Gavop tells you how to get the best homeowners insurance in Luna County, NM by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Luna County, NM - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S 10th St, N Silver Ave, Capitol Dome Rd SE, Cam Tres SW, Cancun Road S W, Naches, Whisper Rd SE, Co Rd 56, Acequia St, Pelayo Rd | $170,000 | $160,000 | $150,000-$175,000 | $92,000 | $70,000 | $50,000-$75,000 |
| Cherokee Trl NW, Quincy Rd SW, Lalo Rd SE, S Saddler St SE, W Florida St, Spearhead, Guatemala Rd SE, la Bajada Rd SW, Franklin Rd SE, Briar Rd SE | $95,500 | $80,000 | $75,000-$100,000 | $102,000 | $90,000 | $75,000-$100,000 |
| N Tin St, Ocotillo Rd, N Nickel St, Centerfire Rd NW, Jasmine Rd SE, Lemitar Rd SW, Queen Ann St, S Pearl St, Sapphire Rd SW, Michigan Dr SE | $96,500 | $90,000 | $75,000-$100,000 | $112,500 | $110,000 | $100,000-$125,000 |
| Curtis, S Santa Clara St, Coyote Rd SW, Daisy Dr, Salana Rd, Ironwood Rd SE, Alma Rd SE, el Porto Rd, Co Rd Co27, Co Rd C096 | $103,000 | $100,000 | $100,000-$125,000 | $61,500 | $50,000 | $50,000-$75,000 |
| S 14th St, E 4th St, Hunt and Little Rd, Stage Coach Rd SW, Co Rd B005, Amarillo Rd SW, Camilla Rd, Botanico Ave, Co Rd C039, Doolittle | $142,500 | $130,000 | $150,000-$175,000 | $67,000 | $60,000 | $50,000-$75,000 |
| Co Rd B048, San Pablo Rd, Co Rd B040, Pinon St, Kiva Rd SW, Peru Rd, Spruce St, W Peach St, San Jose St, Herrington Dr | $116,500 | $100,000 | $75,000-$100,000 | $51,000 | $50,000 | $50,000-$75,000 |
| Dulce, Emory Rd NW, Camila Rd SE, Quail Run St, Bonito Rd, Tennyson Dr NE, Alhambra, Monte Rd, Rivera Rd, Co Rd B065 | $120,500 | $100,000 | $125,000-$150,000 | $97,500 | $90,000 | $100,000-$125,000 |
| Rainbow Way, Jarvis St SE, Country Club Rd SE, Old Los Cruces Hwy, Country Club Rd, Montezuma Rd SE, S Sierra St, Rivera Rd SW, Apache Hills Dr NW, S Santa Cruz St | $159,000 | $150,000 | $125,000-$150,000 | $89,500 | $80,000 | $75,000-$100,000 |
| Montezuma Rd, Red Onion Rd, Cotton Ct, E Olive St, Lauturner Rd, Solana Rd SW, N Pearl St, S Bryant Dr, North Ln, San Joaquin Rd | $108,000 | $90,000 | $75,000-$100,000 | $108,000 | $100,000 | $75,000-$100,000 |
| Chico Dr NE, Milpa Rd SW, Co Rd Co34, Co Rd C003, Roadrunner Ct, de Baca Rd SE, Kachina Rd SW, Clabber Top Rd, Lilly Dr NE, S Socorro St | $92,000 | $80,000 | $75,000-$100,000 | $72,000 | $60,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$103 | $543 |
| Superior Protection Discount | -$65 | $582 |
| Fire & Security Discount | -$58 | $588 |
| Hail Resistant Roof Discount | -$13 | $633 |
| Newly Constructed Home Discount | -$149 | $498 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Luna County | $1,500 | $639 | $2,139 | $464 | $1,964 | $175 |
| Luna County, NM | $700 | $639 | $1,339 | $464 | $1,164 | $175 |
| Sunshine, NM | $1,500 | $644 | $2,144 | $468 | $1,968 | $176 |
| Deming, NM | $100 | $647 | $747 | $470 | $570 | $177 |
| Keeler Farm, NM | $700 | $639 | $1,339 | $465 | $1,165 | $175 |
| Deming South, NM | $300 | $690 | $990 | $501 | $801 | $188 |
| Fairacres, NM | $2,000 | $1,124 | $3,124 | $817 | $2,817 | $307 |
| White Signal, NM | $200 | $1,061 | $1,261 | $771 | $971 | $290 |
| Hatch, NM | $700 | $664 | $1,364 | $482 | $1,182 | $181 |
| Home Insurance Company Luna County, NM | Homeowners Insurance Agency Luna County, NM | Address | Popularity Score | Distance from Luna County (miles) |
|---|---|---|---|---|
| Travelers | Leavitt Group Southwest Inc | 122 S Iron St, Deming, NM, 88030 | 5.8 | |
| State Farm | Justin Alonzo | 401 S Gold Ave, Deming, NM, 88030-4160 | 5.6 | |
| Travelers | Hatch Insurance Agency | 121 E Hall Street, Hatch, NM, 87937 | 48.0 | |
| Farmers | Sonia Terrazas | 615 S Gold Ave, Deming, NM, 88030 | 5.5 | |
| Travelers | Leavitt Group Southwest Inc | 122 S. Iron, Deming, NM, 88030 | 5.8 | |
| Travelers | Leavitt Group Southwest Inc | 122 South Iron St, Deming, NM, 88030 | 5.8 | |
| Allstate | Pollard Sw Agcy | 118 West Pine St, Deming, NM, 88031 | 5.9 | |
| Travelers | Aw Pollard Ins Agency | 119 W Pine, Deming, NM, 88031 | 5.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Mexico | $163,900 | $870 | $620 | $1,230 | $610 |
| Luna County, NM | $83,800 | $646 | $430 | $920 | $490 |
| Luna County, NM | $83,800 | $646 | $430 | $900 | $470 |
| Sunshine, NM | $67,700 | $652 | $440 | $930 | $490 |
| Deming, NM | $87,200 | $655 | $440 | $930 | $490 |
| Keeler Farm, NM | $66,100 | $647 | $430 | $900 | $470 |
| Deming South, NM | $84,900 | $698 | $500 | $960 | $460 |
| Fairacres, NM | $303,700 | $1,138 | $790 | $1,600 | $810 |
| White Signal, NM | $274,400 | $1,074 | $730 | $1,530 | $800 |
| Hatch, NM | $74,900 | $672 | $460 | $930 | $470 |