Gavop shows you how to buy homeowners insurance in Appanoose County, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Appanoose County, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 555th St, 266th Ave, State Hwy 202, 153rd Ave, 516th St, E Walden St, N 26th St, 3rd St, 584th St, S 12th St | $101,500 | $90,000 | $100,000-$125,000 | $67,000 | $60,000 | $50,000-$75,000 |
| 465th St, 265th Ave, 168th Ave, N 2nd St, Deer Ln, 100th Ave, 283rd Ave, Valley Dr, 195th Ave, 302nd Ave | $124,000 | $110,000 | $100,000-$125,000 | $57,000 | $50,000 | $50,000-$75,000 |
| 277th Ave, Eastridge Dr, 248th Ave, 170th Ave, State Hwy 202, N 20th St, N West St, 100 Ave, Old Hwy 5, W 3rd St | $100,500 | $90,000 | $75,000-$100,000 | $71,500 | $60,000 | $75,000-$100,000 |
| E Lodwick St, N Jacobs St, Lakeshore Dr, E King St, Davis Appanoose Rd, Shariton Rd, 458th St, Selix Dr, E Stewart St, E Alpine St | $145,000 | $120,000 | $150,000-$175,000 | $98,000 | $80,000 | $75,000-$100,000 |
| E South St, E 4th St N, 100th Ave, St Joseph Dr, W Church St, N 12th St, S 18th St, 102nd Ave, E Maple St, E Wall St | $157,000 | $140,000 | $125,000-$150,000 | $115,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $676 |
| Superior Protection Discount | -$73 | $741 |
| Fire & Security Discount | -$81 | $733 |
| Hail Resistant Roof Discount | -$24 | $790 |
| Newly Constructed Home Discount | -$179 | $635 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Appanoose County | $1,000 | $805 | $1,805 | $585 | $1,585 | $220 |
| Appanoose County, IA | $2,500 | $805 | $3,305 | $585 | $3,085 | $220 |
| Mystic, IA | $400 | $421 | $821 | $306 | $706 | $115 |
| Russell, IA | $2,500 | $495 | $2,995 | $360 | $2,860 | $135 |
| Lovilia, IA | $300 | $560 | $860 | $407 | $707 | $153 |
| Columbia, IA | $2,500 | $641 | $3,141 | $466 | $2,966 | $175 |
| Morrow, MO | $400 | $954 | $1,354 | $694 | $1,094 | $261 |
| Dallas, IA | $100 | $582 | $682 | $423 | $523 | $159 |
| High Point, IA | $1,500 | $618 | $2,118 | $449 | $1,949 | $169 |
| Rose Hill, IA | $200 | $436 | $636 | $317 | $517 | $119 |
| Van Buren County, IA | $2,000 | $575 | $2,575 | $418 | $2,418 | $157 |
| Home Insurance Company Appanoose County, IA | Homeowners Insurance Agency Appanoose County, IA | Address | Popularity Score | Distance from Appanoose County (miles) |
|---|---|---|---|---|
| State Farm | Kelli Steil | 312 A Ave E, Oskaloosa, IA, 52577-2818 | 39.9 | |
| Allstate | Cook Insurance | 109 W Jackson St, Corydon, IA, 50060 | 23.5 | |
| State Farm | Wyndell Campbell | 807 A Ave W, Oskaloosa, IA, 52577-2033 | 39.7 | |
| State Farm | Larry Bettis | 303 W Jackson St, Centerville, IA, 52544-1733 | 0.8 | |
| Travelers | Midwest Heritage Insurance Services | 1010 Court Avenue, Chariton, IA, 50049 | 29.6 | |
| State Farm | Kevin Van Wyk | 606 Oskaloosa St, Pella, IA, 50219-2135 | 45.2 | |
| State Farm | Jim Carnahan | 522 Richmond Ave, Ottumwa, IA, 52501-4121 | 29.3 | |
| State Farm | Jim Carnahan | 110 N Madison Ave, Bloomfield, IA, 52537 | 23.9 | |
| State Farm | Jim Chapman | 3 Benton Ave E, Albia, IA, 52531-2032 | 19.8 | |
| Allstate | Cook Insurance | 109 W Jackson St, Corydon, IA, 50060 | 23.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $610 | $1,170 | $560 |
| Appanoose County, IA | $78,000 | $815 | $590 | $1,160 | $570 |
| Appanoose County, IA | $78,000 | $815 | $550 | $1,150 | $600 |
| Mystic, IA | $44,200 | $426 | $310 | $580 | $270 |
| Russell, IA | $57,500 | $501 | $370 | $710 | $340 |
| Lovilia, IA | $70,200 | $567 | $380 | $790 | $410 |
| Columbia, IA | $87,900 | $649 | $460 | $930 | $470 |
| Morrow, MO | $105,800 | $966 | $670 | $1,330 | $660 |
| Dallas, IA | $74,700 | $589 | $420 | $840 | $420 |
| High Point, IA | $82,500 | $625 | $460 | $890 | $430 |
| Rose Hill, IA | $46,700 | $441 | $320 | $610 | $290 |
| Van Buren County, IA | $82,700 | $582 | $400 | $800 | $400 |