Gavop shows you how to buy homeowners insurance in Grainger County, TN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $58,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $98,000 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $125,500 | $120,000 | $100,000-$125,000 |
| 5 Bedroom | $91,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $628 |
| Superior Protection Discount | -$69 | $697 |
| Fire & Security Discount | -$69 | $697 |
| Hail Resistant Roof Discount | -$23 | $743 |
| Newly Constructed Home Discount | -$207 | $559 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Grainger County | $700 | $757 | $1,457 | $550 | $1,250 | $207 |
| Grainger County, TN | $2,500 | $757 | $3,257 | $550 | $3,050 | $207 |
| Jefferson City, TN | $200 | $767 | $967 | $557 | $757 | $210 |
| Jefferson County, TN | $1,000 | $948 | $1,948 | $689 | $1,689 | $259 |
| Claiborne County, TN | $200 | $844 | $1,044 | $614 | $814 | $231 |
| Union County, TN | $2,500 | $768 | $3,268 | $558 | $3,058 | $210 |
| Hancock County, TN | $100 | $664 | $764 | $482 | $582 | $181 |
| Parrottsville, TN | $2,000 | $742 | $2,742 | $539 | $2,539 | $203 |
| Pigeon Forge, TN | $100 | $904 | $1,004 | $657 | $757 | $247 |
| Eagleton Village, TN | $700 | $924 | $1,624 | $671 | $1,371 | $252 |
| Kenvir, KY | $300 | $448 | $748 | $325 | $625 | $122 |
| Hot Springs, NC | $700 | $867 | $1,567 | $630 | $1,330 | $237 |
| Home Insurance Company Grainger County, TN | Homeowners Insurance Agency Grainger County, TN | Address | Popularity Score | Distance from Grainger County (miles) |
|---|---|---|---|---|
| State Farm | Jeremy Gordon | 7767 Rutledge Pike, Rutledge, TN, 37861-3024 | 0.9 | |
| State Farm | Matt Compton | 2255 Highway 25e Ste 1, Tazewell, TN, 37879-3857 | 13.5 | |
| Travelers | Harrington Insurance | 3209 Garden Dr, Knoxville, TN, 37918 | 28.6 | |
| State Farm | Charles Hartsell | 5104 Central Ave Pike, Knoxville, TN, 37912-0188 | 31.6 | |
| Travelers | Insurance Marketing Inc | 430 West 1st North Street, Morristown, TN, 37816 | 12.7 | |
| State Farm | Princess Brown | 356 S Calderwood St, Alcoa, TN, 37701-2108 | 44.3 | |
| Allstate | Kendall Clark | 2603 W Andrew Johnson Hwy, Morristown, TN, 37814 | 11.3 | |
| Travelers | Concord Insurance Llc | 9029 Tall Timber Dr, Knoxville, TN, 37931 | 39.9 | |
| Erie | Whitaker Insurance | 1508 N Broad Street, Tazewell, TN, 37879 | 12.3 | |
| Liberty Mutual Independent | Premier Insurance G. P. | 301 S Gallaher View Rd Ste 118, Knoxville, TN, 37919 | 39.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $720 | $1,480 | $760 |
| Grainger County, TN | $110,600 | $766 | $540 | $1,060 | $520 |
| Grainger County, TN | $110,600 | $766 | $540 | $1,080 | $540 |
| Jefferson City, TN | $113,900 | $776 | $540 | $1,100 | $560 |
| Jefferson County, TN | $136,700 | $960 | $700 | $1,320 | $620 |
| Claiborne County, TN | $102,700 | $855 | $570 | $1,220 | $650 |
| Union County, TN | $114,200 | $777 | $570 | $1,110 | $540 |
| Hancock County, TN | $83,500 | $672 | $460 | $950 | $490 |
| Parrottsville, TN | $73,200 | $751 | $540 | $1,040 | $500 |
| Pigeon Forge, TN | $169,100 | $915 | $630 | $1,290 | $660 |
| Eagleton Village, TN | $116,900 | $935 | $670 | $1,320 | $650 |
| Kenvir, KY | $35,400 | $453 | $310 | $640 | $330 |
| Hot Springs, NC | $156,900 | $878 | $590 | $1,240 | $650 |