Gavop's guide to buying homeowners insurance in Clinton, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $113,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $147,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $244,500 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $381,500 | $340,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $556 |
| Superior Protection Discount | -$60 | $609 |
| Fire & Security Discount | -$54 | $616 |
| Hail Resistant Roof Discount | -$13 | $656 |
| Newly Constructed Home Discount | -$134 | $536 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,368 |
| Hail Damage | $4,853 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,887 |
| Home Insurance Company Clinton, NC | Homeowners Insurance Agency Clinton, NC | Address | Popularity Score | Distance from Clinton (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Schultze Insurance Agency Inc | 1638 E Booker Dairy Rd, Smithfield, NC, 27577 | 36.0 | |
| Liberty Mutual Independent | Creative Insurance Solutions | 1321 N Main St, Fuquay Varina, NC, 27526 | 47.9 | |
| Nationwide | Herb Townes | 8175 Cliffdale Rd Suite 106, Fayetteville, NC, 28314-5839 | 40.8 | |
| Liberty Mutual Independent | Butler & Faircloth Inc | 213 E Main St, Clinton, NC, 28328 | 0.5 | |
| Liberty Mutual Independent | Creative Insurance Solutions | 1321 N Main St, Fuquay-Varina, NC, 27526 | 47.9 | |
| State Farm | Ronald Tyndall | 602 N Berkeley Blvd, Goldsboro, NC, 27534-3409 | 34.0 | |
| Erie | Williamson Insurance & Financial Services Inc. | 320 N Judd Parkway Ne Suite 204, Fuquay Varina, NC, 27526 | 47.8 | |
| State Farm | Brendon Anderson | 807 Royall Ave, Goldsboro, NC, 27534-2537 | 33.4 | |
| Allstate | Barnes Agency | 11760 Nc Highway 210 Ste 240, Benson, NC, 27504 | 37.6 | |
| State Farm | Jimmie Holmes | 1407 E Ash Street, Goldsboro, NC, 27530-5201 | 33.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,270 | $630 |
| Sampson County, NC | $87,700 | $996 | $720 | $1,420 | $700 |
| Clinton, NC | $119,400 | $670 | $460 | $940 | $480 |
| South Clinton, NC | $87,900 | $558 | $400 | $770 | $370 |
| Falcon, NC | $108,100 | $665 | $470 | $940 | $470 |
| Mar-Mac, NC | $104,300 | $646 | $470 | $890 | $420 |
| Grove, NC | $120,500 | $674 | $470 | $960 | $490 |
| Trent, NC | $93,000 | $586 | $420 | $840 | $420 |
| Pine Level, NC | $135,500 | $792 | $550 | $1,090 | $540 |
| Moseley Hall, NC | $101,600 | $588 | $410 | $830 | $420 |
| Kenly, NC | $96,200 | $603 | $400 | $860 | $460 |
| Eureka, NC | $105,700 | $653 | $460 | $930 | $470 |
| Wilders, NC | $197,100 | $855 | $570 | $1,180 | $610 |