Gavop's guide to buying homeowners insurance in Lonoke, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $29,500 | $30,000 | $0-$25,000 |
| 2 Bedroom | $52,000 | $40,000 | $50,000-$75,000 |
| 3 Bedroom | $97,500 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $146,500 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $154,500 | $150,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $745 |
| Superior Protection Discount | -$82 | $827 |
| Fire & Security Discount | -$100 | $809 |
| Hail Resistant Roof Discount | -$18 | $891 |
| Newly Constructed Home Discount | -$182 | $727 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lonoke County | $700 | $1,069 | $1,769 | $777 | $1,477 | $292 |
| Lonoke, AR | $2,000 | $898 | $2,898 | $653 | $2,653 | $245 |
| Jacksonville, AR | $200 | $900 | $1,100 | $654 | $854 | $246 |
| Chrisp, AR | $500 | $1,272 | $1,772 | $924 | $1,424 | $347 |
| Alexander, AR | $2,500 | $882 | $3,382 | $641 | $3,141 | $241 |
| Bryant, AR | $500 | $883 | $1,383 | $642 | $1,142 | $241 |
| Guthrie, AR | $2,500 | $873 | $3,373 | $635 | $3,135 | $239 |
| Augusta, AR | $100 | $812 | $912 | $590 | $690 | $222 |
| Twin Groves, AR | $1,500 | $932 | $2,432 | $677 | $2,177 | $255 |
| Grady, AR | $1,000 | $721 | $1,721 | $524 | $1,524 | $197 |
| Home Insurance Company Lonoke, AR | Homeowners Insurance Agency Lonoke, AR | Address | Popularity Score | Distance from Lonoke (miles) |
|---|---|---|---|---|
| Farmers | Matthew Brown | 2051 W Main St Ste F, Cabot, AR, 72023 | 16.5 | |
| Travelers | Childress Insurance Agency | 2391 W Main Street Ste A, Cabot, AR, 72023 | 16.7 | |
| Allstate | Brooke Brolo | 4702 W Commercial Dr Ste A, North Little Rock, AR, 72116 | 19.2 | |
| State Farm | Charley Benson | 16000 Cantrell Rd, Little Rock, AR, 72223-4200 | 32.1 | |
| State Farm | Edd Hoyt | 3601 E Kiehl Ave, Sherwood, AR, 72120-3319 | 17.9 | |
| State Farm | Eddie Jo Williamson | 11815 Mara Lynn Rd Ste 3, Little Rock, AR, 72211-2375 | 29.6 | |
| State Farm | Anthony Otwell | 115 Audubon Dr Ste 15, Maumelle, AR, 72113-7410 | 29.9 | |
| Farmers | Steven Phillips | 10515 W Markham St Ste J3, Little Rock, AR, 72205 | 28.8 | |
| Farmers | C Kent Sutherland | 802 E Kiehl Ave, Sherwood, AR, 72120 | 19.6 | |
| State Farm | Don Harris | 4521 S Olive St, Pine Bluff, AR, 71603-7147 | 41.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $740 | $1,500 | $760 |
| Lonoke County, AR | $135,100 | $1,082 | $750 | $1,500 | $750 |
| Lonoke, AR | $117,300 | $909 | $660 | $1,250 | $590 |
| Jacksonville, AR | $117,600 | $911 | $620 | $1,270 | $650 |
| Chrisp, AR | $164,400 | $1,287 | $860 | $1,790 | $930 |
| Alexander, AR | $78,400 | $893 | $620 | $1,260 | $640 |
| Bryant, AR | $157,000 | $894 | $630 | $1,220 | $590 |
| Guthrie, AR | $76,700 | $884 | $590 | $1,220 | $630 |
| Augusta, AR | $64,900 | $822 | $550 | $1,130 | $580 |
| Twin Groves, AR | $88,400 | $943 | $630 | $1,300 | $670 |
| Grady, AR | $47,900 | $730 | $530 | $1,040 | $510 |