Gavop's guide to buying homeowners insurance in Signal Mountain, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Signal Mountain, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Louisiana Ave, Dogwood Grove Cir, Sivley Trl, Solar Dr, Balmoral Dr, Golf Dr, Russell Ave, Chestnut Ln, Signal Point Cir, Whispering Pines Dr | $383,500 | $360,000 | $350,000-$400,000 | $396,500 | $360,000 | $400,000-$500,000 |
| Cross St, Spring Ave, Ault Rd, Leavitt Dr, Mountain Hollow Dr, Dowler Ln, Wilder Dr, Signal Hills Dr, Ohio Ave, Florida Ave | $247,000 | $230,000 | $175,000-$200,000 | $408,000 | $350,000 | $400,000-$500,000 |
| Green Gorge Rd, Hassie Pl, Big Rock Rd, Havenwood Dr, Short Creek Rd, Applewood Cir, Pallisades Dr, Mountain Cove Rd, Gentlemens Ridge, Walden Forest Rd | $187,000 | $170,000 | $175,000-$200,000 | $258,000 | $210,000 | $250,000-$300,000 |
| Claridge Ct, Mississippi Ave, Mountain Forest Ln, N Leith Cir, Skyline Dr, Spencer Ave, Dowler Cir, Mountain Brook Cir, Shackleford Ridge Rd, Flint St | $375,500 | $320,000 | $400,000-$500,000 | $372,500 | $320,000 | $300,000-$350,000 |
| Crown Point Rd E, Oakmont Ln, S Grayswood Hill Rd, Cherokee Trl, Devlan Forest Ln, Sunshine Ln, Sunny Bear Way, Rocky Ridge Ln, Danbury Dr, Woodcliff Cir | $382,500 | $340,000 | $350,000-$400,000 | $367,000 | $300,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$170 | $890 |
| Superior Protection Discount | -$95 | $965 |
| Fire & Security Discount | -$74 | $986 |
| Hail Resistant Roof Discount | -$21 | $1,039 |
| Newly Constructed Home Discount | -$244 | $816 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,344 |
| Hail Damage | $4,948 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,222 |
| Home Insurance Company Signal Mountain, TN | Homeowners Insurance Agency Signal Mountain, TN | Address | Popularity Score | Distance from Signal Mountain (miles) |
|---|---|---|---|---|
| Travelers | Greater Chattanooga Insurance | 5506 Miller Dr, Chattanooga, TN, 37411 | 11.9 | |
| Nationwide | Mark Massingill | 16 W 8th St, Chattanooga, TN, 37402 | 6.8 | |
| Allstate | Kevin J. Connolly | 5251 Highway 153 Ste B, Hixson, TN, 37343 | 6.0 | |
| Travelers | Tiller Insurance Group Llc | 4810 Aa Hixson Pk, Hixson, TN, 37343 | 5.7 | |
| Liberty Mutual Independent | Southern Insurance Associates | 4525 Hixson Pike, Hixson, TN, 37343 | 5.7 | |
| Farmers | Michael Livingston | 7030 Lee Hwy Ste 102, Chattanooga, TN, 37421 | 12.4 | |
| State Farm | Donald Kane | 5506 Highway 153 Ste 114, Hixson, TN, 37343-5084 | 5.5 | |
| Farmers | Andrea Goldberg | 817 Ridgeway Ave, Signal Mountain, TN, 37377 | 1.3 | |
| State Farm | Kerry Smith | 3501 Dayton Blvd Ste C, Chattanooga, TN, 37415-4632 | 3.6 | |
| Travelers | River City Insurance | 3320 Dayton Blvd, Chattanooga, TN, 37415 | 3.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $750 | $1,440 | $690 |
| Hamilton County, TN | $166,100 | $1,006 | $690 | $1,440 | $750 |
| Signal Mountain, TN | $337,800 | $1,060 | $720 | $1,460 | $740 |
| Lakesite, TN | $206,500 | $1,174 | $860 | $1,670 | $810 |
| Flat Top Mountain, TN | $223,900 | $1,210 | $860 | $1,660 | $800 |
| Sand Mountain, GA | $102,000 | $757 | $510 | $1,050 | $540 |
| Trenton, GA | $116,800 | $702 | $480 | $980 | $500 |
| Bridgeport, AL | $102,800 | $1,006 | $670 | $1,380 | $710 |
| Winchester, TN | $131,300 | $826 | $590 | $1,180 | $590 |
| McMinnville, TN | $97,800 | $724 | $490 | $1,030 | $540 |
| Chatsworth, GA | $109,500 | $670 | $480 | $920 | $440 |
| Summerville, GA | $81,800 | $591 | $400 | $810 | $410 |
| Manchester, TN | $112,100 | $770 | $530 | $1,060 | $530 |