Gavop tells you how to get the best homeowners insurance in Columbia County, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Columbia County, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| SE Shalimar Ct, Yates Rd, SE Riverview Cir, SW Summer Field Gln, SW Country Ct, SE Brock Gln, SW Tundra Glen, SW Mercury Ln, Bream Loop, NE Buddy Ln | $131,000 | $120,000 | $125,000-$150,000 | $70,500 | $60,000 | $75,000-$100,000 |
| SE Lakeside Gln, Cloudy Glen, NW Moore Rd, SW Tina Gln, Bellamy Rd, Co Rd 778, SE Timberwolf Dr, SE Deerwood Gln, Cottonwood St, Eades Rd | $201,000 | $190,000 | $200,000-$250,000 | $95,500 | $90,000 | $75,000-$100,000 |
| A C L Rd, W Montgomery St, SW Chatman Glen, NW Ernest Ln, N E Humphrey Ct, SW Faith, NW Heritage Dr, SW Splender Ct, SE Baya Dr, SW May Fair Ln | $131,500 | $120,000 | $100,000-$125,000 | $80,500 | $70,000 | $75,000-$100,000 |
| NW Caesar Ct, SE Dover Dr, SW Mayfair Ln, NW Hobbit Gln, Burnette Cir, Lightwood Rd, SW Plymouth Ave, SE Pleasant Ct, SW Rufo Ct, SW Burnett Ln | $82,500 | $70,000 | $75,000-$100,000 | $69,500 | $60,000 | $50,000-$75,000 |
| NW Housemaw Ct, SE Boy Way, SE Bible Camp St, Woodgrass Glen, Herlong, SW Primrose Ter, SE Stardust Pl, NW Hamp Farmer Rd, Coliseum, Bradshaw Rd | $157,500 | $130,000 | $150,000-$175,000 | $125,000 | $110,000 | $100,000-$125,000 |
| SW Tustenuggee Rd, Highfield Ter, Tompkins Rd, SW Dairy St, SW Otter Ln, NW Johnson St, SE Bracken Way, S Alachua St, SW Marks Dr, SW Patsy Way | $133,000 | $110,000 | $100,000-$125,000 | $104,000 | $90,000 | $100,000-$125,000 |
| Congress St, W Fronie St, SW Old Wire, N W Lake Lona Loop, Blueberry St, SE Natalie Ter, Garden Way Dr, NE Derby Ter, Pinemount Rd, SW Collins Rd | $234,500 | $190,000 | $250,000-$300,000 | $138,500 | $120,000 | $125,000-$150,000 |
| SE Pounds Hammock Rd, Tommy Lites Rd, SW Red Cedar Ct, NW Butter Milk Gln, NW The Lords Way, Callaway Dr, Sherman Rd, SW Grandview Ave, SE Seawolf Way, NE Shelly Gln | $104,000 | $80,000 | $100,000-$125,000 | $81,000 | $70,000 | $75,000-$100,000 |
| Luke Rd, N Taylor St, SE Montrose Ave, SW Old Wire Rd, SE Fawn Gln, Godbold Ct, Chestnut St, SE Co Rd 252, NW Sunset Hill Ct, Fritz Dr | $193,000 | $170,000 | $200,000-$250,000 | $122,500 | $100,000 | $125,000-$150,000 |
| SE October Rd, Victory Ave, SW Leisure Ct, SW Shark Ter, Mackinaw Way, SW Co Rd 242, SW Duckett Ct, SW Chris Ter, NE Hi Hat Pl, SW Quail Ridge Ct | $156,000 | $140,000 | $125,000-$150,000 | $87,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$205 | $875 |
| Superior Protection Discount | -$97 | $983 |
| Fire & Security Discount | -$86 | $993 |
| Hail Resistant Roof Discount | -$22 | $1,058 |
| Newly Constructed Home Discount | -$216 | $864 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Columbia County | $700 | $1,067 | $1,767 | $775 | $1,475 | $292 |
| Columbia County, FL | $700 | $1,067 | $1,767 | $775 | $1,475 | $292 |
| Live Oak, FL | $300 | $839 | $1,139 | $610 | $910 | $229 |
| Macclenny, FL | $1,500 | $909 | $2,409 | $661 | $2,161 | $248 |
| Bell, FL | $200 | $796 | $996 | $578 | $778 | $218 |
| Mayo, FL | $1,500 | $781 | $2,281 | $568 | $2,068 | $213 |
| Newberry, FL | $300 | $1,012 | $1,312 | $736 | $1,036 | $277 |
| Gainesville, FL | $500 | $1,340 | $1,840 | $974 | $1,474 | $366 |
| Oakleaf Plantation, FL | $700 | $978 | $1,678 | $710 | $1,410 | $267 |
| Charlton County, GA | $500 | $586 | $1,086 | $426 | $926 | $160 |
| Clay County, FL | $2,000 | $1,348 | $3,348 | $980 | $2,980 | $368 |
| Home Insurance Company Columbia County, FL | Homeowners Insurance Agency Columbia County, FL | Address | Popularity Score | Distance from Columbia County (miles) |
|---|---|---|---|---|
| Travelers | King Insurance Agency | 2321 Nw 41st Street, Gainesville, FL, 32606 | 40.3 | |
| Allstate | Felisha Foote | 2640 Blanding Blvd Ste 206, Middleburg, FL, 32068 | 46.3 | |
| Travelers | Scarborough Insurance | 2811 Nw 41st St, Gainesville, FL, 32614 | 40.0 | |
| Allstate | Keith Johnson | 1330 Blanding Blvd Ste 160, Orange Park, FL, 32065 | 49.8 | |
| Allstate | Faye Mcknight | 363 Sw Baya Dr Ste 102, Lake City, FL, 32025 | 2.8 | |
| Liberty Mutual Independent | Trinity Transportation Services Llc | 43 Knight Boxx Rd Ste 2, Orange Park, FL, 32065 | 49.9 | |
| State Farm | John Kasak | 904 Sw Sr 247 Branford Hwy, Lake City, FL, 32025 | 4.7 | |
| Allstate | Cris Warner | 10250 Normandy Blvd Unit 503, Jacksonville, FL, 32221 | 47.6 | |
| Allstate | Andy Turner | 9660 Argyle Forest Blvd # 4, Jacksonville, FL, 32222 | 47.5 | |
| State Farm | Chris Nickas | Ste C12 9542 Argyle Forest Blvd, Jacksonville, FL, 32222-2824 | 47.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Columbia County, FL | $112,500 | $1,080 | $840 | $1,450 | $610 |
| Columbia County, FL | $112,500 | $1,080 | $840 | $1,450 | $610 |
| Live Oak, FL | $90,400 | $849 | $660 | $1,140 | $480 |
| Macclenny, FL | $132,100 | $920 | $720 | $1,230 | $510 |
| Bell, FL | $82,700 | $806 | $630 | $1,080 | $450 |
| Mayo, FL | $105,300 | $791 | $620 | $1,060 | $440 |
| Newberry, FL | $154,100 | $1,025 | $800 | $1,370 | $570 |
| Gainesville, FL | $163,900 | $1,356 | $1,060 | $1,820 | $760 |
| Oakleaf Plantation, FL | $198,500 | $990 | $770 | $1,330 | $560 |
| Charlton County, GA | $82,200 | $593 | $400 | $840 | $440 |
| Clay County, FL | $165,300 | $1,364 | $1,060 | $1,830 | $770 |