Gavop's guide to buying homeowners insurance in McDuffie County, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $117,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $195,000 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $204,000 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $351,500 | $320,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$51 | $587 |
| Home and Two Car | -$102 | $536 |
| Home and Three Car | -$160 | $479 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| McDuffie County | $2,500 | $631 | $3,131 | $458 | $2,958 | $172 |
| McDuffie County, GA | $1,500 | $631 | $2,131 | $458 | $1,958 | $172 |
| Panhandle, GA | $100 | $542 | $642 | $394 | $494 | $148 |
| Modoc, SC | $700 | $1,402 | $2,102 | $1,019 | $1,719 | $383 |
| Murphys Estates, SC | $200 | $576 | $776 | $419 | $619 | $157 |
| Clearwater, SC | $1,500 | $591 | $2,091 | $429 | $1,929 | $161 |
| Siloam, GA | $500 | $483 | $983 | $351 | $851 | $132 |
| Burnettown, SC | $2,500 | $827 | $3,327 | $601 | $3,101 | $226 |
| Oglethorpe County, GA | $100 | $672 | $772 | $489 | $589 | $184 |
| Elberton, GA | $1,000 | $588 | $1,588 | $427 | $1,427 | $161 |
| Johnston, SC | $200 | $670 | $870 | $487 | $687 | $183 |
| Ward, SC | $2,500 | $597 | $3,097 | $434 | $2,934 | $163 |
| Home Insurance Company McDuffie County, GA | Homeowners Insurance Agency McDuffie County, GA | Address | Popularity Score | Distance from McDuffie County (miles) |
|---|---|---|---|---|
| Travelers | Achs Insurance | 1229 Augusta W Pkwy, Augusta, GA, 30919 | 22.2 | |
| State Farm | Todd Brown | 4484 Columbia Rd, Martinez, GA, 30907-4253 | 19.1 | |
| Allstate | Christopher Jackson | 1061 Parkside Cmns # 201, Greensboro, GA, 30642 | 44.6 | |
| Allstate | Lance Ellis | 1557 Gordon Hwy Ste D, Augusta, GA, 30906 | 26.8 | |
| State Farm | Matt Dale | 1745 Gordon Hwy, Augusta, GA, 30904-5129 | 25.8 | |
| State Farm | Doug Newman | 228 N Peachtree St, Lincolnton, GA, 30817-5873 | 21.6 | |
| Liberty Mutual Independent | Watson And Knox Inc | 139 Main St, Thomson, GA, 30824 | 2.0 | |
| Allstate | Sammons Insurance | 131 S Harris St, Sandersville, GA, 31082 | 39.7 | |
| State Farm | Vicki Ussery | 584 Cobbham Rd, Thomson, GA, 30824-4051 | 1.4 | |
| State Farm | Lenny Schaeffer | 634 Main St, Thomson, GA, 30824-1518 | 1.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $720 | $1,450 | $730 |
| McDuffie County, GA | $102,500 | $638 | $470 | $900 | $430 |
| McDuffie County, GA | $102,500 | $638 | $430 | $890 | $460 |
| Panhandle, GA | $69,200 | $549 | $390 | $750 | $360 |
| Modoc, SC | $248,200 | $1,419 | $960 | $2,030 | $1,070 |
| Murphys Estates, SC | $85,000 | $583 | $390 | $830 | $440 |
| Clearwater, SC | $93,200 | $598 | $440 | $860 | $420 |
| Siloam, GA | $61,100 | $489 | $350 | $690 | $340 |
| Burnettown, SC | $122,300 | $837 | $610 | $1,200 | $590 |
| Oglethorpe County, GA | $111,800 | $680 | $480 | $960 | $480 |
| Elberton, GA | $82,500 | $595 | $430 | $820 | $390 |
| Johnston, SC | $98,200 | $678 | $490 | $960 | $470 |
| Ward, SC | $87,800 | $604 | $410 | $850 | $440 |