Gavop's guide to buying homeowners insurance in Needville, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $99,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $115,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $285,000 | $260,000 | $250,000-$300,000 |
| 5 Bedroom | $363,000 | $340,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $833 |
| Superior Protection Discount | -$97 | $872 |
| Fire & Security Discount | -$87 | $882 |
| Hail Resistant Roof Discount | -$19 | $950 |
| Newly Constructed Home Discount | -$262 | $707 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fort Bend County | $1,500 | $1,272 | $2,772 | $925 | $2,425 | $348 |
| Needville, TX | $700 | $957 | $1,657 | $696 | $1,396 | $262 |
| Boling, TX | $100 | $1,315 | $1,415 | $956 | $1,056 | $359 |
| Wharton, TX | $2,500 | $990 | $3,490 | $720 | $3,220 | $271 |
| Holiday Lakes, TX | $400 | $1,178 | $1,578 | $856 | $1,256 | $322 |
| Iowa Colony, TX | $1,000 | $1,869 | $2,869 | $1,358 | $2,358 | $511 |
| Bay City, TX | $400 | $953 | $1,353 | $693 | $1,093 | $261 |
| Cinco Ranch, TX | $1,500 | $2,156 | $3,656 | $1,567 | $3,067 | $589 |
| Lake Jackson, TX | $200 | $969 | $1,169 | $704 | $904 | $265 |
| Friendswood, TX | $1,000 | $1,307 | $2,307 | $950 | $1,950 | $357 |
| Pasadena, TX | $200 | $1,384 | $1,584 | $1,006 | $1,206 | $378 |
| Kemah, TX | $2,000 | $1,782 | $3,782 | $1,295 | $3,295 | $487 |
| Home Insurance Company Needville, TX | Homeowners Insurance Agency Needville, TX | Address | Popularity Score | Distance from Needville (miles) |
|---|---|---|---|---|
| Farmers | Edna Tyler | 1973 W Gray St Ste 23, Houston, TX, 77019 | 34.5 | |
| State Farm | Jerry Kroll | 402 W Grand Pkwy S Ste 100, Katy, TX, 77494-8336 | 27.9 | |
| Allstate | Will Hayes | 8880 Highway 6 Ste 180, Missouri City, TX, 77459 | 18.6 | |
| State Farm | Jay Moyer | 17756 Katy Fwy Ste 5, Houston, TX, 77094-1331 | 29.0 | |
| State Farm | Rusty Brhlik | 1305 Fm 359 Rd Ste I, Richmond, TX, 77406-2024 | 16.8 | |
| Liberty Mutual Independent | Assurance One Of Texas Llc | 1470 Eldridge Pkwy, Houston, TX, 77077 | 28.2 | |
| State Farm | John Bowers | 1650 Highway 6 Ste 450, Sugar Land, TX, 77478-4928 | 18.2 | |
| State Farm | Bert Schmidt | 5819 Highway 6 Ste 260, Missouri City, TX, 77459-4070 | 18.6 | |
| State Farm | Diane Schomburg | 1716 Dulles Ave Ste 102, Sugar Land, TX, 77478-5389 | 19.8 | |
| State Farm | Pam Ellis | 5900 Memorial Drive, Houston, TX, 77007 | 34.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Fort Bend County, TX | $233,300 | $1,288 | $850 | $1,980 | $1,130 |
| Needville, TX | $148,200 | $969 | $640 | $1,490 | $850 |
| Boling, TX | $64,300 | $1,331 | $880 | $2,050 | $1,170 |
| Wharton, TX | $95,800 | $1,002 | $660 | $1,540 | $880 |
| Holiday Lakes, TX | $43,500 | $1,192 | $790 | $1,840 | $1,050 |
| Iowa Colony, TX | $226,000 | $1,892 | $1,250 | $2,910 | $1,660 |
| Bay City, TX | $97,500 | $965 | $640 | $1,490 | $850 |
| Cinco Ranch, TX | $329,400 | $2,182 | $1,440 | $3,360 | $1,920 |
| Lake Jackson, TX | $154,800 | $980 | $650 | $1,510 | $860 |
| Friendswood, TX | $256,300 | $1,323 | $870 | $2,040 | $1,170 |
| Pasadena, TX | $108,700 | $1,401 | $920 | $2,160 | $1,240 |
| Kemah, TX | $187,300 | $1,804 | $1,190 | $2,780 | $1,590 |