Gavop shows you how to buy homeowners insurance in Grapeland, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $34,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $95,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $93,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $158,000 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $154,500 | $140,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$165 | $807 |
| Superior Protection Discount | -$97 | $875 |
| Fire & Security Discount | -$68 | $904 |
| Hail Resistant Roof Discount | -$19 | $952 |
| Newly Constructed Home Discount | -$272 | $700 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Houston County | $1,000 | $998 | $1,998 | $725 | $1,725 | $273 |
| Grapeland, TX | $1,000 | $960 | $1,960 | $698 | $1,698 | $262 |
| Houston County, TX | $100 | $998 | $1,098 | $725 | $825 | $273 |
| Alto, TX | $1,000 | $1,442 | $2,442 | $1,048 | $2,048 | $394 |
| Centerville, TX | $400 | $1,548 | $1,948 | $1,125 | $1,525 | $423 |
| Cushing, TX | $700 | $1,288 | $1,988 | $936 | $1,636 | $352 |
| Burke, TX | $500 | $1,512 | $2,012 | $1,099 | $1,599 | $413 |
| Laneville, TX | $1,500 | $1,421 | $2,921 | $1,032 | $2,532 | $388 |
| Fairfield, TX | $100 | $1,030 | $1,130 | $749 | $849 | $282 |
| Nacogdoches, TX | $700 | $1,453 | $2,153 | $1,056 | $1,756 | $397 |
| Nacogdoches County, TX | $200 | $1,417 | $1,617 | $1,030 | $1,230 | $387 |
| Normangee, TX | $700 | $1,629 | $2,329 | $1,184 | $1,884 | $445 |
| Home Insurance Company Grapeland, TX | Homeowners Insurance Agency Grapeland, TX | Address | Popularity Score | Distance from Grapeland (miles) |
|---|---|---|---|---|
| State Farm | Brett Weisenburn | 2908 W Oak St, Palestine, TX, 75801-5404 | 21.6 | |
| Travelers | Crockett Insurance Service | 206 S 5th St, Crockett, TX, 75835 | 12.4 | |
| Farmers | Garrett Massie | 1019 S Chestnut St # B, Lufkin, TX, 75901 | 43.8 | |
| Liberty Mutual Independent | Tosh Insurance Agency Inc | 142 S Main St, Rusk, TX, 75785 | 26.5 | |
| Farmers | Alice Alvey | 2000 S Loop 256 Ste 34, Palestine, TX, 75801 | 19.6 | |
| Farmers | Debra Mccann | 105 Acr 145, Palestine, TX, 75801 | 18.6 | |
| Farmers | Bryan Robinson | 732 W Commerce St, Buffalo, TX, 75831 | 37.8 | |
| Allstate | Stover&Crouch | 716 S Madison, Madisonville, TX, 77864 | 47.4 | |
| State Farm | Tom Mcdonald | 18985 Fm 2493, Flint, TX, 75762-8312 | 49.0 | |
| State Farm | Darrell Streater | 305 N May St Ste B, Madisonville, TX, 77864-1636 | 47.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Houston County, TX | $80,200 | $1,010 | $670 | $1,560 | $890 |
| Grapeland, TX | $70,400 | $972 | $640 | $1,500 | $860 |
| Houston County, TX | $80,200 | $1,010 | $670 | $1,560 | $890 |
| Alto, TX | $87,600 | $1,460 | $960 | $2,250 | $1,290 |
| Centerville, TX | $111,000 | $1,567 | $1,030 | $2,410 | $1,380 |
| Cushing, TX | $60,000 | $1,304 | $860 | $2,010 | $1,150 |
| Burke, TX | $102,400 | $1,530 | $1,010 | $2,360 | $1,350 |
| Laneville, TX | $83,400 | $1,438 | $950 | $2,210 | $1,260 |
| Fairfield, TX | $89,000 | $1,043 | $690 | $1,610 | $920 |
| Nacogdoches, TX | $128,500 | $1,471 | $970 | $2,260 | $1,290 |
| Nacogdoches County, TX | $117,700 | $1,435 | $950 | $2,210 | $1,260 |
| Normangee, TX | $132,600 | $1,649 | $1,090 | $2,540 | $1,450 |