Gavop's guide to buying homeowners insurance in Hazel Dell, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $69,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $182,500 | $150,000 | $150,000-$175,000 |
| 3 Bedroom | $283,000 | $240,000 | $300,000-$350,000 |
| 4 Bedroom | $222,000 | $190,000 | $175,000-$200,000 |
| 5 Bedroom | $259,000 | $230,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $577 |
| Superior Protection Discount | -$69 | $625 |
| Fire & Security Discount | -$76 | $618 |
| Hail Resistant Roof Discount | -$21 | $674 |
| Newly Constructed Home Discount | -$174 | $521 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clark County | $1,000 | $758 | $1,758 | $551 | $1,551 | $207 |
| Hazel Dell, WA | $700 | $686 | $1,386 | $499 | $1,199 | $188 |
| Lake Shore, WA | $500 | $661 | $1,161 | $481 | $981 | $181 |
| Duluth, WA | $700 | $1,219 | $1,919 | $886 | $1,586 | $333 |
| Venersborg, WA | $300 | $1,023 | $1,323 | $743 | $1,043 | $279 |
| Oak Hills, OR | $1,500 | $717 | $2,217 | $521 | $2,021 | $196 |
| Warren, OR | $400 | $789 | $1,189 | $574 | $974 | $216 |
| Aloha, OR | $1,000 | $632 | $1,632 | $459 | $1,459 | $173 |
| Oatfield, OR | $400 | $662 | $1,062 | $481 | $881 | $181 |
| Durham, OR | $1,000 | $1,191 | $2,191 | $865 | $1,865 | $325 |
| Tualatin, OR | $200 | $676 | $876 | $492 | $692 | $185 |
| Clackamas County, OR | $1,500 | $736 | $2,236 | $535 | $2,035 | $201 |
| Home Insurance Company Hazel Dell, WA | Homeowners Insurance Agency Hazel Dell, WA | Address | Popularity Score | Distance from Hazel Dell (miles) |
|---|---|---|---|---|
| Travelers | Biggs Insurance Services | 916 Main St, Vancouver, WA, 98666 | 3.8 | |
| Travelers | Davidson & Associates Insurance Agency Inc | 610 Esther St Ste 101, Vancouver, WA, 98660 | 4.0 | |
| Farmers | Stacy Smuin | 3925 Ne 72nd Ave Ste 104, Vancouver, WA, 98661 | 3.4 | |
| Allstate | Ami Boal-Bennett | 5403 E Mill Plain Blvd, Vancouver, WA, 98661 | 4.1 | |
| Allstate | Kevin Saddler | 9401 Ne Covington Rd Ste 104, Vancouver, WA, 98662 | 3.8 | |
| Farmers | Sacha Amundson | 1811 Main St Ste 203, Vancouver, WA, 98660 | 3.3 | |
| Farmers | Nigel Tester | 16209 Se Mcgillivray Blvd Ste Q, Vancouver, WA, 98683 | 8.9 | |
| Allstate | Tarek Elkawlak | 14300 Ne 20th Ave Ste 204, Vancouver, WA, 98686 | 3.0 | |
| Allstate | Dane Ackerman | 4610 Ne 77th Ave Ste 128, Vancouver, WA, 98662 | 3.4 | |
| State Farm | Terry Cornelius | 301 E Mcloughlin Blvd Ste B, Vancouver, WA, 98663-3366 | 3.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $550 | $1,120 | $570 |
| Clark County, WA | $272,400 | $767 | $510 | $1,060 | $550 |
| Hazel Dell, WA | $236,700 | $695 | $480 | $950 | $470 |
| Lake Shore, WA | $277,200 | $669 | $490 | $950 | $460 |
| Duluth, WA | $461,400 | $1,234 | $850 | $1,720 | $870 |
| Venersborg, WA | $403,700 | $1,035 | $760 | $1,440 | $680 |
| Oak Hills, OR | $387,600 | $726 | $490 | $1,000 | $510 |
| Warren, OR | $357,800 | $799 | $580 | $1,130 | $550 |
| Aloha, OR | $264,400 | $639 | $430 | $880 | $450 |
| Oatfield, OR | $312,100 | $671 | $460 | $920 | $460 |
| Durham, OR | $503,600 | $1,205 | $830 | $1,700 | $870 |
| Tualatin, OR | $365,700 | $685 | $490 | $950 | $460 |
| Clackamas County, OR | $341,600 | $745 | $540 | $1,040 | $500 |