Gavop's guide to buying homeowners insurance in Rock Creek, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $114,500 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $203,500 | $170,000 | $175,000-$200,000 |
| 4 Bedroom | $341,500 | $320,000 | $350,000-$400,000 |
| 5 Bedroom | $173,000 | $140,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $598 |
| Superior Protection Discount | -$66 | $672 |
| Fire & Security Discount | -$81 | $657 |
| Hail Resistant Roof Discount | -$22 | $716 |
| Newly Constructed Home Discount | -$177 | $561 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Guilford County | $2,000 | $854 | $2,854 | $621 | $2,621 | $233 |
| Rock Creek, NC | $2,000 | $729 | $2,729 | $530 | $2,530 | $199 |
| Whitsett, NC | $200 | $972 | $1,172 | $707 | $907 | $266 |
| Asheboro, NC | $1,500 | $635 | $2,135 | $461 | $1,961 | $174 |
| Randolph County, NC | $100 | $690 | $790 | $501 | $601 | $189 |
| Eno, NC | $1,000 | $812 | $1,812 | $590 | $1,590 | $222 |
| Salem Chapel, NC | $300 | $657 | $957 | $477 | $777 | $180 |
| Richland, NC | $1,000 | $665 | $1,665 | $483 | $1,483 | $182 |
| Triangle, NC | $500 | $786 | $1,286 | $571 | $1,071 | $215 |
| Horse Pasture, VA | $1,500 | $585 | $2,085 | $425 | $1,925 | $160 |
| Blairs, VA | $200 | $689 | $889 | $500 | $700 | $188 |
| Chatham-Blairs, VA | $2,000 | $743 | $2,743 | $540 | $2,540 | $203 |
| Home Insurance Company Rock Creek, NC | Homeowners Insurance Agency Rock Creek, NC | Address | Popularity Score | Distance from Rock Creek (miles) |
|---|---|---|---|---|
| Travelers | Jennings Bryan-Chappell Insurance | 926 S Main St, Burlington, NC, 27215 | 7.8 | |
| State Farm | Nicole Cockerham | 1124 St Marks Church Rd, Burlington, NC, 27215-9796 | 3.8 | |
| Travelers | Jennings Bryan-Chappell Insurance | 926 S Main St, Burlington, NC, 27215 | 7.8 | |
| Travelers | Pegram Prevatte Insurance | 1105 S Church St, Burlington, NC, 27215 | 7.5 | |
| State Farm | Sonya Hamilton | 4917 Piedmont Pkwy Ste 106, Jamestown, NC, 27282-7536 | 19.2 | |
| Nationwide | Ohanlon Insurance & Financial Services | 5411-D West Friendly Ave, Greensboro, NC, 27410 | 17.0 | |
| State Farm | Joe Daniels | 2200 Silas Creek Pkwy Ste 7a, Winston Salem, NC, 27103-5000 | 38.8 | |
| Travelers | Encore Insurance Advisors | 1045 S Church Street, Burlington, NC, 27215 | 7.6 | |
| Allstate | Tom Ficquette | 112 Perkins Dr Ste 600, Chapel Hill, NC, 27514 | 30.2 | |
| State Farm | Kevin Garvey | 1750 Nw Maynard Rd Ste 110, Cary, NC, 27513-3402 | 47.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,280 | $660 |
| Guilford County, NC | $160,200 | $864 | $620 | $1,230 | $610 |
| Rock Creek, NC | $157,200 | $738 | $530 | $1,050 | $520 |
| Whitsett, NC | $186,700 | $984 | $670 | $1,350 | $680 |
| Asheboro, NC | $113,500 | $643 | $440 | $880 | $440 |
| Randolph County, NC | $119,500 | $698 | $470 | $970 | $500 |
| Eno, NC | $243,300 | $822 | $580 | $1,130 | $550 |
| Salem Chapel, NC | $118,400 | $665 | $490 | $940 | $450 |
| Richland, NC | $109,800 | $673 | $480 | $930 | $450 |
| Triangle, NC | $230,300 | $796 | $560 | $1,090 | $530 |
| Horse Pasture, VA | $108,200 | $592 | $420 | $850 | $430 |
| Blairs, VA | $134,200 | $697 | $500 | $950 | $450 |
| Chatham-Blairs, VA | $150,700 | $752 | $510 | $1,060 | $550 |