Gavop's guide to buying homeowners insurance in Sparta, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Sparta, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Baumhoff Ave NW, Heatherview, Ostman St, Clay St, Old School Forest Ln, Bedford Falls Dr, Churchill St, S Aspen St NW, Prospect St NW, Terrace St | $149,500 | $140,000 | $150,000-$175,000 | $111,000 | $90,000 | $100,000-$125,000 |
| Park St, N Union St, Lancair Dr, 15 Mile Rd NW, River Rd, Long Lake Dr, Hickory St NW, Evergreen St, Laurie St NW, Wegal Ave NW | $136,500 | $120,000 | $125,000-$150,000 | $81,000 | $70,000 | $75,000-$100,000 |
| Applejack Ct, 13 Mile Rd NW, Long Lake Dr NW, Nelson St, Carrie St, Leisure Acres St, Lonetree Dr, Pine St, W Woodlane Dr NW, Jo Ellen St NW | $157,000 | $130,000 | $150,000-$175,000 | $118,500 | $110,000 | $125,000-$150,000 |
| Country View Ct, River Rd, Sugar Plum St, Engelaire Ct, Park Ln, Laubach Ave NW, Gunn St, S State St, Beam Ct, Happy End Dr NW | $101,000 | $100,000 | $100,000-$125,000 | $94,500 | $80,000 | $75,000-$100,000 |
| Harmillee Way Dr Pvt, Hickory Stick Ct, E Mark St, Phelps Ave, Martindale St NW, E Division St, Liberty St, Co Hwy B72 NW, Kings Blvd, Lone Pine St NW | $220,000 | $180,000 | $200,000-$250,000 | $115,000 | $100,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$56 | $643 |
| Home and Two Car | -$112 | $587 |
| Home and Three Car | -$161 | $539 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,464 |
| Hail Damage | $4,853 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,389 |
| Home Insurance Company Sparta, MI | Homeowners Insurance Agency Sparta, MI | Address | Popularity Score | Distance from Sparta (miles) |
|---|---|---|---|---|
| Allstate | Jason Smits | 65 S Main St Ste 101, Rockford, MI, 49341 | 9.0 | |
| Nationwide | Dalessandro Agency Inc | 1500 44th St Se, Kentwood, MI, 49508-5013 | 19.8 | |
| State Farm | Luke Bagnall | 1277 36th St Sw, Wyoming, MI, 49509-3469 | 18.2 | |
| Liberty Mutual Independent | Collins & Associates | 5075 Cascade Rd Se, Grand Rapids, MI, 49546 | 17.8 | |
| State Farm | Mike Folkert | 7653 Riverview Dr, Jenison, MI, 49428-6900 | 17.9 | |
| State Farm | Brenda Bouwman | 704 E Apple Avenue, Muskegon, MI, 49442-3648 | 25.7 | |
| Travelers | Thum Insurance Agency | 3140 3 Mile Rd Ne , Grand Rapids, MI, 49525 | 12.4 | |
| State Farm | Jim Blaszak | 5315 Alpine Ave Nw, Comstock Park, MI, 49321-9768 | 7.2 | |
| State Farm | Tad Hankins | 3283 East Paris Ave Se, Grand Rapids, MI, 49512-2962 | 19.5 | |
| State Farm | Milon Muir | 4635 14 Mile Rd Ne Ste A, Rockford, MI, 49341-7310 | 8.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $570 | $1,110 | $540 |
| Kent County, MI | $153,500 | $774 | $570 | $1,110 | $540 |
| Sparta, MI | $119,900 | $699 | $470 | $970 | $500 |
| Cedar Springs, MI | $99,700 | $720 | $520 | $1,020 | $500 |
| Egelston, MI | $95,100 | $663 | $480 | $910 | $430 |
| Denver, MI | $73,900 | $674 | $470 | $960 | $490 |
| Campbell, MI | $141,100 | $782 | $570 | $1,070 | $500 |
| Freeport, MI | $78,100 | $682 | $480 | $980 | $500 |
| Whitehall, MI | $107,400 | $733 | $510 | $1,000 | $490 |
| Montague, MI | $105,500 | $730 | $500 | $1,040 | $540 |
| Day, MI | $84,200 | $693 | $480 | $960 | $480 |
| Claybanks, MI | $170,300 | $820 | $590 | $1,120 | $530 |
| Lake Isabella, MI | $149,500 | $793 | $530 | $1,130 | $600 |