Gavop shows you how to buy homeowners insurance in Rantoul, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $119,500 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $109,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $152,000 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $157,500 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $710 |
| Superior Protection Discount | -$84 | $752 |
| Fire & Security Discount | -$75 | $760 |
| Hail Resistant Roof Discount | -$17 | $819 |
| Newly Constructed Home Discount | -$167 | $668 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,513 |
| Hail Damage | $4,948 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,553 |
| Home Insurance Company Rantoul, IL | Homeowners Insurance Agency Rantoul, IL | Address | Popularity Score | Distance from Rantoul (miles) |
|---|---|---|---|---|
| State Farm | Greg Kurtenbach | 314 N Sangamon Avenue, Gibson City, IL, 60936-1256 | 16.4 | |
| State Farm | Kurt Lenschow | 2309c Village Green Pl, Champaign, IL, 61822-7686 | 16.8 | |
| Erie | Sticklen Insurance Agency | 3109 E Tatman Court Suite 101, Urbana, IL, 61802 | 13.2 | |
| State Farm | Mike Mansfield | 105 E Crescent St, Gilman, IL, 60938-1505 | 33.1 | |
| State Farm | Larry Welton | 315 W Johnson St, Clinton, IL, 61727-1329 | 44.0 | |
| State Farm | Joe Stovall | 1401 N Prospect Ave Ste 8, Champaign, IL, 61820-2552 | 13.1 | |
| State Farm | Mike Wieland | 2102 E Washington St, Bloomington, IL, 61701-4321 | 44.2 | |
| State Farm | Lisa Kelley | 300 N Ladd St Ste 2, Pontiac, IL, 61764-1677 | 47.4 | |
| Travelers | Brya Insurance Agency Inc | 2002 S Neil St, Champaign, IL, 61820 | 15.4 | |
| Travelers | Dimond Bros Insurance Agency, Inc. | 616 E Champaign Ave, Rantoul, IL, 61866 | 0.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,170 | $590 |
| Champaign County, IL | $154,800 | $775 | $530 | $1,100 | $570 |
| Rantoul, IL | $88,600 | $835 | $570 | $1,150 | $580 |
| Kerr, IL | $256,800 | $974 | $690 | $1,370 | $680 |
| Blue Ridge, IL | $117,800 | $705 | $510 | $990 | $480 |
| Hoopeston, IL | $64,100 | $835 | $570 | $1,190 | $620 |
| Westville, IL | $72,900 | $549 | $370 | $760 | $390 |
| Bourbon, IL | $113,800 | $694 | $480 | $960 | $480 |
| Oakland, IL | $69,700 | $536 | $360 | $770 | $410 |
| Milks Grove, IL | $175,000 | $841 | $570 | $1,160 | $590 |
| East Oakland, IL | $87,100 | $604 | $430 | $850 | $420 |
| Pontiac, IL | $98,300 | $599 | $430 | $840 | $410 |
| Benton County, IN | $84,900 | $644 | $460 | $920 | $460 |