Gavop shows you how to buy homeowners insurance in Clarkson, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Clarkson, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Donielle Cir, Gina Way, Amy Ln, Wellington Woods Dr E, Ireland Rd, Deertrack Ln, Horizon Park Dr, Lynnwood Dr, State Rte 260, Summer Ridge Cir | $149,500 | $120,000 | $100,000-$125,000 | $174,500 | $140,000 | $150,000-$175,000 |
| Summer Hill Dr, Co Rd 236, Chadlee Dr, Roman Cir, Co Rd 219, Delaina Rose Cir, Pesh Home Trl, Craig Hill Dr, Glidden Cir, Laura Ln | $114,500 | $110,000 | $100,000-$125,000 | $220,000 | $200,000 | $200,000-$250,000 |
| Sugar Tree Cir, Gallup Rd, Co Rd 274, Roosevelt Hwy, Woodstock Ln, W Canal Rd, Old St Rte 31 Rd, Alice Ln, Clarkson Hamlin Tl Rd, Debbie Ln | $172,000 | $160,000 | $150,000-$175,000 | $272,000 | $230,000 | $250,000-$300,000 |
| Crescent Dr, Darla Dr, Saint Katherine Way, Clarkson Parma Tl Rd, Lawrence Rd, Wellington Woods Dr S, Bev Cir, Co Rd 221, Monroe Orleans County Line Rd, Burch Farm Dr | $116,000 | $100,000 | $100,000-$125,000 | $317,500 | $280,000 | $300,000-$350,000 |
| Co Rd 213, Sweden Walker Rd, Sherwood Dr, College Ave, Valleyview Dr, Bev Ln, Tearose Meadow Ln, Benita Dr, Hideaway Ln, Co Rd 215 | $169,000 | $150,000 | $125,000-$150,000 | $170,500 | $160,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$47 | $544 |
| Home and Two Car | -$101 | $491 |
| Home and Three Car | -$142 | $450 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monroe County | $1,500 | $605 | $2,105 | $439 | $1,939 | $165 |
| Clarkson, NY | $2,500 | $584 | $3,084 | $425 | $2,925 | $160 |
| Hamlin, NY | $400 | $948 | $1,348 | $689 | $1,089 | $259 |
| Ogden, NY | $700 | $605 | $1,305 | $439 | $1,139 | $165 |
| Albion, NY | $300 | $948 | $1,248 | $689 | $989 | $259 |
| Penfield, NY | $2,500 | $719 | $3,219 | $522 | $3,022 | $196 |
| Avon, NY | $100 | $580 | $680 | $421 | $521 | $158 |
| Conesus, NY | $700 | $615 | $1,315 | $447 | $1,147 | $168 |
| Castile, NY | $200 | $584 | $784 | $424 | $624 | $160 |
| Gainesville, NY | $1,000 | $586 | $1,586 | $426 | $1,426 | $160 |
| Genesee Falls, NY | $300 | $589 | $889 | $428 | $728 | $161 |
| Lyons, NY | $2,500 | $957 | $3,457 | $695 | $3,195 | $261 |
| Home Insurance Company Clarkson, NY | Homeowners Insurance Agency Clarkson, NY | Address | Popularity Score | Distance from Clarkson (miles) |
|---|---|---|---|---|
| State Farm | Nick Mieney | 4 South Ave, Hilton, NY, 14468-1308 | 7.7 | |
| Allstate | Janine Nudd | 30 N Main St, Brockport, NY, 14420 | 1.9 | |
| State Farm | Jerry Christopher | 1778 Empire Blvd, Webster, NY, 14580-2183 | 21.9 | |
| Allstate | Jeffrey Caufield | 10 Old Hojack Ln, Hilton, NY, 14468 | 7.7 | |
| Allstate | Nathaniel Tyler | 1835 N Union St, Spencerport, NY, 14559 | 7.3 | |
| Liberty Mutual Independent | The Feltner Group | 191 S Union St, Spencerport, NY, 14559 | 7.6 | |
| Farmers | Debra Jones | 42 Nichols St Ste 7, Spencerport, NY, 14559 | 7.8 | |
| State Farm | Bob Doyle | 4981 Broadway, Depew, NY, 14043-3951 | 45.1 | |
| Travelers | Slack Insurance Agency | 441 Main St, Medina, NY, 14103 | 23.0 | |
| State Farm | Tom Shea | 2394 Ridgeway Ave, Rochester, NY, 14626-4112 | 12.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,640 | $790 |
| Monroe County, NY | $142,300 | $612 | $430 | $850 | $420 |
| Clarkson, NY | $145,500 | $591 | $420 | $810 | $390 |
| Hamlin, NY | $113,000 | $960 | $650 | $1,320 | $670 |
| Ogden, NY | $157,200 | $612 | $440 | $850 | $410 |
| Albion, NY | $89,700 | $960 | $690 | $1,370 | $680 |
| Penfield, NY | $193,800 | $728 | $520 | $1,000 | $480 |
| Avon, NY | $142,300 | $587 | $430 | $830 | $400 |
| Conesus, NY | $136,600 | $622 | $430 | $860 | $430 |
| Castile, NY | $97,300 | $591 | $430 | $820 | $390 |
| Gainesville, NY | $78,600 | $593 | $430 | $850 | $420 |
| Genesee Falls, NY | $74,000 | $596 | $410 | $820 | $410 |
| Lyons, NY | $81,000 | $968 | $650 | $1,380 | $730 |