Gavop's guide to buying homeowners insurance in Nebraska City, NE covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $95,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $74,000 | $70,000 | $50,000-$75,000 |
| 4 Bedroom | $139,500 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $255,000 | $210,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$69 | $798 |
| Home and Two Car | -$147 | $720 |
| Home and Three Car | -$208 | $659 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,368 |
| Hail Damage | $4,665 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,054 |
| Home Insurance Company Nebraska City, NE | Homeowners Insurance Agency Nebraska City, NE | Address | Popularity Score | Distance from Nebraska City (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Miller-Monroe Company Inc | 1608 Stone St, Falls City, NE, 68355 | 44.5 | |
| State Farm | Grant Mussman | 606 S 72nd St, Omaha, NE, 68114-4612 | 40.9 | |
| State Farm | Anthony Anderson | 13058 W Dodge Rd, Omaha, NE, 68154-2148 | 42.7 | |
| State Farm | Sherman Willis | 4915 N 120th St Ste 107, Omaha, NE, 68164-2004 | 45.2 | |
| State Farm | Linda Conrad | 210 W Eldora Ave, Weeping Water, NE, 68463-4240 | 20.0 | |
| State Farm | Greta Ritchie | 5106 L St, Omaha, NE, 68117-1330 | 37.7 | |
| Farmers | John Klopp | 2201 N 90th St Ste 124, Omaha, NE, 68134 | 42.8 | |
| Allstate | Paul Edward Stuke | 2851 Capehart Rd Ste G, Bellevue, NE, 68123 | 31.1 | |
| Liberty Mutual Independent | Jones Insurance Agency Inc | 1010 Central Ave, Nebraska City, NE, 68410 | 0.2 | |
| Travelers | Miller Monroe Farrell Insurance | 115 N 10th St, Nebraska City, NE, 68410 | 0.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $880 | $1,730 | $850 |
| Otoe County, NE | $130,700 | $823 | $560 | $1,140 | $580 |
| Nebraska City, NE | $108,000 | $867 | $600 | $1,200 | $600 |
| Nishnabotna, MO | $65,000 | $809 | $570 | $1,150 | $580 |
| Pacific Junction, IA | $79,000 | $609 | $420 | $870 | $450 |
| Porter, NE | $165,400 | $1,332 | $910 | $1,900 | $990 |
| Shubert, NE | $42,900 | $613 | $420 | $840 | $420 |
| Stockton, NE | $356,800 | $2,007 | $1,470 | $2,750 | $1,280 |
| Richland VIII, NE | $225,600 | $1,589 | $1,160 | $2,190 | $1,030 |
| Richardson County, NE | $69,300 | $667 | $480 | $950 | $470 |
| Amity, IA | $64,300 | $537 | $380 | $740 | $360 |
| Lancaster County, NE | $162,900 | $1,228 | $820 | $1,740 | $920 |