Gavop's guide to buying homeowners insurance in Kahului, HI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Kahului, HI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Laau St, Aoloa Loop, Meleinoa Pl, Pulehu Rd, W Kauai St, S Oahu St, Kahului Beach Rd, Ulupua St, Poheoheo Pl, Amala Pl | $447,500 | $370,000 | $400,000-$500,000 | $385,000 | $360,000 | $350,000-$400,000 |
| Puu Aloha Pl, Kahiki St, Polu Pl, Pohaku St, Hobron Ave, Ikai St, Hoohana St, Kuuhale Pl, Puukai Pl, Kiekiena Pl | $342,000 | $290,000 | $300,000-$350,000 | $210,000 | $170,000 | $200,000-$250,000 |
| Koiula Ln, Ani St, Alehela St, Iluna Pl, Molokai Hema St, Pala Cir, Kahului Breakwater Rd, Molokai Akau St, Molehulehu St, E Hawaii St | $344,000 | $320,000 | $300,000-$350,000 | $324,500 | $290,000 | $350,000-$400,000 |
| Wahi Hoolaha Rd, S Lanai St, Leipapa Pl, Hina Ave, State Rte 37, Hone St, Kanaloa Ave, Hooheno St, W Papa Ave, Kaimana St | $486,500 | $400,000 | $500,000-$600,000 | $559,500 | $510,000 | $500,000-$600,000 |
| Papahi Loop, Hina Ave, E Makahehi Pl, Hookui St, Komo Pl, Huluhulu St, S Mokapu St, S Papa Ave, W Makahehi Pl, Wehi Way | $549,500 | $520,000 | $600,000-$700,000 | $420,000 | $380,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $833 |
| Superior Protection Discount | -$88 | $892 |
| Fire & Security Discount | -$78 | $902 |
| Hail Resistant Roof Discount | -$20 | $961 |
| Newly Constructed Home Discount | -$284 | $696 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Maui County | $2,500 | $1,449 | $3,949 | $1,053 | $3,553 | $396 |
| Kahului, HI | $1,000 | $969 | $1,969 | $704 | $1,704 | $265 |
| Waihee-Waiehu, HI | $400 | $823 | $1,223 | $598 | $998 | $225 |
| Waikapu, HI | $700 | $1,592 | $2,292 | $1,157 | $1,857 | $435 |
| Makawao-Paia, HI | $300 | $1,710 | $2,010 | $1,243 | $1,543 | $467 |
| Launiupoko, HI | $2,500 | $2,938 | $5,438 | $2,135 | $4,635 | $803 |
| Napili-Honokowai, HI | $200 | $956 | $1,156 | $695 | $895 | $261 |
| Makena, HI | $1,500 | $528 | $2,028 | $383 | $1,883 | $144 |
| Manele, HI | $200 | $2,754 | $2,954 | $2,001 | $2,201 | $752 |
| East Molokai, HI | $2,000 | $887 | $2,887 | $645 | $2,645 | $242 |
| Lanai, HI | $100 | $1,129 | $1,229 | $821 | $921 | $309 |
| Home Insurance Company Kahului, HI | Homeowners Insurance Agency Kahului, HI | Address | Popularity Score | Distance from Kahului (miles) |
|---|---|---|---|---|
| Allstate | Matthew Cerizo | 320 Ohukai Rd Ste 406, Kihei, HI, 96753 | 6.7 | |
| Allstate | Matthew Cerizo | 350 Hoohana St Ste C1, Kahului, HI, 96732 | 0.8 | |
| State Farm | Mark Rich | 444 Hana Highway, Ste 212, Kahului, HI, 96732-3215 | 1.1 | |
| Allstate | Daniel Dennis | 169 Maa St Ste 100, Kahului, HI, 96732 | 2.3 | |
| State Farm | Kit Okazaki | 81 Makawao Ave Ste 105, Makawao, HI, 96768-8894 | 8.7 | |
| State Farm | Paul Macdonald | 74 Lono Ave Ste 206a, Kahului, HI, 96732-1626 | 1.2 | |
| State Farm | Mark Rich | 444 Hana Hwy Ste 212, Kahului, HI, 96732-2315 | 1.1 | |
| State Farm | Marianne Curry | 1279 S Kihei Rd Ste 106, Kihei, HI, 96753-5222 | 8.4 | |
| Allstate | Andrew Ku | 1885 Main St Ste 103, Wailuku, HI, 96793 | 2.7 | |
| State Farm | Wayde Omura | 331 Hookahi St Ste 105, Wailuku, HI, 96793-1465 | 2.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Hawaii | $563,900 | $1,619 | $1,200 | $2,360 | $1,160 |
| Maui County, HI | $569,100 | $1,467 | $1,090 | $2,140 | $1,050 |
| Kahului, HI | $539,700 | $980 | $730 | $1,430 | $700 |
| Waihee-Waiehu, HI | $411,000 | $833 | $620 | $1,220 | $600 |
| Waikapu, HI | $560,300 | $1,611 | $1,190 | $2,350 | $1,160 |
| Makawao-Paia, HI | $617,200 | $1,731 | $1,280 | $2,530 | $1,250 |
| Launiupoko, HI | $1,637,500 | $2,974 | $2,200 | $4,340 | $2,140 |
| Napili-Honokowai, HI | $515,600 | $967 | $720 | $1,410 | $690 |
| Makena, HI | $2,000,001 | $534 | $400 | $780 | $380 |
| Manele, HI | $1,375,000 | $2,787 | $2,060 | $4,070 | $2,010 |
| East Molokai, HI | $301,500 | $898 | $660 | $1,310 | $650 |
| Lanai, HI | $401,600 | $1,143 | $850 | $1,670 | $820 |