Gavop's guide to buying homeowners insurance in Chippewa Falls, WI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $106,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $172,000 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $206,000 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $256,000 | $240,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$94 | $579 |
| Superior Protection Discount | -$67 | $606 |
| Fire & Security Discount | -$54 | $619 |
| Hail Resistant Roof Discount | -$20 | $653 |
| Newly Constructed Home Discount | -$168 | $505 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chippewa County | $1,500 | $633 | $2,133 | $460 | $1,960 | $173 |
| Chippewa Falls, WI | $2,500 | $665 | $3,165 | $483 | $2,983 | $182 |
| Arthur, WI | $100 | $604 | $704 | $439 | $539 | $165 |
| Brunswick, WI | $700 | $716 | $1,416 | $521 | $1,221 | $196 |
| Clear Creek, WI | $200 | $688 | $888 | $500 | $700 | $188 |
| Holcombe, WI | $1,500 | $434 | $1,934 | $315 | $1,815 | $119 |
| Taft, WI | $200 | $586 | $786 | $426 | $626 | $160 |
| Sioux Creek, WI | $2,000 | $682 | $2,682 | $495 | $2,495 | $186 |
| Downing, WI | $100 | $560 | $660 | $407 | $507 | $153 |
| Green Grove, WI | $2,000 | $618 | $2,618 | $449 | $2,449 | $169 |
| Waumandee, WI | $200 | $658 | $858 | $478 | $678 | $180 |
| Cylon, WI | $1,000 | $706 | $1,706 | $513 | $1,513 | $193 |
| Home Insurance Company Chippewa Falls, WI | Homeowners Insurance Agency Chippewa Falls, WI | Address | Popularity Score | Distance from Chippewa Falls (miles) |
|---|---|---|---|---|
| Travelers | Ramseier Agency | 108 Mcrae St, Cadott, WI, 54727 | 11.7 | |
| Liberty Mutual Independent | Mower Insurance Agency Inc | 515 Prairie View Chippewa Falls, Chippewa Falls, WI, 54729 | 1.4 | |
| Liberty Mutual Independent | Mower Insurance Agency Inc | 515 Prairie View Rd, Chippewa Falls, WI, 54729 | 1.6 | |
| State Farm | Sammie Bostrom | 1324 W Clairemont Ave, Eau Claire, WI, 54701-4567 | 11.7 | |
| State Farm | Deborah Becker | 404 S Barstow St, Eau Claire, WI, 54701-3667 | 10.2 | |
| Erie | Northwestern Insurance Agencies Inc. | 211 Harvest Lane, Altoona, WI, 54720 | 9.6 | |
| State Farm | Jeff Flaig | 421 Island St, Chippewa Fls, WI, 54729-2324 | 0.4 | |
| Allstate | Westland Ins Serv | 129 W Main St, Arcadia, WI, 54612 | 47.4 | |
| State Farm | Bob Johnson | 3455 London Rd, Eau Claire, WI, 54701-6779 | 11.1 | |
| State Farm | Sue Mullen | 4905 County Highway J, Chippewa Fls, WI, 54729-3388 | 3.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $470 | $950 | $480 |
| Chippewa County, WI | $154,900 | $640 | $460 | $880 | $420 |
| Chippewa Falls, WI | $119,600 | $673 | $480 | $940 | $460 |
| Arthur, WI | $131,800 | $611 | $440 | $840 | $400 |
| Brunswick, WI | $195,900 | $725 | $510 | $1,040 | $530 |
| Clear Creek, WI | $175,900 | $696 | $500 | $990 | $490 |
| Holcombe, WI | $75,900 | $439 | $300 | $610 | $310 |
| Taft, WI | $124,400 | $593 | $400 | $840 | $440 |
| Sioux Creek, WI | $172,100 | $690 | $500 | $980 | $480 |
| Downing, WI | $114,600 | $567 | $390 | $810 | $420 |
| Green Grove, WI | $138,100 | $625 | $460 | $890 | $430 |
| Waumandee, WI | $157,900 | $666 | $450 | $950 | $500 |
| Cylon, WI | $188,500 | $715 | $510 | $990 | $480 |