Gavop's guide to buying homeowners insurance in Brownsville, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $113,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $168,000 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $244,000 | $230,000 | $200,000-$250,000 |
| 5 Bedroom | $312,500 | $270,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $633 |
| Superior Protection Discount | -$75 | $671 |
| Fire & Security Discount | -$60 | $685 |
| Hail Resistant Roof Discount | -$15 | $730 |
| Newly Constructed Home Discount | -$201 | $544 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,319 |
| Hail Damage | $4,571 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,051 |
| Home Insurance Company Brownsville, TN | Homeowners Insurance Agency Brownsville, TN | Address | Popularity Score | Distance from Brownsville (miles) |
|---|---|---|---|---|
| State Farm | Tim Grommersch | 1355 Lynnfield Rd Ste 125, Memphis, TN, 38119-5884 | 48.5 | |
| Liberty Mutual Independent | Smith-Berclair Insurance | 855 Ridge Lake Road Suite 400, Memphis, TN, 38120 | 47.8 | |
| State Farm | Derrick Hodges | 7249 Winchester Rd, Memphis, TN, 38125-2150 | 49.0 | |
| Allstate | Dianne Fitzgerald Cox | 837 Mount Moriah Rd, Memphis, TN, 38117 | 48.9 | |
| State Farm | William Ashworth | 9160 Highway 64 Ste 4, Lakeland, TN, 38002-8094 | 38.7 | |
| Liberty Mutual Independent | Phelan-Estes Insurance Agency Inc | 118 E Eaton St, Trenton, TN, 38382 | 32.4 | |
| Allstate | Gregory Lawrence | 2768 Bartlett Blvd, Bartlett, TN, 38134 | 43.6 | |
| Liberty Mutual Independent | Harris Madden & Powell Inc | 1770 Kirby Pkwy Ste 320, Germantown, TN, 38138 | 47.0 | |
| State Farm | Monty Lester | 3030 Frst Hl Irene Rd, Germantown, TN, 38138-7844 | 45.8 | |
| State Farm | Jerry Nowlin | 8151 Walnut Grove Rd Ste 1, Cordova, TN, 38018-4286 | 43.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $760 | $1,440 | $680 |
| Haywood County, TN | $104,300 | $746 | $540 | $1,060 | $520 |
| Brownsville, TN | $104,000 | $745 | $500 | $1,040 | $540 |
| Haywood County, TN | $104,300 | $746 | $510 | $1,060 | $550 |
| Crockett County, TN | $96,700 | $720 | $520 | $1,020 | $500 |
| Toone, TN | $73,800 | $754 | $540 | $1,080 | $540 |
| Bolivar, TN | $97,000 | $722 | $500 | $1,020 | $520 |
| Silerton, TN | $74,900 | $760 | $520 | $1,050 | $530 |
| Munford, TN | $153,700 | $881 | $630 | $1,240 | $610 |
| Canadian, AR | $98,500 | $993 | $690 | $1,400 | $710 |
| Milan, TN | $101,900 | $738 | $540 | $1,010 | $470 |
| Saulsbury, TN | $62,100 | $694 | $510 | $960 | $450 |
| McNairy County, TN | $87,500 | $687 | $490 | $970 | $480 |