Gavop tells you how to get the best homeowners insurance in Monroe, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $82,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $97,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $227,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $165,000 | $150,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $514 |
| Superior Protection Discount | -$57 | $577 |
| Fire & Security Discount | -$57 | $577 |
| Hail Resistant Roof Discount | -$19 | $615 |
| Newly Constructed Home Discount | -$165 | $469 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washington County | $1,500 | $679 | $2,179 | $493 | $1,993 | $185 |
| Monroe, VA | $700 | $627 | $1,327 | $455 | $1,155 | $171 |
| Hurricane, NC | $500 | $335 | $835 | $243 | $743 | $92 |
| Piney Creek, NC | $1,000 | $663 | $1,663 | $482 | $1,482 | $181 |
| Blountville, TN | $300 | $961 | $1,261 | $699 | $999 | $263 |
| Ervinton, VA | $1,000 | $334 | $1,334 | $243 | $1,243 | $91 |
| Riverview, VA | $500 | $700 | $1,200 | $509 | $1,009 | $191 |
| West Wytheville, VA | $2,500 | $804 | $3,304 | $584 | $3,084 | $220 |
| Sparta, NC | $400 | $640 | $1,040 | $465 | $865 | $175 |
| Montezuma, NC | $1,000 | $1,133 | $2,133 | $824 | $1,824 | $310 |
| Keystone, WV | $2,000 | $391 | $2,391 | $284 | $2,284 | $107 |
| Home Insurance Company Monroe, VA | Homeowners Insurance Agency Monroe, VA | Address | Popularity Score | Distance from Monroe (miles) |
|---|---|---|---|---|
| Travelers | Wamplers Insurance Agency Inc | 445 Porterfield Hwy Sw Suite D, Abingdon, VA, 24210 | 10.5 | |
| Allstate | April Hamby Crabtree | 439 E Main St, Abingdon, VA, 24210 | 8.7 | |
| Erie | Sesco Group Inc. | 51 Commonwealth Avenue, Bristol, VA, 24201 | 23.5 | |
| Allstate | Cbi Insurance | 18608 Lee Hwy, Abingdon, VA, 24210 | 12.9 | |
| Allstate | Stephen Childress | 966 W Main St Ste 1, Abingdon, VA, 24210 | 11.2 | |
| Travelers | Cse Agency | 263 W Main St, Abingdon, VA, 24210 | 9.6 | |
| Erie | Appalachian Insurance Agency Inc. | 630 Park Avenue Nw Suite 2, Norton, VA, 24273 | 46.3 | |
| Allstate | Patrick Boyd | 102 Bonham Rd Ste 10, Bristol, VA, 24202 | 19.6 | |
| State Farm | Jack King | 8846 S Scenic Hwy, Bland, VA, 24315-5272 | 45.3 | |
| State Farm | Larry Bales | 534 E Main St, Abingdon, VA, 24210-3410 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,360 | $670 |
| Washington County, VA | $137,200 | $687 | $490 | $940 | $450 |
| Monroe, VA | $130,000 | $634 | $460 | $880 | $420 |
| Hurricane, NC | $52,700 | $339 | $230 | $480 | $250 |
| Piney Creek, NC | $109,400 | $671 | $490 | $950 | $460 |
| Blountville, TN | $128,100 | $973 | $660 | $1,350 | $690 |
| Ervinton, VA | $62,600 | $338 | $250 | $480 | $230 |
| Riverview, VA | $137,500 | $709 | $520 | $980 | $460 |
| West Wytheville, VA | $173,500 | $814 | $550 | $1,120 | $570 |
| Sparta, NC | $104,800 | $648 | $430 | $890 | $460 |
| Montezuma, NC | $240,000 | $1,147 | $790 | $1,590 | $800 |
| Keystone, WV | $31,800 | $396 | $270 | $550 | $280 |