Gavop's guide to buying homeowners insurance in Merrydale, LA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $65,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $109,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $183,500 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $171,000 | $150,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $800 |
| Superior Protection Discount | -$85 | $856 |
| Fire & Security Discount | -$94 | $847 |
| Hail Resistant Roof Discount | -$19 | $922 |
| Newly Constructed Home Discount | -$263 | $677 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| East Baton Rouge Parish | $700 | $1,539 | $2,239 | $1,118 | $1,818 | $421 |
| Merrydale, LA | $700 | $929 | $1,629 | $675 | $1,375 | $254 |
| Baker, LA | $100 | $1,030 | $1,130 | $748 | $848 | $281 |
| Denham Springs, LA | $1,000 | $997 | $1,997 | $725 | $1,725 | $272 |
| Rosedale, LA | $300 | $1,330 | $1,630 | $966 | $1,266 | $363 |
| Ascension, LA | $1,500 | $1,214 | $2,714 | $883 | $2,383 | $332 |
| East Feliciana, LA | $300 | $1,019 | $1,319 | $740 | $1,040 | $278 |
| Livonia, LA | $1,000 | $1,498 | $2,498 | $1,088 | $2,088 | $409 |
| Killian, LA | $300 | $1,740 | $2,040 | $1,264 | $1,564 | $475 |
| Romeville, LA | $1,500 | $1,326 | $2,826 | $964 | $2,464 | $362 |
| Tangipahoa, LA | $200 | $1,459 | $1,659 | $1,060 | $1,260 | $399 |
| Parks, LA | $1,000 | $1,078 | $2,078 | $783 | $1,783 | $295 |
| Home Insurance Company Merrydale, LA | Homeowners Insurance Agency Merrydale, LA | Address | Popularity Score | Distance from Merrydale (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Insurance Network Of Louisiana | 4606 Bluebonnet Blvd, Baton Rouge, LA, 70809 | 6.6 | |
| Liberty Mutual Independent | Henry Insurance Service Inc | 9624 Brookline Ave, Baton Rouge, LA, 70809 | 5.2 | |
| Travelers | Emery & James Ltd | 300 E Morris Ave, Hammond, LA, 70403 | 38.8 | |
| Travelers | Mcinnis Insurance Services Inc | 7814 Office Park Blvd Baton Rouge, Baton Rouge, LA, 70809 | 5.6 | |
| Liberty Mutual Independent | Tyner Jeter Insurance Agency Llc | 5139 Bluebonnet Blvd, Baton Rouge, LA, 70809 | 7.0 | |
| State Farm | Janelle Tessier | 11930 Perkins Road, Baton Rouge, LA, 70810-1830 | 9.0 | |
| Allstate | Debbie Whitlock-Kennedy | 11017 Perkins Rd Ste B, Baton Rouge, LA, 70810 | 8.7 | |
| State Farm | Kimberly Wilcox | 2137 C Quail Run Drive Ste A, Baton Rouge, LA, 70808 | 6.6 | |
| State Farm | Clay Stewart | 656 Court Street, Port Allen, LA, 70767-2634 | 6.8 | |
| State Farm | Randy Daniel | 8568 Goodwood Blvd Ste B, Baton Rouge, LA, 70806-7956 | 4.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| East Baton Rouge Parish, LA | $177,800 | $1,557 | $1,090 | $2,240 | $1,150 |
| Merrydale, LA | $110,000 | $941 | $660 | $1,350 | $690 |
| Baker, LA | $126,000 | $1,042 | $730 | $1,500 | $770 |
| Denham Springs, LA | $145,000 | $1,009 | $710 | $1,450 | $740 |
| Rosedale, LA | $112,500 | $1,346 | $940 | $1,940 | $1,000 |
| Ascension, LA | $179,800 | $1,229 | $860 | $1,770 | $910 |
| East Feliciana, LA | $124,100 | $1,031 | $720 | $1,480 | $760 |
| Livonia, LA | $132,200 | $1,516 | $1,060 | $2,180 | $1,120 |
| Killian, LA | $168,600 | $1,761 | $1,230 | $2,540 | $1,310 |
| Romeville, LA | $112,000 | $1,342 | $940 | $1,930 | $990 |
| Tangipahoa, LA | $149,300 | $1,477 | $1,030 | $2,130 | $1,100 |
| Parks, LA | $87,800 | $1,091 | $760 | $1,570 | $810 |