Gavop's guide to buying homeowners insurance in Yavapai County, AZ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $62,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $103,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $215,500 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $276,000 | $230,000 | $300,000-$350,000 |
| 5 Bedroom | $229,500 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $634 |
| Superior Protection Discount | -$75 | $671 |
| Fire & Security Discount | -$75 | $671 |
| Hail Resistant Roof Discount | -$22 | $724 |
| Newly Constructed Home Discount | -$209 | $537 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Yavapai County | $700 | $737 | $1,437 | $536 | $1,236 | $201 |
| Yavapai County, AZ | $2,500 | $737 | $3,237 | $536 | $3,036 | $201 |
| Wilhoit, AZ | $400 | $525 | $925 | $381 | $781 | $143 |
| Peeples Valley, AZ | $1,500 | $698 | $2,198 | $507 | $2,007 | $191 |
| Jerome, AZ | $100 | $843 | $943 | $612 | $712 | $230 |
| Cottonwood, AZ | $2,500 | $618 | $3,118 | $449 | $2,949 | $169 |
| Cordes Lakes, AZ | $500 | $511 | $1,011 | $371 | $871 | $140 |
| Cornville, AZ | $1,500 | $811 | $2,311 | $589 | $2,089 | $222 |
| Camp Verde-Sedona, AZ | $200 | $813 | $1,013 | $591 | $791 | $222 |
| Sedona, AZ | $1,500 | $931 | $2,431 | $676 | $2,176 | $254 |
| Village of Oak, AZ | $300 | $810 | $1,110 | $589 | $889 | $221 |
| Cordes Lakes-Mayer, AZ | $2,000 | $662 | $2,662 | $481 | $2,481 | $181 |
| Home Insurance Company Yavapai County, AZ | Homeowners Insurance Agency Yavapai County, AZ | Address | Popularity Score | Distance from Yavapai County (miles) |
|---|---|---|---|---|
| Farmers | Darren Moll | 525 E Gurley St, Prescott, AZ, 86301 | 8.8 | |
| Allstate | Cheryl Stecko | 493 S Main St Ste 2, Camp Verde, AZ, 86322 | 41.3 | |
| Travelers | Aaa Arizona - Prescott | 3767 Karicio Lane, Prescott, AZ, 85013 | 11.6 | |
| State Farm | Christy Chatham | 8101 E Hwy 69 Ste B, Prescott Valley, AZ, 86314-4966 | 14.6 | |
| State Farm | Andrew Bailor | 1725 W State Route 89a Ste A, Sedona, AZ, 86336-5579 | 47.4 | |
| State Farm | Heidi Fowler | 150 S St Rte 69 Ste 9e, Dewey, AZ, 86327-9502 | 19.6 | |
| State Farm | Karen Reinhold | 400 W Finney Flat Road, Camp Verde, AZ, 86322-7265 | 40.9 | |
| Allstate | Thomas Zvonek | 702 S Main St, Cottonwood, AZ, 86326 | 32.9 | |
| State Farm | Cathy Trent | 233 N Alarcon Street, Prescott, AZ, 86301-3101 | 8.5 | |
| Allstate | Charina Dimaano | 3029 Dollar Mark Ste C, Prescott, AZ, 86305 | 6.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $530 | $1,020 | $490 |
| Yavapai County, AZ | $215,000 | $746 | $530 | $1,020 | $490 |
| Yavapai County, AZ | $215,000 | $746 | $540 | $1,040 | $500 |
| Wilhoit, AZ | $90,000 | $531 | $380 | $730 | $350 |
| Peeples Valley, AZ | $167,200 | $706 | $510 | $1,000 | $490 |
| Jerome, AZ | $287,000 | $853 | $610 | $1,220 | $610 |
| Cottonwood, AZ | $147,600 | $626 | $430 | $890 | $460 |
| Cordes Lakes, AZ | $85,700 | $517 | $370 | $710 | $340 |
| Cornville, AZ | $261,500 | $821 | $550 | $1,160 | $610 |
| Camp Verde-Sedona, AZ | $263,200 | $823 | $550 | $1,160 | $610 |
| Sedona, AZ | $446,900 | $942 | $680 | $1,290 | $610 |
| Village of Oak, AZ | $410,300 | $820 | $570 | $1,140 | $570 |
| Cordes Lakes-Mayer, AZ | $145,900 | $670 | $460 | $920 | $460 |