Gavop's guide to buying homeowners insurance in Castroville, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $105,500 | $100,000 | $75,000-$100,000 |
| 2 Bedroom | $216,500 | $200,000 | $175,000-$200,000 |
| 3 Bedroom | $407,500 | $340,000 | $400,000-$500,000 |
| 4 Bedroom | $361,000 | $320,000 | $350,000-$400,000 |
| 5 Bedroom | $349,000 | $300,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $707 |
| Superior Protection Discount | -$85 | $767 |
| Fire & Security Discount | -$85 | $767 |
| Hail Resistant Roof Discount | -$17 | $835 |
| Newly Constructed Home Discount | -$204 | $647 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monterey County | $2,000 | $1,175 | $3,175 | $854 | $2,854 | $321 |
| Castroville, CA | $1,000 | $842 | $1,842 | $612 | $1,612 | $230 |
| La Selva Beach, CA | $400 | $2,311 | $2,711 | $1,679 | $2,079 | $632 |
| Interlaken, CA | $1,500 | $884 | $2,384 | $642 | $2,142 | $241 |
| Toro Park, CA | $100 | $1,096 | $1,196 | $797 | $897 | $300 |
| Santa Cruz County, CA | $2,500 | $1,251 | $3,751 | $909 | $3,409 | $342 |
| Gonzales, CA | $100 | $705 | $805 | $512 | $612 | $193 |
| Carmel Valley, CA | $2,000 | $924 | $2,924 | $672 | $2,672 | $253 |
| Lexington Hills, CA | $400 | $2,366 | $2,766 | $1,720 | $2,120 | $647 |
| Saratoga, CA | $2,500 | $1,179 | $3,679 | $857 | $3,357 | $322 |
| West Santa Clara, CA | $100 | $771 | $871 | $561 | $661 | $211 |
| Milpitas, CA | $1,000 | $1,316 | $2,316 | $956 | $1,956 | $360 |
| Home Insurance Company Castroville, CA | Homeowners Insurance Agency Castroville, CA | Address | Popularity Score | Distance from Castroville (miles) |
|---|---|---|---|---|
| Travelers | Alegrity Insurance Agency Llc | 274 E Hamilton Ave Ste G, Campbell, CA, 95008 | 37.7 | |
| Allstate | Annie Dang | 521 Charcot Ave Ste 109, San Jose, CA, 95131 | 43.5 | |
| State Farm | Burch Boehner | 201 E Taylor St Ste 2, San Jose, CA, 95112-5036 | 41.1 | |
| State Farm | Andre Nguyen | 4990 Speak Ln Ste 220, San Jose, CA, 95118-2700 | 34.7 | |
| Allstate | Jill Khiew Lo | 1442 W El Camino Real, Mountain View, CA, 94040 | 46.3 | |
| State Farm | Mario Quezada | 441 N 1st St, San Jose, CA, 95112-4019 | 40.6 | |
| Farmers | Lisa Del Real | 1403a N Main St, Salinas, CA, 93906 | 9.0 | |
| State Farm | Tracy Chappell | 975 W Alisal St Ste C, Salinas, CA, 93901-1148 | 9.4 | |
| State Farm | Pirie Jensen | 1871 The Alameda Ste 120, San Jose, CA, 95126-1752 | 40.6 | |
| Travelers | Guardus Insurance Services | 5330 Camden Ave, San Jose, CA, 95124 | 33.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Monterey County, CA | $441,000 | $1,189 | $880 | $1,620 | $740 |
| Castroville, CA | $379,000 | $852 | $630 | $1,160 | $530 |
| La Selva Beach, CA | $884,800 | $2,339 | $1,730 | $3,180 | $1,450 |
| Interlaken, CA | $436,800 | $894 | $660 | $1,220 | $560 |
| Toro Park, CA | $733,700 | $1,110 | $820 | $1,510 | $690 |
| Santa Cruz County, CA | $659,900 | $1,266 | $940 | $1,720 | $780 |
| Gonzales, CA | $320,900 | $713 | $530 | $970 | $440 |
| Carmel Valley, CA | $909,300 | $935 | $690 | $1,270 | $580 |
| Lexington Hills, CA | $914,300 | $2,395 | $1,770 | $3,260 | $1,490 |
| Saratoga, CA | $1,933,900 | $1,193 | $880 | $1,620 | $740 |
| West Santa Clara, CA | $2,000,001 | $781 | $580 | $1,060 | $480 |
| Milpitas, CA | $704,300 | $1,332 | $990 | $1,810 | $820 |