Gavop's guide to buying homeowners insurance in Ponchatoula, LA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Ponchatoula, LA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N Billville Rd, Ea Hoover Rd, N Hoover Rd, Lindsey Ln, Windrush Dr, Stepp Rd, Maddy Ln, Bosch Ln, Billville Rd, S Bunker Hill Rd | $157,000 | $150,000 | $125,000-$150,000 | $133,000 | $120,000 | $100,000-$125,000 |
| Estate Cir, E McClellan St, Jones Rd, Water Oak Loop, Logan Ct, S Hoover Rd, Lynwood Rd, Madison Ln, Cherokee Ln, Fire Tower Rd | $198,500 | $180,000 | $150,000-$175,000 | $134,500 | $120,000 | $100,000-$125,000 |
| Perkins Nickens Rd, Collins Rd, Sharon Dr, Genre Ln, River Oaks Dr, Oak St, Lanier Ln, C M Fagan Dr, Milton Ln, Broad St | $144,000 | $120,000 | $125,000-$150,000 | $154,000 | $130,000 | $150,000-$175,000 |
| Alia Ln, Macedonia Rd, Sibley Rd, Brown Rd, Drude Rd, McLain Ln, N 3rd St, Princess Ln, Jenkins Ln, Churchill Dr | $135,000 | $120,000 | $150,000-$175,000 | $132,000 | $110,000 | $125,000-$150,000 |
| Booker II Rd, N Baronne St, Anna Dr, Meadow Ln, Sandy Acres Rd, Dove St, Freret St, 51 Svc Rd, N Bunker Hill Rd, Hogan | $118,500 | $110,000 | $100,000-$125,000 | $105,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $854 |
| Superior Protection Discount | -$100 | $904 |
| Fire & Security Discount | -$80 | $924 |
| Hail Resistant Roof Discount | -$20 | $985 |
| Newly Constructed Home Discount | -$271 | $733 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Tangipahoa Parish | $2,500 | $1,459 | $3,959 | $1,060 | $3,560 | $399 |
| Ponchatoula, LA | $1,500 | $993 | $2,493 | $721 | $2,221 | $271 |
| Springfield, LA | $200 | $1,382 | $1,582 | $1,004 | $1,204 | $378 |
| Destrehan, LA | $2,500 | $1,081 | $3,581 | $785 | $3,285 | $295 |
| St. James, LA | $400 | $958 | $1,358 | $696 | $1,096 | $262 |
| Monticello, LA | $1,000 | $975 | $1,975 | $708 | $1,708 | $266 |
| Donaldsonville, LA | $500 | $920 | $1,420 | $669 | $1,169 | $251 |
| Marrero, LA | $2,000 | $1,337 | $3,337 | $972 | $2,972 | $365 |
| Gretna, LA | $500 | $944 | $1,444 | $686 | $1,186 | $258 |
| Nicholson, MS | $2,000 | $811 | $2,811 | $589 | $2,589 | $222 |
| Timberlane, LA | $400 | $975 | $1,375 | $708 | $1,108 | $266 |
| Paincourtville, LA | $1,000 | $1,478 | $2,478 | $1,074 | $2,074 | $404 |
| Home Insurance Company Ponchatoula, LA | Homeowners Insurance Agency Ponchatoula, LA | Address | Popularity Score | Distance from Ponchatoula (miles) |
|---|---|---|---|---|
| Allstate | Jessica Campbell | 2201 Barataria Blvd Ste C, Marrero, LA, 70072 | 44.7 | |
| Travelers | Emery & James Ltd | 300 E Morris Ave, Hammond, LA, 70403 | 4.4 | |
| Travelers | Emery & James Ltd | 300 E Morris Ave, Hammond, LA, 70403 | 4.4 | |
| State Farm | Chase Dardar | 6301 S Claiborne Ave, New Orleans, LA, 70125-4107 | 39.2 | |
| State Farm | Scott Catalanotto | 410 Shenandoah St, Bogalusa, LA, 70427-2619 | 42.1 | |
| Allstate | Joe Abene | 760 W Pine St, Ponchatoula, LA, 70454 | 0.6 | |
| Travelers | Arthur J Gallagher & Co | 111 Veterans Blvd Ste 1130, Metairie, LA, 70005 | 35.8 | |
| Allstate | Ross Shales | 4990 Highway 22 Ste C, Mandeville, LA, 70471 | 19.5 | |
| Allstate | Gary Treadway | 2116 Gause Blvd W Ste C, Slidell, LA, 70460 | 38.4 | |
| Liberty Mutual Independent | Cory Tucker & Larrowe Inc | 3850 N Causeway Blvd Ste 1360, Metairie, LA, 70002 | 33.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| Tangipahoa Parish, LA | $149,300 | $1,477 | $1,030 | $2,130 | $1,100 |
| Ponchatoula, LA | $144,100 | $1,005 | $700 | $1,450 | $750 |
| Springfield, LA | $118,300 | $1,399 | $980 | $2,010 | $1,030 |
| Destrehan, LA | $226,600 | $1,094 | $770 | $1,580 | $810 |
| St. James, LA | $136,400 | $970 | $680 | $1,400 | $720 |
| Monticello, LA | $140,100 | $987 | $690 | $1,420 | $730 |
| Donaldsonville, LA | $108,700 | $931 | $650 | $1,340 | $690 |
| Marrero, LA | $130,700 | $1,354 | $950 | $1,950 | $1,000 |
| Gretna, LA | $167,200 | $955 | $670 | $1,380 | $710 |
| Nicholson, MS | $60,700 | $821 | $560 | $1,120 | $560 |
| Timberlane, LA | $163,200 | $987 | $690 | $1,420 | $730 |
| Paincourtville, LA | $129,700 | $1,496 | $1,050 | $2,150 | $1,100 |