Gavop's guide to buying homeowners insurance in Thomas, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Thomas, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| McCliggott Rd, Golf Brook Ln, Evergreen Park Dr, Dutch Rd, Navaho Trl, Ohern Rd, Jody Dr, Terrace, Una St, W Pineview Dr | $156,500 | $140,000 | $125,000-$150,000 | $123,000 | $110,000 | $125,000-$150,000 |
| Grissom Ct, Greenway Blvd, N Gleaner Rd, Lauckner Ln, Lydia St, Sue St, Bacon St, London Dr, Sybil St, Alfred St | $112,500 | $90,000 | $100,000-$125,000 | $93,000 | $80,000 | $75,000-$100,000 |
| Appleshire Ct, Brookfield Ct, Durham Dr, Slate River Ct, N Graham Rd, Armstrong Dr S, Southwood Dr, N Orr Rd, Stafford Dr, Evans Rd | $153,500 | $120,000 | $100,000-$125,000 | $138,000 | $130,000 | $100,000-$125,000 |
| E Stark Dr, Shannon Dr, Deborah Dr, Herbert St, Mulgrave Dr, Perch, S Gleaner Rd, Pringle Dr, Kessler Dr, Harrison Dr | $141,000 | $120,000 | $125,000-$150,000 | $136,000 | $110,000 | $125,000-$150,000 |
| Hunters Ridge Dr, Oakbuff, Smokey Ash Dr, Thornewood, Hillshire Ct, Poplar Dr, Fair Ln, Appleblossom Ln N, E Mustang Trl, Winchester Ct | $149,500 | $130,000 | $150,000-$175,000 | $91,000 | $80,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$52 | $597 |
| Home and Two Car | -$110 | $538 |
| Home and Three Car | -$156 | $493 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Saginaw County | $2,500 | $682 | $3,182 | $496 | $2,996 | $186 |
| Thomas, MI | $2,000 | $641 | $2,641 | $466 | $2,466 | $175 |
| Williams charter, MI | $300 | $742 | $1,042 | $539 | $839 | $203 |
| Frankenmuth, MI | $1,500 | $811 | $2,311 | $589 | $2,089 | $222 |
| Birch Run, MI | $300 | $653 | $953 | $475 | $775 | $178 |
| Lennon, MI | $2,500 | $684 | $3,184 | $497 | $2,997 | $187 |
| Tobacco, MI | $500 | $739 | $1,239 | $537 | $1,037 | $202 |
| Beal City, MI | $2,500 | $736 | $3,236 | $535 | $3,035 | $201 |
| Arenac County, MI | $400 | $645 | $1,045 | $469 | $869 | $176 |
| Bourret, MI | $700 | $715 | $1,415 | $520 | $1,220 | $195 |
| Weidman, MI | $300 | $707 | $1,007 | $514 | $814 | $193 |
| Holly, MI | $1,000 | $639 | $1,639 | $464 | $1,464 | $175 |
| Home Insurance Company Thomas, MI | Homeowners Insurance Agency Thomas, MI | Address | Popularity Score | Distance from Thomas (miles) |
|---|---|---|---|---|
| Farmers | Andy Hinojosa | 8445 S Saginaw St Ste 104, Grand Blanc, MI, 48439 | 44.6 | |
| State Farm | Mark Carney | 15100 N Holly Rd, Holly, MI, 48442-1139 | 49.6 | |
| State Farm | Tom Wilcox | 117 N Division St, Carson City, MI, 48811 | 40.8 | |
| State Farm | Paul Donnelly | 6353 S Saginaw Rd, Grand Blanc, MI, 48439-8140 | 41.7 | |
| Liberty Mutual Independent | Peabody Insurance Agency Inc | 265 N Alloy Dr Ste 100, Fenton, MI, 48430 | 48.0 | |
| Allstate | Lisa Jankoska | 2135 N Center Rd, Saginaw, MI, 48603 | 5.1 | |
| State Farm | Ron Gillum Jr | 3692 E Court St, Flint, MI, 48506-4106 | 37.5 | |
| Liberty Mutual Independent | Brown & Brown Of Michigan | 1190 Torrey Rd, Fenton, MI, 48430 | 47.1 | |
| Liberty Mutual Independent | Peabody Insurance Agency Inc | 2065 N Alloy 2065 N Alloy, Fenton, MI, 48430 | 48.0 | |
| State Farm | Keith Jones | 2425 Owen Rd, Fenton, MI, 48430-1790 | 48.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,090 | $560 |
| Saginaw County, MI | $94,900 | $691 | $490 | $990 | $500 |
| Thomas, MI | $133,700 | $648 | $460 | $910 | $450 |
| Williams charter, MI | $119,100 | $751 | $540 | $1,060 | $520 |
| Frankenmuth, MI | $170,700 | $821 | $550 | $1,170 | $620 |
| Birch Run, MI | $145,000 | $661 | $460 | $940 | $480 |
| Lennon, MI | $83,300 | $692 | $470 | $990 | $520 |
| Tobacco, MI | $117,400 | $748 | $550 | $1,040 | $490 |
| Beal City, MI | $115,600 | $745 | $500 | $1,020 | $520 |
| Arenac County, MI | $88,900 | $653 | $440 | $920 | $480 |
| Bourret, MI | $102,000 | $724 | $490 | $1,030 | $540 |
| Weidman, MI | $97,400 | $716 | $520 | $1,000 | $480 |
| Holly, MI | $132,700 | $647 | $430 | $920 | $490 |