Gavop tells you how to get the best homeowners insurance in Mountain Empire, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Mountain Empire, CA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Morena View Dr, Widgeon Rd, Manzanita Dulce Rd, Potrero Cir, Tierra Real Ln, Paprika Rd, Sol Wood, Arroyo Poco Ln, Coast Oak Trl, Ribbonwood Rd | $155,500 | $140,000 | $125,000-$150,000 | $244,500 | $210,000 | $200,000-$250,000 |
| Potrero Valley Rd, Tecate Mission Rd, Plaskan Ln, Campo Truck Trl, Custer Rd, Royal Dr, Williams Rd, Lake Morena Dr, Humphries Rd, Carriso St | $202,500 | $190,000 | $200,000-$250,000 | $284,000 | $270,000 | $300,000-$350,000 |
| Quail Rd, Mallard Dr, Cedar Dr, la Posta Cir E, Snob Hill Rd, Meanwhile Ranch Rd, de Longe Ln, BIA Rte 15, Tearose Ln, Honey Bee Ln | $171,500 | $150,000 | $200,000-$250,000 | $184,500 | $150,000 | $150,000-$175,000 |
| Clover Trl, Clements St, Tecate Rd, San Diego County Road S 1, Tusil Rd, Emery Ln, Royal Pl, Plutarco Ln, Desert Rose Ranch Rd, Shockey Truck Trl | $217,500 | $210,000 | $200,000-$250,000 | $265,000 | $240,000 | $200,000-$250,000 |
| Paint Brush Cir, Miller Valley Rd, Morris Ranch Rd, Industrial Rd, Cleveland Forest Dr, Gladiola Dr, Co Hwy S1, Star Ave, el Centro Ave, Ruddy Dr | $134,500 | $110,000 | $125,000-$150,000 | $168,500 | $140,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $535 |
| Superior Protection Discount | -$65 | $587 |
| Fire & Security Discount | -$59 | $593 |
| Hail Resistant Roof Discount | -$20 | $632 |
| Newly Constructed Home Discount | -$137 | $515 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Diego County | $2,500 | $1,368 | $3,868 | $994 | $3,494 | $374 |
| Mountain Empire, CA | $1,000 | $644 | $1,644 | $468 | $1,468 | $176 |
| Pine Valley, CA | $200 | $1,032 | $1,232 | $750 | $950 | $282 |
| Laguna-Pine Valley, CA | $700 | $961 | $1,661 | $699 | $1,399 | $263 |
| Harbison Canyon, CA | $100 | $1,205 | $1,305 | $876 | $976 | $329 |
| Eucalyptus Hills, CA | $2,500 | $988 | $3,488 | $718 | $3,218 | $270 |
| La Mesa, CA | $200 | $1,208 | $1,408 | $878 | $1,078 | $330 |
| Lemon Grove, CA | $2,000 | $810 | $2,810 | $589 | $2,589 | $221 |
| San Diego, CA | $400 | $1,414 | $1,814 | $1,027 | $1,427 | $386 |
| Palomar-Julian, CA | $1,000 | $845 | $1,845 | $614 | $1,614 | $231 |
| Coronado, CA | $500 | $927 | $1,427 | $674 | $1,174 | $253 |
| West Imperial, CA | $700 | $490 | $1,190 | $356 | $1,056 | $134 |
| Home Insurance Company Mountain Empire, CA | Homeowners Insurance Agency Mountain Empire, CA | Address | Popularity Score | Distance from Mountain Empire (miles) |
|---|---|---|---|---|
| State Farm | Ken Jakubowski | 9636 Tierra Grande St Ste 204, San Diego, CA, 92126-6502 | 40.9 | |
| Farmers | Douglas Dixon | 12798 Rancho Penasquitos Blvd Ste F, San Diego, CA, 92129 | 41.5 | |
| State Farm | Renee Murphy | 12121 Scrps Summit Dr Ste 100, San Diego, CA, 92131-4609 | 40.9 | |
| State Farm | Pedro Tamayo | 2425 National City Blvd, National City, CA, 91950-6627 | 37.7 | |
| State Farm | Mike Moore | 12880 Rp Blvd Ste D, San Diego, CA, 92129-2966 | 42.9 | |
| State Farm | Ray Bello | 5464 Baltimore Dr Ste C, La Mesa, CA, 91942-2074 | 33.9 | |
| State Farm | Jennifer Langley | 365 Broadway, El Cajon, CA, 92021-5461 | 30.1 | |
| State Farm | Mike Morrell | 2207 Garnet Ave Ste A, San Diego, CA, 92109-3713 | 45.5 | |
| State Farm | Val Myers | 12925 El Camino Real Ste J26, San Diego, CA, 92130-1048 | 48.4 | |
| Allstate | Gene Parker | 535 Broadway Ste 207, El Cajon, CA, 92021 | 30.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Diego County, CA | $484,900 | $1,384 | $1,020 | $1,880 | $860 |
| Mountain Empire, CA | $237,300 | $652 | $480 | $890 | $410 |
| Pine Valley, CA | $387,800 | $1,045 | $770 | $1,420 | $650 |
| Laguna-Pine Valley, CA | $366,500 | $973 | $720 | $1,320 | $600 |
| Harbison Canyon, CA | $429,200 | $1,220 | $900 | $1,660 | $760 |
| Eucalyptus Hills, CA | $493,400 | $1,000 | $740 | $1,360 | $620 |
| La Mesa, CA | $455,800 | $1,223 | $910 | $1,660 | $750 |
| Lemon Grove, CA | $367,700 | $820 | $610 | $1,110 | $500 |
| San Diego, CA | $492,500 | $1,431 | $1,060 | $1,950 | $890 |
| Palomar-Julian, CA | $323,500 | $855 | $630 | $1,160 | $530 |
| Coronado, CA | $1,423,600 | $938 | $690 | $1,280 | $590 |
| West Imperial, CA | $95,900 | $496 | $370 | $670 | $300 |