Gavop's guide to buying homeowners insurance in Southgate, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Southgate, FL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Beneva Ct, Hammond Pl, Prospect St, Sheridan Dr, Colt Ln, Magnolia St, Joline Dr, E Forest Lake Dr, S Brink Ave, Sea View St | $153,000 | $130,000 | $100,000-$125,000 | $155,000 | $130,000 | $150,000-$175,000 |
| Wisteria Pl, Sunnyside St, Estrada St, Pinecrest St, Woodcrest Dr, Brink Ave, Pine Valley Dr, Love Ave, Orchid Oaks Dr, Olivia Ln | $155,500 | $140,000 | $150,000-$175,000 | $217,000 | $180,000 | $175,000-$200,000 |
| Fair Oaks Pl, E Forest Lakes Cir, Sweetland Ave, Vinoy Pl, Allison Dr, Montilla Ct, Glenna Ln, Mid Ocean Cir, Kaufman Ave, Meyer Pl | $94,000 | $80,000 | $75,000-$100,000 | $121,500 | $100,000 | $125,000-$150,000 |
| Lynnhurst St, el Rado Ct, Spencer Ln, Locklear Ave, Espanola Ave, Sunnyside Pl, Brockton Ln, Tanglewood Way, Fruit Tree Dr, Glendale Cir W | $135,500 | $110,000 | $100,000-$125,000 | $136,000 | $120,000 | $125,000-$150,000 |
| Tangelo Dr, Croton Ave, Alpine Ave, Kaufman Ave, Foster Ln, Euclid Ter, Theresa Ln, Key Way, Tangerine Dr, Gardenia St | $195,500 | $160,000 | $150,000-$175,000 | $182,000 | $160,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$91 | $922 |
| Home and Two Car | -$162 | $851 |
| Home and Three Car | -$243 | $770 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sarasota County | $1,500 | $1,230 | $2,730 | $894 | $2,394 | $336 |
| Southgate, FL | $1,000 | $1,001 | $2,001 | $727 | $1,727 | $274 |
| Desoto Lakes, FL | $200 | $1,783 | $1,983 | $1,296 | $1,496 | $487 |
| Longboat Key, FL | $1,000 | $933 | $1,933 | $678 | $1,678 | $255 |
| Manatee County, FL | $100 | $1,382 | $1,482 | $1,004 | $1,104 | $378 |
| Memphis, FL | $1,500 | $864 | $2,364 | $628 | $2,128 | $236 |
| Wimauma, FL | $300 | $794 | $1,094 | $577 | $877 | $217 |
| Port Charlotte, FL | $2,500 | $1,256 | $3,756 | $913 | $3,413 | $343 |
| Hillsborough County, FL | $200 | $1,432 | $1,632 | $1,040 | $1,240 | $391 |
| Largo, FL | $2,000 | $1,041 | $3,041 | $757 | $2,757 | $284 |
| Arcadia East, FL | $400 | $894 | $1,294 | $650 | $1,050 | $244 |
| Dover, FL | $2,500 | $1,048 | $3,548 | $762 | $3,262 | $286 |
| Home Insurance Company Southgate, FL | Homeowners Insurance Agency Southgate, FL | Address | Popularity Score | Distance from Southgate (miles) |
|---|---|---|---|---|
| Travelers | Horizon Insurance Inc | 7347 52nd Place E, Bradenton, FL, 34203 | 9.9 | |
| Travelers | Alliance Insurance Of Sarasota Inc | 3658 Webber St, Sarasota, FL, 34232 | 0.8 | |
| Allstate | Kevin Miller | 4579 Bee Ridge Rd, Sarasota, FL, 34233 | 2.2 | |
| Travelers | Members Insurance Center Llc | 6810 E Hillsborough Ave, Tampa, FL, 33610 | 48.1 | |
| Travelers | Bob Lindsay Agency | 7142 Beneva Rd, Sarasota, FL, 34238 | 3.9 | |
| Allstate | Paul C. Morgan Agency | 2856 University Pkwy, Sarasota, FL, 34243 | 5.6 | |
| Allstate | Frank Perez | 12554 Starkey Rd, Largo, FL, 33773 | 42.8 | |
| Travelers | Regional Insurance | 8222 S Tamiami Tr, Sarasota, FL, 34238 | 5.2 | |
| Liberty Mutual Independent | Dick Johnson & Jefferson Inc | 1429 60th Ave W Ste 200, Bradenton, FL, 34207 | 9.7 | |
| Liberty Mutual Independent | Strategic Insurance Underwriters | 5560 Broadcast Ct, Sarasota, FL, 34240 | 7.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Sarasota County, FL | $215,300 | $1,245 | $970 | $1,670 | $700 |
| Southgate, FL | $217,500 | $1,013 | $790 | $1,360 | $570 |
| Desoto Lakes, FL | $209,200 | $1,805 | $1,410 | $2,420 | $1,010 |
| Longboat Key, FL | $709,300 | $945 | $740 | $1,270 | $530 |
| Manatee County, FL | $197,200 | $1,399 | $1,090 | $1,870 | $780 |
| Memphis, FL | $122,700 | $875 | $680 | $1,170 | $490 |
| Wimauma, FL | $108,000 | $804 | $630 | $1,080 | $450 |
| Port Charlotte, FL | $149,900 | $1,272 | $990 | $1,700 | $710 |
| Hillsborough County, FL | $179,500 | $1,449 | $1,130 | $1,940 | $810 |
| Largo, FL | $108,400 | $1,054 | $820 | $1,410 | $590 |
| Arcadia East, FL | $74,900 | $905 | $710 | $1,210 | $500 |
| Dover, FL | $97,700 | $1,061 | $830 | $1,420 | $590 |