Gavop shows you how to buy homeowners insurance in Gunnison, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $103,500 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $264,000 | $240,000 | $200,000-$250,000 |
| 3 Bedroom | $239,500 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $557,500 | $450,000 | $600,000-$700,000 |
| 5 Bedroom | $320,000 | $270,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$78 | $901 |
| Home and Two Car | -$157 | $822 |
| Home and Three Car | -$225 | $754 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gunnison County | $2,000 | $955 | $2,955 | $694 | $2,694 | $261 |
| Gunnison, CO | $1,500 | $967 | $2,467 | $703 | $2,203 | $264 |
| Mount Crested Butte, CO | $400 | $1,705 | $2,105 | $1,239 | $1,639 | $466 |
| Salida, CO | $400 | $971 | $1,371 | $706 | $1,106 | $265 |
| Sapinero, CO | $700 | $1,446 | $2,146 | $1,051 | $1,751 | $395 |
| Somerset, CO | $200 | $1,536 | $1,736 | $1,116 | $1,316 | $420 |
| Smeltertown, CO | $1,000 | $1,182 | $2,182 | $859 | $1,859 | $323 |
| Snowmass Village, CO | $700 | $1,037 | $1,737 | $754 | $1,454 | $283 |
| Crawford, CO | $300 | $1,001 | $1,301 | $727 | $1,027 | $274 |
| Home Insurance Company Gunnison, CO | Homeowners Insurance Agency Gunnison, CO | Address | Popularity Score | Distance from Gunnison (miles) |
|---|---|---|---|---|
| State Farm | Justin Storms | 559 Us Highway 24 S, Buena Vista, CO, 81211-9834 | 33.3 | |
| State Farm | Kevin Parks | 211 Grand Ave Suite 102 P.O. Box 1018, Paonia, CO, 81428 | 49.8 | |
| Allstate | Rebecca Horaney | 7990 W Hwy 50 # C, Salida, CO, 81201 | 38.6 | |
| State Farm | Liz Petersen | 102 E 4th St, Salida, CO, 81201-2616 | 39.9 | |
| State Farm | Rich Almgren | 609 N Main St, Gunnison, CO, 81230-2409 | 14.5 | |
| Farmers | Gary Short | 234 N Main St Ste 1b, Gunnison, CO, 81230 | 14.7 | |
| State Farm | Justin Storms | 607 Us Highway 24 South, Leadville, CO, 80461 | 36.9 | |
| Travelers | Commercial Risk Solutions Inc | 8044 W Hwy 50 Ste 201, Salida, CO, 81201 | 38.4 | |
| Travelers | Bw Insurance Agency | 201 N Main St, Gunnison, CO, 81230 | 14.7 | |
| Allstate | Mnt West Ins Fin Sv | 103 N Main St, Gunnison, CO, 81230 | 14.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Gunnison County, CO | $313,900 | $966 | $680 | $1,270 | $590 |
| Gunnison, CO | $261,900 | $979 | $690 | $1,280 | $590 |
| Mount Crested Butte, CO | $378,300 | $1,726 | $1,210 | $2,260 | $1,050 |
| Salida, CO | $334,400 | $983 | $690 | $1,290 | $600 |
| Sapinero, CO | $296,900 | $1,464 | $1,020 | $1,920 | $900 |
| Somerset, CO | $329,300 | $1,555 | $1,090 | $2,040 | $950 |
| Smeltertown, CO | $187,500 | $1,196 | $840 | $1,570 | $730 |
| Snowmass Village, CO | $617,700 | $1,050 | $730 | $1,370 | $640 |
| Crawford, CO | $127,500 | $1,013 | $710 | $1,330 | $620 |