Gavop's guide to buying homeowners insurance in Scott, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Scott, VA - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Games End Ln, Jay Ray Way, Crain Ln, Stonehedge Rd, Frederick Ct, Glenmore Ln, Whitehall Farm Ln, Co Rd 603, Countuy Rd 676, Pleasant Colony Ln | $413,000 | $360,000 | $400,000-$500,000 | $231,000 | $200,000 | $200,000-$250,000 |
| Sherry Lynn Dr, Merchant Pl, Greenbrier Rd, Saint Brides Ln, Franklin Farm Rd, Co Rd 1530, Aiken Dr, Co Rd 1531, US Hwy 17 Bus, Evan Ct | $352,000 | $310,000 | $350,000-$400,000 | $292,500 | $260,000 | $250,000-$300,000 |
| Jeffries Ln, Co Rd 793, Martha Tross Ln, N Marigold Ct, Knightsbridge Ln, Fauquier Ave, Brewster Ln, Auburn Rd, Earlys Rd, Co Rd 652 | $385,000 | $360,000 | $350,000-$400,000 | $373,500 | $330,000 | $350,000-$400,000 |
| Sandstone Ct, Albemarle St, Atlee Rd, Co Rd 629, Mount Eccentric Rd, Co Rd 1007, Co Rd 1457, W Main St, Mill Run Dr, Old Tavern Rd | $552,000 | $520,000 | $600,000-$700,000 | $321,500 | $300,000 | $250,000-$300,000 |
| Martha Tross Rd, Stoneridge Ct, Coblentz Ave, Lake Farm Rd, Marshall Gardens Ct, Oak Grove Rd, Hilly Ln, Rockbridge St, Chestnut Wood Ln, Old Rectortown Rd | $645,500 | $610,000 | $600,000-$700,000 | $269,500 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$179 | $814 |
| Superior Protection Discount | -$99 | $894 |
| Fire & Security Discount | -$109 | $884 |
| Hail Resistant Roof Discount | -$30 | $963 |
| Newly Constructed Home Discount | -$209 | $785 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fauquier County | $1,000 | $1,025 | $2,025 | $745 | $1,745 | $280 |
| Scott, VA | $2,000 | $981 | $2,981 | $713 | $2,713 | $268 |
| Bealeton, VA | $400 | $944 | $1,344 | $686 | $1,086 | $258 |
| Shenandoah Retreat, VA | $2,000 | $896 | $2,896 | $651 | $2,651 | $245 |
| Garretts Mill, MD | $100 | $871 | $971 | $633 | $733 | $238 |
| Toms Brook, VA | $2,000 | $766 | $2,766 | $556 | $2,556 | $209 |
| Layhill, MD | $200 | $969 | $1,169 | $704 | $904 | $265 |
| Martinsburg, WV | $2,500 | $688 | $3,188 | $500 | $3,000 | $188 |
| Lake Holiday, VA | $100 | $931 | $1,031 | $676 | $776 | $254 |
| Bladensburg, MD | $700 | $634 | $1,334 | $461 | $1,161 | $173 |
| Seat Pleasant, MD | $500 | $748 | $1,248 | $544 | $1,044 | $204 |
| San Mar, MD | $1,000 | $972 | $1,972 | $707 | $1,707 | $266 |
| Home Insurance Company Scott, VA | Homeowners Insurance Agency Scott, VA | Address | Popularity Score | Distance from Scott (miles) |
|---|---|---|---|---|
| Allstate | Christine Angles | 9834 Liberia Ave, Manassas, VA, 20110 | 18.6 | |
| Travelers | Clarke & Sampson Inc | 228 S Washington St, Ste 200, Alexandria, VA, 22314 | 38.7 | |
| Erie | The Mccartney Insurance Group Llc | 108 W Washington Street Suite 204, Middleburg, VA, 20117 | 7.4 | |
| Erie | Sp Insurance Agency Inc. | 14526 Lee Road Suite 100, Chantilly, VA, 20151 | 17.0 | |
| Liberty Mutual Independent | Freeman & Sherburne Inc | 7440 Heritage Village Plz Ste 101, Gainesville, VA, 20155 | 9.4 | |
| Allstate | Kristin Mullah | 44110 Ashbrn Shpg Plz Ste 2, Ashburn, VA, 20147 | 19.9 | |
| State Farm | Tim Duray | 7713 Sudley Rd, Manassas, VA, 20109-2813 | 14.2 | |
| Erie | Nanak Insurance Agency Inc. | 2841 Hartland Road Suite 205, Falls Church, VA, 22043 | 29.1 | |
| Allstate | Afrah Sudi | 8050 Crescent Park Dr, Gainesville, VA, 20155 | 7.5 | |
| Travelers | Aml Insurance Agency | 6000 Stevenson Ave Ste 204, Alexandria, VA, 22304 | 33.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $640 | $1,320 | $680 |
| Fauquier County, VA | $370,000 | $1,038 | $720 | $1,420 | $700 |
| Scott, VA | $452,100 | $993 | $690 | $1,380 | $690 |
| Bealeton, VA | $258,400 | $955 | $640 | $1,350 | $710 |
| Shenandoah Retreat, VA | $221,800 | $907 | $660 | $1,300 | $640 |
| Garretts Mill, MD | $238,200 | $882 | $700 | $1,110 | $410 |
| Toms Brook, VA | $158,500 | $775 | $530 | $1,080 | $550 |
| Layhill, MD | $412,400 | $980 | $770 | $1,240 | $470 |
| Martinsburg, WV | $149,800 | $696 | $490 | $960 | $470 |
| Lake Holiday, VA | $247,500 | $942 | $650 | $1,310 | $660 |
| Bladensburg, MD | $173,200 | $642 | $510 | $810 | $300 |
| Seat Pleasant, MD | $169,300 | $757 | $600 | $950 | $350 |
| San Mar, MD | $286,100 | $984 | $780 | $1,240 | $460 |