Gavop's guide to buying homeowners insurance in Rio Linda, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Rio Linda, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Bradley Way, Randy Way, Leyden St, Sun Acer Way, W Delano St, Randy St, Campanile St, Alta Loma Ct, Covered Wagon Cir, Artesia Rd | $176,500 | $140,000 | $200,000-$250,000 | $195,500 | $160,000 | $150,000-$175,000 |
| Silver Glen Way, Elvesta Meadows Ct, Aljay Ln, Arcano Way, Rifle Ridge Dr, Elmwood Ave, Coronation Ct, W Withington Ave, Zuider Zee Cir, Monticello Ave | $227,000 | $190,000 | $200,000-$250,000 | $200,000 | $180,000 | $200,000-$250,000 |
| Withington Ave, W E St, Arlingdale Circle, Leewill Ave, Rhine Way, W Front St, Takami Ct, Arrowhead Ave, de Anza Ct, Paladin Way | $163,500 | $130,000 | $125,000-$150,000 | $160,000 | $140,000 | $175,000-$200,000 |
| Crusade Ct, Whisper Winds Ct, Capulet St, Tejon Way, Quadra Ct, Miguel Way, Willis Ave, W M St, W 4th St, Adair St | $181,500 | $170,000 | $175,000-$200,000 | $117,000 | $90,000 | $100,000-$125,000 |
| San Pacific Court, Meadow Mist Ct, Dorado St, Aldea Dr, Royal Enfield Ct, Ascot Ave, Ski Park Ct, Lakeport Cir, W U St, Linn Way | $183,000 | $170,000 | $150,000-$175,000 | $164,500 | $130,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$95 | $539 |
| Superior Protection Discount | -$57 | $577 |
| Fire & Security Discount | -$44 | $590 |
| Hail Resistant Roof Discount | -$13 | $622 |
| Newly Constructed Home Discount | -$171 | $463 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,464 |
| Hail Damage | $4,759 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,887 |
| Home Insurance Company Rio Linda, CA | Homeowners Insurance Agency Rio Linda, CA | Address | Popularity Score | Distance from Rio Linda (miles) |
|---|---|---|---|---|
| Allstate | Juan H. Perez | 199 Cirby Way Ste 7, Roseville, CA, 95678 | 8.1 | |
| State Farm | Brock Nobili | 3338 N Texas St Ste D, Fairfield, CA, 94533-9820 | 42.2 | |
| Farmers | Ana Reyes | 1000 Missouri St, Fairfield, CA, 94533 | 44.6 | |
| Allstate | Lany Roldan Demerin | 5055 Bus Center Dr Ste 107, Fairfield, CA, 94534 | 50.0 | |
| Allstate | Daniel Valdez | 3465 American River Dr Ste A, Sacramento, CA, 95864 | 8.7 | |
| Allstate | Baciocco Brothers Insurance Agency | 5330 Madison Ave Ste A, Sacramento, CA, 95841 | 5.8 | |
| Farmers | David Kelly | 510 Bercut Dr Ste F, Sacramento, CA, 95811 | 6.9 | |
| Travelers | Point West Insurance | 1111 Howe Ave Bldg 100 Ste 155 2nd Flr, Sacramento, CA, 95825 | 7.1 | |
| State Farm | Bob Spears | 3110 Fulton Avenue, Sacramento, CA, 95821-4730 | 5.0 | |
| State Farm | Greg Lauck | 950 Fulton Ave Ste 175, Sacramento, CA, 95825-4514 | 7.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Sacramento County, CA | $299,900 | $780 | $580 | $1,060 | $480 |
| Rio Linda, CA | $223,700 | $634 | $470 | $860 | $390 |
| Foothill Farms, CA | $201,200 | $607 | $450 | $830 | $380 |
| Carmichael, CA | $334,900 | $857 | $630 | $1,160 | $530 |
| Lemon Hill, CA | $126,600 | $967 | $720 | $1,310 | $590 |
| Florin, CA | $187,400 | $591 | $440 | $800 | $360 |
| Loomis, CA | $350,100 | $776 | $570 | $1,060 | $490 |
| Clay, CA | $452,400 | $1,340 | $990 | $1,820 | $830 |
| Collierville, CA | $362,900 | $961 | $710 | $1,310 | $600 |
| Camanche Village, CA | $280,900 | $769 | $570 | $1,050 | $480 |
| Camino, CA | $389,900 | $1,053 | $780 | $1,430 | $650 |
| North El Dorado, CA | $346,000 | $912 | $670 | $1,240 | $570 |