Gavop tells you how to get the best homeowners insurance in Prestonsburg, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $68,000 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $104,500 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $174,000 | $170,000 | $150,000-$175,000 |
| 5 Bedroom | $173,500 | $140,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $579 |
| Superior Protection Discount | -$70 | $628 |
| Fire & Security Discount | -$56 | $642 |
| Hail Resistant Roof Discount | -$21 | $677 |
| Newly Constructed Home Discount | -$202 | $495 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Floyd County | $1,500 | $636 | $2,136 | $462 | $1,962 | $174 |
| Prestonsburg, KY | $2,000 | $689 | $2,689 | $501 | $2,501 | $188 |
| Adams, KY | $200 | $622 | $822 | $452 | $652 | $170 |
| Elkfork-Ophir, KY | $700 | $574 | $1,274 | $417 | $1,117 | $157 |
| Williamson, WV | $100 | $585 | $685 | $425 | $525 | $160 |
| Hellier, KY | $1,000 | $551 | $1,551 | $401 | $1,401 | $151 |
| Delbarton, WV | $400 | $596 | $996 | $433 | $833 | $163 |
| Louisa, KY | $700 | $666 | $1,366 | $484 | $1,184 | $182 |
| Magnolia, WV | $400 | $541 | $941 | $393 | $793 | $148 |
| Diablock, KY | $1,000 | $778 | $1,778 | $565 | $1,565 | $212 |
| Willard, KY | $100 | $653 | $753 | $475 | $575 | $178 |
| McConnell, WV | $2,000 | $636 | $2,636 | $462 | $2,462 | $174 |
| Home Insurance Company Prestonsburg, KY | Homeowners Insurance Agency Prestonsburg, KY | Address | Popularity Score | Distance from Prestonsburg (miles) |
|---|---|---|---|---|
| State Farm | Paul Pelphrey | 219 Broadway St, Paintsville, KY, 41240-1255 | 9.5 | |
| State Farm | Jennifer Reynolds | 145 Wedngtn Br Rd, Pikeville, KY, 41501-3204 | 15.1 | |
| Allstate | Melissa Crowdus | 3767 N Mayo Trl Ste 5, Pikeville, KY, 41501 | 15.6 | |
| State Farm | Don Hillman | 209 E Perry St, Louisa, KY, 41230 | 31.6 | |
| Allstate | Justice & Stamper | 5445 N Mayo Trl, Pikeville, KY, 41501 | 14.0 | |
| State Farm | Ramona Salyer | 308 Horton St, Grayson, KY, 41143-1319 | 46.0 | |
| State Farm | Laura Feltner | 117 Corporate Dr Ste 103, Hazard, KY, 41701-8267 | 36.2 | |
| State Farm | Gary Lowe | 3780 N Mayo Trl Ste 101, Pikeville, KY, 41501-9092 | 15.5 | |
| State Farm | Sam Doyle | 291 North Lake Drive, Prestonsburg, KY, 41653-1306 | 0.7 | |
| Nationwide | Athea Jean Blackburn Agency | 147 Hibbard St, Pikeville, KY, 41501 | 19.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,260 | $610 |
| Floyd County, KY | $72,900 | $644 | $430 | $880 | $450 |
| Prestonsburg, KY | $91,500 | $698 | $500 | $960 | $460 |
| Adams, KY | $66,200 | $630 | $430 | $880 | $450 |
| Elkfork-Ophir, KY | $56,900 | $581 | $400 | $830 | $430 |
| Williamson, WV | $74,900 | $592 | $400 | $820 | $420 |
| Hellier, KY | $52,900 | $558 | $380 | $800 | $420 |
| Delbarton, WV | $77,800 | $603 | $400 | $860 | $460 |
| Louisa, KY | $104,300 | $675 | $480 | $940 | $460 |
| Magnolia, WV | $64,200 | $548 | $370 | $760 | $390 |
| Diablock, KY | $100,300 | $787 | $540 | $1,090 | $550 |
| Willard, KY | $72,300 | $661 | $460 | $910 | $450 |
| McConnell, WV | $88,600 | $644 | $440 | $880 | $440 |