Gavop's guide to buying homeowners insurance in Chowan County, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Chowan County, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Elliott St, Faircloth Dr, S Moseley St, State Hwy 37, Forehand Rd, Barefoot Ct, State Rd 1205, Vann St, Willow Wisp Ln, State Rd 1262 | $137,500 | $120,000 | $150,000-$175,000 | $132,500 | $120,000 | $125,000-$150,000 |
| Little John Ln, Plantation Cir, Pueblo Trl, S Broad St, Cypress Dr, State Rd 1121, Sandy Terrace Dr, Cameron Dr, Kimberly Dr, State Rd 1255 | $189,000 | $150,000 | $200,000-$250,000 | $136,500 | $120,000 | $150,000-$175,000 |
| Blackfoot Trl, Miles Brown St, W Gale St, Deans Farm Rd, Rocky Hock Landing Rd, Magnolia Dr, Norcum Point Rd, Elm Grove Rd, Ottawa Trl, State Rd 1260 | $143,500 | $120,000 | $150,000-$175,000 | $115,000 | $100,000 | $75,000-$100,000 |
| Plumtree Cir, State Rd 1234, Hall Ln, State Hwy 32, S Oakum St, State Rd 1258, Parrish Rd, E Albemarle St, State Rd 1254, Cannons Ferry Rd | $167,500 | $140,000 | $150,000-$175,000 | $87,500 | $80,000 | $100,000-$125,000 |
| State Rd 1317, Selwin Rd, Blades St, Windsor Ln, Lanes Landing Rd, Luke St, Slick Hill Rd, State Rd 1131, Leigh St, Okisco Trl | $172,000 | $140,000 | $200,000-$250,000 | $132,000 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $530 |
| Superior Protection Discount | -$57 | $581 |
| Fire & Security Discount | -$57 | $581 |
| Hail Resistant Roof Discount | -$13 | $626 |
| Newly Constructed Home Discount | -$185 | $453 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chowan County | $2,000 | $631 | $2,631 | $458 | $2,458 | $172 |
| Chowan County, NC | $1,500 | $631 | $2,131 | $458 | $1,958 | $172 |
| Windsor, NC | $500 | $846 | $1,346 | $615 | $1,115 | $231 |
| Newland, NC | $1,000 | $623 | $1,623 | $453 | $1,453 | $170 |
| Martin County, NC | $200 | $868 | $1,068 | $631 | $831 | $237 |
| Suffolk, VA | $2,500 | $882 | $3,382 | $641 | $3,141 | $241 |
| Roanoke, NC | $300 | $400 | $700 | $291 | $591 | $109 |
| Bath, NC | $1,000 | $833 | $1,833 | $605 | $1,605 | $228 |
| Northampton County, NC | $400 | $868 | $1,268 | $631 | $1,031 | $237 |
| Kitty Hawk, NC | $400 | $1,366 | $1,766 | $993 | $1,393 | $373 |
| Sedley, VA | $1,000 | $768 | $1,768 | $558 | $1,558 | $210 |
| Home Insurance Company Chowan County, NC | Homeowners Insurance Agency Chowan County, NC | Address | Popularity Score | Distance from Chowan County (miles) |
|---|---|---|---|---|
| Allstate | C. Scott Dashiell | 903 Halstead Blvd, Elizabeth City, NC, 27909 | 23.0 | |
| Allstate | Dan Pittman Insurance Agency | 123 S King St, Windsor, NC, 27983 | 21.2 | |
| Nationwide | The Bembridge Insurance Agencies Inc | 708 N Broad St, Edenton, NC, 27932 | 4.0 | |
| Travelers | The Parker Agency Inc | 166 W Main Street, Murfreesboro, NC, 27855 | 35.4 | |
| Travelers | Harrison Crawford Manning | 112 S Main St, Robersonville, NC, 27871 | 42.1 | |
| Liberty Mutual Independent | James Insurance Agency | 115 E 10th St, Scotland Neck, NC, 27874 | 45.8 | |
| Nationwide | James D. Elliott | 412 W Queen St, Edenton, NC, 27932-0974 | 4.6 | |
| Nationwide | Walker & Associates Services Inc | 1067 Brentway Ave Ste 124, Williamston, NC, 27892 | 32.8 | |
| Liberty Mutual Independent | James Insurance Agency | 115 E 10th St , Scotland Neck, NC, 27874 | 45.9 | |
| Erie | J W Rook-Edmondson Insurance | 121 Railroad Street W, Bethel, NC, 27812 | 48.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,260 | $640 |
| Chowan County, NC | $128,300 | $638 | $430 | $910 | $480 |
| Chowan County, NC | $128,300 | $638 | $450 | $900 | $450 |
| Windsor, NC | $81,500 | $856 | $620 | $1,210 | $590 |
| Newland, NC | $101,400 | $631 | $450 | $860 | $410 |
| Martin County, NC | $83,100 | $879 | $630 | $1,260 | $630 |
| Suffolk, VA | $238,200 | $893 | $650 | $1,220 | $570 |
| Roanoke, NC | $62,600 | $405 | $280 | $560 | $280 |
| Bath, NC | $148,000 | $843 | $600 | $1,190 | $590 |
| Northampton County, NC | $81,900 | $879 | $600 | $1,250 | $650 |
| Kitty Hawk, NC | $321,300 | $1,383 | $1,000 | $1,920 | $920 |
| Sedley, VA | $159,400 | $777 | $540 | $1,070 | $530 |