Gavop's guide to buying homeowners insurance in Stookey, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Stookey, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Winged Foot, Ridgewood Dr, Casten Dr, Levee Rd, W B St, St Francis Rock Rd, Commodore Dr, Archview Estates Dr, Southgate Dr, Mine Haul Rd | $136,500 | $120,000 | $125,000-$150,000 | $72,500 | $60,000 | $50,000-$75,000 |
| Sandalwood Dr, Arnold Dr, Meketa Farm Rd, Hilltop Pl, Magna Rd, Sharon Dr, Lakewood Dr, Oakwood Dr, Sherwood Forest Rd, la Pleins Dr | $160,000 | $140,000 | $175,000-$200,000 | $96,500 | $90,000 | $75,000-$100,000 |
| Wilson Dr, Osage Dr, Zingg Rd, Concord Dr, Howard Dr, Johnson Pl, Mullins Rd, Rolling Acres Ln, Willow Creek Dr, Forest Hill School Rd | $151,500 | $120,000 | $175,000-$200,000 | $111,500 | $90,000 | $125,000-$150,000 |
| Kirby Ln, Gatewood Ct, Hurst Dr, Birch Dr, Godfrey St, Nottingham Ln, Schubert Ln, Hobert Pl, Baltimore St, Knollwood Dr | $194,000 | $180,000 | $200,000-$250,000 | $97,000 | $90,000 | $75,000-$100,000 |
| Barrington Dr, Lauren Cir, Rosewood Dr, Catawba Ave, Lunceford Ln, N 23rd St, Jesse St, Saluki Woods Rd, Adams Rd, Horizon Dr | $132,500 | $120,000 | $100,000-$125,000 | $173,500 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $551 |
| Superior Protection Discount | -$61 | $612 |
| Fire & Security Discount | -$61 | $612 |
| Hail Resistant Roof Discount | -$20 | $652 |
| Newly Constructed Home Discount | -$175 | $498 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Clair County | $1,500 | $689 | $2,189 | $501 | $2,001 | $188 |
| Stookey, IL | $1,000 | $664 | $1,664 | $483 | $1,483 | $182 |
| Centreville, IL | $400 | $804 | $1,204 | $584 | $984 | $220 |
| Fairmont City, IL | $2,500 | $519 | $3,019 | $377 | $2,877 | $142 |
| St. Louis, MO | $2,000 | $849 | $2,849 | $617 | $2,617 | $232 |
| Wellston, MO | $300 | $697 | $997 | $506 | $806 | $190 |
| Glen Echo Park, MO | $700 | $932 | $1,632 | $677 | $1,377 | $255 |
| Country Life Acres, MO | $100 | $838 | $938 | $609 | $709 | $229 |
| Defiance, MO | $2,500 | $1,355 | $3,855 | $984 | $3,484 | $370 |
| Gray Summit, MO | $100 | $1,048 | $1,148 | $762 | $862 | $286 |
| Home Insurance Company Stookey, IL | Homeowners Insurance Agency Stookey, IL | Address | Popularity Score | Distance from Stookey (miles) |
|---|---|---|---|---|
| State Farm | Elisa Hager | 1315 W Highway 50, O'Fallon, IL, 62269-1581 | 9.2 | |
| Liberty Mutual Independent | Yaekel & Associates Inc | 1915 W Main St, Belleville, IL, 62226 | 4.6 | |
| State Farm | Bruce Doyle | 100 Veterans Pkwy, Columbia, IL, 62236-2508 | 8.5 | |
| State Farm | Chad Langrehr | 1514 S Main St Ste 2, Red Bud, IL, 62278-1382 | 22.8 | |
| Travelers | Assurance Brokers Ltd | 95 N Research Dr # 100, Edwardsville, IL, 62025 | 19.6 | |
| Allstate | Bret T. Boyd | 2304 Lebanon Ave, Belleville, IL, 62221 | 8.1 | |
| State Farm | Kate Elder | 1040 Carlyle Ave, Belleville, IL, 62221-5533 | 7.9 | |
| State Farm | Katherine Frazier | 1600 Lebanon Ave Ste 103, Belleville, IL, 62221-2491 | 7.0 | |
| Allstate | Bill G Hamilton | 1207 Thouvenot Ln Ste 1100, Shiloh, IL, 62269 | 8.8 | |
| Allstate | Don Forhan | 6909 W Main St, Belleville, IL, 62223 | 3.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,220 | $620 |
| St. Clair County, IL | $122,600 | $697 | $510 | $960 | $450 |
| Stookey, IL | $124,100 | $672 | $460 | $950 | $490 |
| Centreville, IL | $52,800 | $814 | $590 | $1,120 | $530 |
| Fairmont City, IL | $67,300 | $525 | $360 | $740 | $380 |
| St. Louis, MO | $123,800 | $859 | $620 | $1,180 | $560 |
| Wellston, MO | $42,800 | $705 | $500 | $970 | $470 |
| Glen Echo Park, MO | $99,200 | $943 | $690 | $1,310 | $620 |
| Country Life Acres, MO | $1,562,500 | $848 | $580 | $1,210 | $630 |
| Defiance, MO | $270,000 | $1,371 | $920 | $1,890 | $970 |
| Gray Summit, MO | $137,100 | $1,061 | $720 | $1,470 | $750 |