Gavop shows you how to buy homeowners insurance in Passaic County, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Passaic County, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Aspen Pl, Jane St, Robin Rd, Spring Hill Rd, Passaic County 651 I, Maple Hill Rd, Lakeside Rd, Clark St, Midland Ave, Van Pelt Pl | $255,000 | $210,000 | $200,000-$250,000 | $287,500 | $260,000 | $300,000-$350,000 |
| Debow Ave, Alice Pl, Fair Hill Rd, Cutlass Rd, N 16th St, Danforth Ave, Hazelview Ave, Gemeinhardt Pl, N Watchung Ave, Awosting Rd | $336,000 | $280,000 | $250,000-$300,000 | $172,000 | $150,000 | $175,000-$200,000 |
| Tomahawk Path, Coles Hill Rd, Peach Tree Ln, Bourbon St, Brookside Dr, Goffle Rd, Sicomac Rd, Claremont Ave, Linda Rd, Union Blvd | $364,500 | $300,000 | $300,000-$350,000 | $324,500 | $300,000 | $300,000-$350,000 |
| Oakwood Dr, Otterhole Rd, Wesley Dr, Norma Ter, Cauley Rd, Harriett St, Whippany Ave, Windom Way, Claire Ct, Waverly Pl | $278,000 | $250,000 | $300,000-$350,000 | $270,500 | $250,000 | $200,000-$250,000 |
| Ave C, Phyllis Ct, Sturbridge Cir, Graham Pl, E 5th St, Braun St, Wanaque Rd, Chestnut Ave, Mazur Pl, Killian Pl | $226,500 | $180,000 | $200,000-$250,000 | $197,000 | $170,000 | $150,000-$175,000 |
| Greenwood Lake Tpke, Alabama Ave, Hancock Dr, Sell Pl, Kulick St, Goffle Rd, Terrace Rd, Homer St, River Dr, N 19th St | $404,000 | $350,000 | $350,000-$400,000 | $206,500 | $190,000 | $175,000-$200,000 |
| Edgewood Dr, Holden St, Dover Rd, Falcon Pl, Albury Rd, Ringwood Ct, Tripoli St, Brook St, Skyline Lake Dr, Green Rd | $416,500 | $350,000 | $400,000-$500,000 | $294,000 | $260,000 | $300,000-$350,000 |
| Talsman Ct, Orchard Pl, Sussex Rd, East Ave, Thorn Hill, North Rd, Jamesburg Rd, Toth Ct, Aycrigg Ave, Crest Ct | $264,000 | $240,000 | $250,000-$300,000 | $266,000 | $220,000 | $200,000-$250,000 |
| Iselin Rd, Passaic County 670, Prospect Rd, Morton St, Queens Ln, Pelham Rd, Thornton Dr, Cheyenne Way, Willow Ct, Harrison Ave | $452,500 | $370,000 | $400,000-$500,000 | $252,000 | $220,000 | $250,000-$300,000 |
| Newark Ave, Clifford Dr, Old Orchard Dr, Nosenzo Pond Rd, Inwood Dr, Liberty St, Colonial Rd, Kingsland Ave, Mitchell Ave, N Glenwood Rd | $277,500 | $260,000 | $250,000-$300,000 | $301,000 | $240,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$154 | $875 |
| Superior Protection Discount | -$93 | $937 |
| Fire & Security Discount | -$103 | $927 |
| Hail Resistant Roof Discount | -$21 | $1,009 |
| Newly Constructed Home Discount | -$268 | $762 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Passaic County | $2,500 | $1,017 | $3,517 | $739 | $3,239 | $278 |
| Passaic County, NJ | $2,500 | $1,017 | $3,517 | $739 | $3,239 | $278 |
| Kiryas Joel, NY | $200 | $1,000 | $1,200 | $727 | $927 | $273 |
| Bayonne, NJ | $1,500 | $981 | $2,481 | $713 | $2,213 | $268 |
| Lake Mohegan, NY | $100 | $989 | $1,089 | $719 | $819 | $270 |
| Pemberwick, CT | $1,000 | $2,359 | $3,359 | $1,715 | $2,715 | $645 |
| Plandome Manor, NY | $500 | $994 | $1,494 | $722 | $1,222 | $272 |
| Carmel, NY | $2,000 | $1,473 | $3,473 | $1,071 | $3,071 | $403 |
| Mill Neck, NY | $400 | $746 | $1,146 | $542 | $942 | $204 |
| Valley Stream, NY | $2,500 | $1,374 | $3,874 | $999 | $3,499 | $376 |
| Huntington Bay, NY | $300 | $1,014 | $1,314 | $737 | $1,037 | $277 |
| Danbury, CT | $1,500 | $1,199 | $2,699 | $871 | $2,371 | $328 |
| Home Insurance Company Passaic County, NJ | Homeowners Insurance Agency Passaic County, NJ | Address | Popularity Score | Distance from Passaic County (miles) |
|---|---|---|---|---|
| Travelers | Odonnell Agency Llc | 416-418 Centennial Ave, Cranford, NJ, 7016 | 26.7 | |
| Travelers | Daman Associates Inc | 808 High Mountain Rd Ste 220, Franklin Lakes, NJ, 7417 | 5.4 | |
| Allstate | Jim Murasko | 36b Main St, Bloomingdale, NJ, 7403 | 2.6 | |
| Travelers | Beatty & Associates Llc | 1 Kings Rd, Madison, NJ, 7940 | 19.8 | |
| Allstate | Richard Caivano | 400 Ramapo Valley Rd, Oakland, NJ, 7436 | 3.2 | |
| Travelers | Johl & Company | 199 Center Ave, Westwood, NJ, 7675 | 14.4 | |
| Allstate | Robert Bakelaar | 600 Valley Rd Ste 102, Wayne, NJ, 7470 | 8.0 | |
| Allstate | Scott Muller | 76 W Allendale Ave, Allendale, NJ, 7401 | 9.0 | |
| Farmers | Bruce Bennett | 86 Laroche Ave, Harrington Park, NJ, 7640 | 17.2 | |
| State Farm | Chris Alevras | 595 Eagle Rock Ave, West Orange, NJ, 07052-2903 | 15.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,500 | $710 |
| Passaic County, NJ | $333,200 | $1,030 | $740 | $1,420 | $680 |
| Passaic County, NJ | $333,200 | $1,030 | $710 | $1,450 | $740 |
| Kiryas Joel, NY | $406,100 | $1,012 | $740 | $1,400 | $660 |
| Bayonne, NJ | $314,800 | $993 | $720 | $1,410 | $690 |
| Lake Mohegan, NY | $336,500 | $1,001 | $710 | $1,430 | $720 |
| Pemberwick, CT | $666,300 | $2,388 | $1,740 | $3,370 | $1,630 |
| Plandome Manor, NY | $1,557,700 | $1,006 | $690 | $1,420 | $730 |
| Carmel, NY | $376,300 | $1,491 | $1,070 | $2,060 | $990 |
| Mill Neck, NY | $1,195,700 | $755 | $510 | $1,050 | $540 |
| Valley Stream, NY | $385,400 | $1,391 | $1,000 | $1,920 | $920 |
| Huntington Bay, NY | $1,091,500 | $1,027 | $730 | $1,450 | $720 |
| Danbury, CT | $289,700 | $1,214 | $840 | $1,690 | $850 |