Gavop tells you how to get the best homeowners insurance in Graham County, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $138,500 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $194,500 | $170,000 | $175,000-$200,000 |
| 4 Bedroom | $153,000 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $355,500 | $310,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $595 |
| Superior Protection Discount | -$69 | $623 |
| Fire & Security Discount | -$69 | $623 |
| Hail Resistant Roof Discount | -$14 | $678 |
| Newly Constructed Home Discount | -$187 | $505 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Graham County | $2,500 | $684 | $3,184 | $497 | $2,997 | $187 |
| Graham County, NC | $2,000 | $684 | $2,684 | $497 | $2,497 | $187 |
| Valleytown, NC | $200 | $601 | $801 | $437 | $637 | $164 |
| Nantahala, NC | $1,500 | $888 | $2,388 | $645 | $2,145 | $243 |
| Burningtown, NC | $500 | $601 | $1,101 | $437 | $937 | $164 |
| Young Harris, GA | $2,000 | $1,072 | $3,072 | $779 | $2,779 | $293 |
| Pigeon Forge, TN | $500 | $904 | $1,404 | $657 | $1,157 | $247 |
| Rabun County, GA | $2,000 | $838 | $2,838 | $609 | $2,609 | $229 |
| McCaysville, GA | $200 | $826 | $1,026 | $600 | $800 | $226 |
| Farragut, TN | $700 | $954 | $1,654 | $693 | $1,393 | $261 |
| Knoxville, TN | $200 | $911 | $1,111 | $662 | $862 | $249 |
| Maggie Valley, NC | $1,000 | $969 | $1,969 | $704 | $1,704 | $265 |
| Home Insurance Company Graham County, NC | Homeowners Insurance Agency Graham County, NC | Address | Popularity Score | Distance from Graham County (miles) |
|---|---|---|---|---|
| Travelers | Wayah Insurance Group | 295 E Palmer St, Franklin, NC, 28744 | 28.0 | |
| State Farm | Jim Miller | 1504 Andrews Rd, Murphy, NC, 28906-5113 | 19.4 | |
| Travelers | Smith Insurance Services Inc | 60 Woody Hampton Rd, Sylva, NC, 28779 | 35.4 | |
| State Farm | Beth Dunaway | 38 S Main St, Waynesville, NC, 28786-6701 | 48.5 | |
| Erie | Freeman Agency Inc. | 1656 South Main Street, Waynesville, NC, 28786 | 47.5 | |
| Travelers | Carolina Insurance Group | 151 Everett St, Bryson City, NC, 28713 | 22.4 | |
| Allstate | Moore Insurance | 157 Highway 64 W, Hayesville, NC, 28904 | 21.6 | |
| Allstate | Myra Mente | 36 Marsh Lily Dr, Sylva, NC, 28779 | 33.2 | |
| Travelers | Wayah Insurance Group | 472 Carolina Way, Highlands, NC, 28741 | 41.3 | |
| State Farm | Steven Aft | 669 Andrews Rd, Murphy, NC, 28906-3506 | 20.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,230 | $600 |
| Graham County, NC | $124,800 | $692 | $490 | $980 | $490 |
| Graham County, NC | $124,800 | $692 | $460 | $950 | $490 |
| Valleytown, NC | $105,900 | $608 | $430 | $840 | $410 |
| Nantahala, NC | $162,500 | $899 | $650 | $1,280 | $630 |
| Burningtown, NC | $97,100 | $608 | $420 | $830 | $410 |
| Young Harris, GA | $180,800 | $1,085 | $740 | $1,490 | $750 |
| Pigeon Forge, TN | $169,100 | $915 | $620 | $1,310 | $690 |
| Rabun County, GA | $157,800 | $848 | $610 | $1,180 | $570 |
| McCaysville, GA | $153,700 | $836 | $610 | $1,150 | $540 |
| Farragut, TN | $343,200 | $966 | $650 | $1,330 | $680 |
| Knoxville, TN | $124,500 | $923 | $660 | $1,270 | $610 |
| Maggie Valley, NC | $185,800 | $981 | $700 | $1,350 | $650 |