Gavop shows you how to buy homeowners insurance in Shrewsbury, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Shrewsbury, MO - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Highland House Dr, Somerworth Ln, Arlington Ave, Rockspring Dr, Saint Elmo Ave, Chapelford Ln, Welmering Ave, Bluewater Trl, Eastport Ct, Langley Ave | $145,500 | $140,000 | $150,000-$175,000 | $157,500 | $150,000 | $175,000-$200,000 |
| Brittin Ave, Valdez Dr, Briarhaven Trl, Greenholly Dr, Holly Hills Ave, Elton St, Ext, Carriage Way Dr, Craighill Dr, Pilot Ct | $174,500 | $150,000 | $175,000-$200,000 | $151,000 | $130,000 | $175,000-$200,000 |
| Annette Ct, Ravensridge Rd, Pacific Ave, Talma Ct, Rockhaven Ln, Harlan Ave, Troost Ave, Shrewsbury Ave, Kenrick View Dr, Danbury Ave | $132,500 | $110,000 | $125,000-$150,000 | $211,000 | $180,000 | $175,000-$200,000 |
| Verguene Ave, Lonkar Dr, Kathleen Ave, Drury Ln, Lenox Ave, Genesta Walk, Marvale Ln, Sherbrooke Ave, Diehnwells Dr, St Michael Ave | $152,000 | $130,000 | $150,000-$175,000 | $183,000 | $170,000 | $125,000-$150,000 |
| Delma Dr, Weil Ave, Montague Ct, Cranston Dr, Whitehall Colonial Ln, Kirky Ct, Sunnen Dr, Coleman Ave, Grace Ave, Meadow Valley Ln | $76,500 | $70,000 | $75,000-$100,000 | $163,500 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $683 |
| Superior Protection Discount | -$72 | $731 |
| Fire & Security Discount | -$72 | $731 |
| Hail Resistant Roof Discount | -$24 | $779 |
| Newly Constructed Home Discount | -$193 | $611 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Louis County | $2,500 | $1,077 | $3,577 | $783 | $3,283 | $294 |
| Shrewsbury, MO | $2,000 | $794 | $2,794 | $577 | $2,577 | $217 |
| Zumbehl, MO | $500 | $855 | $1,355 | $621 | $1,121 | $234 |
| Chouteau, IL | $1,000 | $825 | $1,825 | $600 | $1,600 | $226 |
| LaBarque Creek, MO | $1,000 | $1,468 | $2,468 | $1,067 | $2,067 | $401 |
| Foster, IL | $400 | $865 | $1,265 | $629 | $1,029 | $237 |
| Augusta, MO | $1,500 | $1,128 | $2,628 | $820 | $2,320 | $308 |
| Batchtown, IL | $300 | $659 | $959 | $479 | $779 | $180 |
| Grayhawk, MO | $2,000 | $887 | $2,887 | $645 | $2,645 | $242 |
| Coulterville, IL | $300 | $571 | $871 | $415 | $715 | $156 |
| Eldred, IL | $700 | $456 | $1,156 | $332 | $1,032 | $125 |
| Home Insurance Company Shrewsbury, MO | Homeowners Insurance Agency Shrewsbury, MO | Address | Popularity Score | Distance from Shrewsbury (miles) |
|---|---|---|---|---|
| Allstate | Steven Misuraca | 516 Meramec Station Rd, Valley Park, MO, 63088 | 9.1 | |
| Travelers | Graves Insurance Group | 10097 Manchester Rd Ste 100, St Louis, MO, 63122 | 3.5 | |
| Travelers | Independent Brokers Agency | 8714 Gravois, St Louis, MO, 63123 | 2.3 | |
| Travelers | Insurance Consultants Inc | 12722 Weber Hill Road, St. Louis, MO, 63127 | 6.1 | |
| State Farm | Bob Grone | 11500 Olive Blvd Ste 100, Creve Coeur, MO, 63141-7126 | 8.3 | |
| State Farm | Jim Sowers | 910 Benham St, Bonne Terre, MO, 63628-1306 | 47.3 | |
| State Farm | Bill Bond | 976 S Highway Dr, Fenton, MO, 63026-2023 | 7.9 | |
| Allstate | Scott Foelsch | 2111 Bentley Plz Ste 202, Fenton, MO, 63026 | 9.7 | |
| State Farm | Lou Kilo | 5151 Mattis Road, St Louis, MO, 63128-2775 | 5.9 | |
| State Farm | Jeff Ehrhardt | 11237 Manchester Rd, Kirkwood, MO, 63122-1122 | 4.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,510 | $720 |
| St. Louis County, MO | $181,100 | $1,090 | $730 | $1,490 | $760 |
| Shrewsbury, MO | $163,400 | $803 | $550 | $1,100 | $550 |
| Zumbehl, MO | $201,300 | $865 | $630 | $1,240 | $610 |
| Chouteau, IL | $82,900 | $835 | $600 | $1,160 | $560 |
| LaBarque Creek, MO | $313,200 | $1,486 | $1,010 | $2,070 | $1,060 |
| Foster, IL | $194,600 | $876 | $600 | $1,250 | $650 |
| Augusta, MO | $168,200 | $1,142 | $790 | $1,610 | $820 |
| Batchtown, IL | $105,200 | $667 | $450 | $950 | $500 |
| Grayhawk, MO | $86,900 | $898 | $650 | $1,250 | $600 |
| Coulterville, IL | $80,200 | $578 | $420 | $810 | $390 |
| Eldred, IL | $53,300 | $462 | $330 | $640 | $310 |