, Chaumont Dr, Appalachian Dr, Clerkenwell Way, Buckwood Dr, Cherry Field Dr, Blanchard St, Summerwinds Dr, Weatherly Pl, New Oxford Dr | $261,000 | $220,000 | $250,000-$300,000 | $161,000 | $150,000 | $125,000-$150,000 |
| Abercroft Pl, Lilly Atkins Rd, S Valley Ct, Birkhaven Dr, Wolcott Ct, Timber Oaks Dr, Heritage Creek Dr, Wrenhaven Way, Star Flower Ct, Felspar Way | $306,500 | $290,000 | $250,000-$300,000 | $261,000 | $230,000 | $250,000-$300,000 |
| Winding Oak Way, Kirby St, State Rd 1499, Twin Branches Way, Angela Dr, Vick Charles Dr, Buffaloe Farm Ln, Optimist Farm Rd, Roslyn Hills Dr, Belnap Dr | $211,500 | $170,000 | $175,000-$200,000 | $125,500 | $120,000 | $125,000-$150,000 |
| Joseph Michael Ct, Shadow Mist Ct, Norman Pl, Tyne River Ct, Armour St, Lady's Slipper Ct, Safran Ct, Mickleson Ridge Dr, Ashwell Ct, Dove Forest Ln | $296,500 | $270,000 | $300,000-$350,000 | $240,000 | $190,000 | $200,000-$250,000 |
| Lineberry Rd, Eakley Ct, Stonemoor Ct, N Sharon Dr, Banana Key Pl, Butterbiggins Ln, Underwood Arbor Pl, Tropical Paradise Way, Duck Pointe Dr, New Windsor Pl | $156,500 | $150,000 | $125,000-$150,000 | $168,500 | $150,000 | $125,000-$150,000 |
| Longbridge Dr, Avent Hill, Spring Hollow Ln, Darcy Ln, S Sharon St, Prospect Ave, Old Center St, Fawnview Ct, High Slope Dr, Farlow Gap Ln | $284,500 | $270,000 | $200,000-$250,000 | $322,500 | $280,000 | $250,000-$300,000 |
| Rainford Ct, Delmont Dr, Crestview Bluff Ct, White Swan Ct, Audreystone Dr, Glen Echo Ln, Bells Walk Ct, Betry Pl, Main Campus Dr, Havers Dr | $153,000 | $140,000 | $150,000-$175,000 | $124,000 | $100,000 | $125,000-$150,000 |
| Spring Ridge Rd, Octavia St, Loch Highlands Dr, Johnson Pond Rd, Glenbrae Ct, Turnberry Ln, Glencastle Way, Dutchman Dr, Gentle Springs Ct, Bryant St | $338,500 | $280,000 | $300,000-$350,000 | $179,500 | $170,000 | $200,000-$250,000 |
| Newberry Way, Wyncote Dr, Whistleberry Ct, Linwick Dr, Windy Point Ln, Scholar Cir, Gregory Manor Ct, New Waverly Pl, Leiden Ln, Stansbury Ct | $291,000 | $230,000 | $300,000-$350,000 | $205,500 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $816 |
| Superior Protection Discount | -$95 | $854 |
| Fire & Security Discount | -$66 | $882 |
| Hail Resistant Roof Discount | -$28 | $920 |
| Newly Constructed Home Discount | -$256 | $692 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wake County | $2,500 | $1,081 | $3,581 | $786 | $3,286 | $296 |
| Swift Creek, NC | $2,500 | $937 | $3,437 | $681 | $3,181 | $256 |
| Pleasant Grove, NC | $100 | $718 | $818 | $522 | $622 | $196 |
| Clayton, NC | $1,500 | $856 | $2,356 | $622 | $2,122 | $234 |
| Upper Little River, NC | $500 | $678 | $1,178 | $493 | $993 | $185 |
| Banner, NC | $2,000 | $686 | $2,686 | $499 | $2,499 | $188 |
| Dutchville, NC | $100 | $668 | $768 | $486 | $586 | $183 |
| Johnsonville, NC | $2,000 | $591 | $2,591 | $429 | $2,429 | $161 |
| Fishing Creek, NC | $300 | $677 | $977 | $492 | $792 | $185 |
| Newton Grove, NC | $2,000 | $683 | $2,683 | $496 | $2,496 | $187 |
| Piney Grove, NC | $300 | $409 | $709 | $297 | $597 | $112 |
| Oak Level, NC | $2,500 | $636 | $3,136 | $462 | $2,962 | $174 |
| Home Insurance Company Swift Creek, NC | Homeowners Insurance Agency Swift Creek, NC | Address | Popularity Score | Distance from Swift Creek (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Schultze Insurance Agency Inc | 1638 E Booker Dairy Rd, Smithfield, NC, 27577 | 26.2 | |
| Travelers | Apex Cary Insurance | 1001 Pemberton Hill Rd Ste 101, Apex, NC, 27502 | 8.8 | |
| State Farm | Collin Clarke | 2339 Timber Dr Ste 200, Garner, NC, 27529-2518 | 4.5 | |
| State Farm | Bruce Adorian | 2726 Nc Highway 55, Cary, NC, 27519-6205 | 9.9 | |
| State Farm | Mike Shoffner | 845 S Main St, Graham, NC, 27253-3734 | 44.9 | |
| Travelers | Surevest Insurance Group | 1033 Oberlin Road Suite 210, Raleigh, NC, 27605 | 7.0 | |
| Allstate | Jerry Gray | 150 Cornerstone Dr Ste 202, Cary, NC, 27519 | 9.1 | |
| Allstate | Reginald Wright | 2310 S Miami Blvd Ste 131, Durham, NC, 27703 | 17.1 | |
| Allstate | Lisa Garrity | 203 S Salem St, Apex, NC, 27502 | 7.5 | |
| Allstate | Walt Dunn | 4040 Ed Dr Ste 105, Raleigh, NC, 27612 | 8.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,280 | $660 |
| Wake County, NC | $250,700 | $1,095 | $740 | $1,520 | $780 |
| Swift Creek, NC | $305,400 | $948 | $670 | $1,300 | $630 |
| Pleasant Grove, NC | $153,500 | $727 | $500 | $1,030 | $530 |
| Clayton, NC | $163,200 | $866 | $580 | $1,200 | $620 |
| Upper Little River, NC | $123,300 | $686 | $470 | $970 | $500 |
| Banner, NC | $125,300 | $695 | $470 | $990 | $520 |
| Dutchville, NC | $138,700 | $676 | $490 | $930 | $440 |
| Johnsonville, NC | $103,800 | $598 | $410 | $850 | $440 |
| Fishing Creek, NC | $123,100 | $685 | $490 | $950 | $460 |
| Newton Grove, NC | $113,500 | $691 | $460 | $960 | $500 |
| Piney Grove, NC | $63,900 | $414 | $280 | $570 | $290 |
| Oak Level, NC | $129,500 | $643 | $430 | $880 | $450 |