Gavop shows you how to buy homeowners insurance in Jamestown, RI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Jamestown, RI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mercy Weeden Ln, Fieldstone Dr, Bow St, Shepard Ave, Mussel Bed Shoal Rd, Union St, Scotty Dr, Douglas St, Mount Hope Ave Alt, Bay Ave | $504,500 | $420,000 | $400,000-$500,000 | $360,500 | $290,000 | $350,000-$400,000 |
| Seaside Dr, Mary Jane Ln, Rose St, Carroll Ave, Marcello Dr, Bryer Ave, Knowles Ct, Hopkins Ave, Davis St, Earl Ave | $451,000 | $380,000 | $400,000-$500,000 | $285,500 | $230,000 | $200,000-$250,000 |
| Beach Ave, Garden St, Pine Tree Rd, Port Ave, Fowler St, Acorn Ln, Coulter Dr, Seaview Ave, Pemberton Ave, Thurston Ave | $569,000 | $510,000 | $400,000-$500,000 | $251,500 | $220,000 | $200,000-$250,000 |
| Jepson Ln, Watson Dr, Pennsylvania Ave, McIntosh Dr, Goose Neck Cove Ln, Penny Rd, Cherry Creek Rd, Frigate St, Ochre Point Ave, Scull St | $379,500 | $330,000 | $350,000-$400,000 | $404,500 | $330,000 | $400,000-$500,000 |
| Hilltop Dr, Vanderbilt Ave, Cutter St, Carriage Dr, Palmer St, Priscilla Rd, Hedly St, Warley St, Pheasant Dr, Harbor View Rd | $484,500 | $390,000 | $400,000-$500,000 | $201,000 | $180,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $826 |
| Superior Protection Discount | -$86 | $874 |
| Fire & Security Discount | -$86 | $874 |
| Hail Resistant Roof Discount | -$29 | $932 |
| Newly Constructed Home Discount | -$221 | $740 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Newport County | $2,500 | $1,388 | $3,888 | $1,009 | $3,509 | $379 |
| Jamestown, RI | $1,000 | $949 | $1,949 | $690 | $1,690 | $259 |
| Wakefield-Peacedale, RI | $300 | $1,537 | $1,837 | $1,117 | $1,417 | $420 |
| Barrington, RI | $1,500 | $1,006 | $2,506 | $731 | $2,231 | $275 |
| Westerly, RI | $300 | $1,035 | $1,335 | $752 | $1,052 | $283 |
| Plainfield, CT | $2,500 | $792 | $3,292 | $575 | $3,075 | $216 |
| Bellingham, MA | $400 | $831 | $1,231 | $604 | $1,004 | $227 |
| Tisbury, MA | $1,000 | $2,412 | $3,412 | $1,753 | $2,753 | $659 |
| Whitinsville, MA | $100 | $794 | $894 | $577 | $677 | $217 |
| Millis-Clicquot, MA | $1,500 | $1,275 | $2,775 | $926 | $2,426 | $348 |
| Westwood, MA | $100 | $1,024 | $1,124 | $744 | $844 | $280 |
| Home Insurance Company Jamestown, RI | Homeowners Insurance Agency Jamestown, RI | Address | Popularity Score | Distance from Jamestown (miles) |
|---|---|---|---|---|
| Nationwide | Mclane Insurance Agency Inc | 994 Willett Ave, Riverside, RI, 02915-2035 | 16.6 | |
| Allstate | Kerri A. Lawton | 151 Douglas Pike, Smithfield, RI, 2917 | 25.5 | |
| Allstate | Cesar Loaiza | 187 Douglas Ave, Providence, RI, 2908 | 22.1 | |
| Nationwide | Katherine E Smith | 567 So County Trl Ste 204, Exeter, RI, 02822-3419 | 9.4 | |
| Travelers | Wickford Insurance Agency Inc | 1130 Ten Rod Rd Unit E104 Lower Level, North Kingstown, RI, 2852 | 7.8 | |
| Travelers | Rose & Kiernan | 138 Main St , Wakefield, RI, 2879 | 8.4 | |
| Liberty Mutual Independent | Affiliated Insurance Managers | 935 Jefferson Blvd Suite 2001, Warwick, RI, 2886 | 14.5 | |
| Travelers | Rose & Kiernan | 138 Main St, Wakefield, RI, 2879 | 8.4 | |
| Allstate | Michael Kehew | 1224 W Main Rd, Middletown, RI, 2842 | 4.1 | |
| Allstate | Gary Dusablon | 1396 Mendon Rd, Cumberland, RI, 2864 | 28.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Rhode Island | $242,200 | $1,321 | $900 | $1,890 | $990 |
| Newport County, RI | $362,800 | $1,405 | $1,030 | $2,000 | $970 |
| Jamestown, RI | $582,100 | $961 | $640 | $1,340 | $700 |
| Wakefield-Peacedale, RI | $309,400 | $1,556 | $1,120 | $2,190 | $1,070 |
| Barrington, RI | $402,300 | $1,018 | $720 | $1,400 | $680 |
| Westerly, RI | $285,300 | $1,047 | $760 | $1,430 | $670 |
| Plainfield, CT | $171,300 | $801 | $550 | $1,110 | $560 |
| Bellingham, MA | $288,900 | $841 | $570 | $1,150 | $580 |
| Tisbury, MA | $595,800 | $2,441 | $1,680 | $3,370 | $1,690 |
| Whitinsville, MA | $271,600 | $804 | $550 | $1,130 | $580 |
| Millis-Clicquot, MA | $321,200 | $1,290 | $930 | $1,780 | $850 |
| Westwood, MA | $663,000 | $1,037 | $700 | $1,440 | $740 |