Gavop shows you how to buy homeowners insurance in Barry County, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $81,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $99,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $194,000 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $208,500 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $797 |
| Superior Protection Discount | -$95 | $854 |
| Fire & Security Discount | -$66 | $882 |
| Hail Resistant Roof Discount | -$28 | $920 |
| Newly Constructed Home Discount | -$218 | $730 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Barry County | $2,500 | $937 | $3,437 | $681 | $3,181 | $256 |
| Barry County, MO | $1,500 | $937 | $2,437 | $681 | $2,181 | $256 |
| Wentworth, MO | $2,500 | $721 | $3,221 | $524 | $3,024 | $197 |
| Winona, AR | $400 | $1,859 | $2,259 | $1,351 | $1,751 | $508 |
| Lawrence County, MO | $1,000 | $891 | $1,891 | $647 | $1,647 | $243 |
| McMillen Coy, MO | $300 | $1,083 | $1,383 | $787 | $1,087 | $296 |
| Wilson CW, MO | $1,000 | $1,166 | $2,166 | $847 | $1,847 | $319 |
| Fremont Hills, MO | $500 | $1,527 | $2,027 | $1,110 | $1,610 | $417 |
| Kissee Mills, MO | $700 | $856 | $1,556 | $622 | $1,322 | $234 |
| Loma Linda, MO | $200 | $1,276 | $1,476 | $928 | $1,128 | $349 |
| Oldfield, MO | $700 | $916 | $1,616 | $666 | $1,366 | $250 |
| Home Insurance Company Barry County, MO | Homeowners Insurance Agency Barry County, MO | Address | Popularity Score | Distance from Barry County (miles) |
|---|---|---|---|---|
| State Farm | Andrew Peters | 901 Main St, Cassville, MO, 65625-1333 | 2.3 | |
| Farmers | Kenneth Macpherson | 4650 S National Ave Ste C3, Springfield, MO, 65810 | 42.8 | |
| State Farm | Mike Breeding | 1855 S National Ave Ste B, Springfield, MO, 65804-2217 | 45.3 | |
| Travelers | Bob Moffitt Agency Llc | 103 E Church St, Aurora, MO, 65605 | 19.8 | |
| Allstate | Sam Green | 855 E Hwy 60 Ste C, Monett, MO, 65708 | 15.4 | |
| State Farm | Jim Reed | 300 S Kyler St Ste A, Monett, MO, 65708-2600 | 15.6 | |
| Travelers | Bob Moffitt Agency Llc | 2012 S Elliott Ave Ste C, Aurora, MO, 65605 | 18.6 | |
| State Farm | Chuck Medley | 5912 Barbara St, Rogersville, MO, 65742-7448 | 46.8 | |
| State Farm | Tony Williams | 2232 Grand Ave, Carthage, MO, 64836-3524 | 40.7 | |
| State Farm | Jerry Sitton | 1931 E 20th St Ste 103, Joplin, MO, 64804-1013 | 44.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $750 | $1,500 | $750 |
| Barry County, MO | $112,600 | $948 | $680 | $1,340 | $660 |
| Barry County, MO | $112,600 | $948 | $640 | $1,340 | $700 |
| Wentworth, MO | $47,900 | $730 | $520 | $1,040 | $520 |
| Winona, AR | $332,900 | $1,882 | $1,280 | $2,670 | $1,390 |
| Lawrence County, MO | $98,000 | $901 | $600 | $1,240 | $640 |
| McMillen Coy, MO | $150,000 | $1,096 | $750 | $1,510 | $760 |
| Wilson CW, MO | $184,600 | $1,180 | $860 | $1,630 | $770 |
| Fremont Hills, MO | $332,300 | $1,546 | $1,050 | $2,200 | $1,150 |
| Kissee Mills, MO | $78,600 | $866 | $610 | $1,220 | $610 |
| Loma Linda, MO | $235,600 | $1,292 | $930 | $1,780 | $850 |
| Oldfield, MO | $94,600 | $927 | $620 | $1,280 | $660 |